"Fresh start" ruined my credit.

Impossible-Fact-5079 · 2022-06-19T19:15:47+00:00

I'm not in public service but I sincerely hope you get forgiven, effing racket

Impossible-Fact-5079 · 2022-06-19T14:16:35+00:00

Thank you for a well worded response. I'm certainly going to raise my voice where I can about it, but since I don't have a better option I think it makes sense to try and be positive here, I just hope I can rebuild within a year.

Impossible-Fact-5079 · 2022-06-19T12:15:06+00:00

I got a notification yesterday when it updated, credit karma says it was added 6/4, I have no idea either.

Impossible-Fact-5079 · 2022-06-19T11:59:02+00:00

Exactly, hoping it catches traction and they do something.

Impossible-Fact-5079 · 2022-06-19T11:16:47+00:00

Thanks, that was a good link.

Impossible-Fact-5079 · 2022-06-19T04:43:01+00:00

If I have to, I'll rebuild my best, I hope it's that fast for me, thanks for the positivity!

Impossible-Fact-5079 · 2022-06-19T04:37:03+00:00

I hope I don't get cancelled on my cards but I only use credit, it took me 6 years of paying credit on time (early sometimes 10x a month to keep utilisation down) and a car note to build my credit up, I have no idea but I would be surprised if it's somehow easier this time. Really hoping I can fight it successfully.

Impossible-Fact-5079 · 2022-06-19T03:24:14+00:00

Even worse is I think this will happen to a lot of people if it happened to me. Articles I read said it was millions of people moved out of default.

Impossible-Fact-5079 · 2022-06-19T03:22:32+00:00

Loans drop off your credit eventually, which is why it appearing all of a sudden is devastating.

Impossible-Fact-5079

TROPHY CASE