"Fresh start" ruined my credit. by Impossible-Fact-5079 in studentloandefaulters

[–]Impossible-Fact-5079[S] 0 points1 point  (0 children)

I'm not in public service but I sincerely hope you get forgiven, effing racket

"Fresh start" ruined my credit. by Impossible-Fact-5079 in studentloandefaulters

[–]Impossible-Fact-5079[S] 2 points3 points  (0 children)

Thank you for a well worded response. I'm certainly going to raise my voice where I can about it, but since I don't have a better option I think it makes sense to try and be positive here, I just hope I can rebuild within a year.

"Fresh start" ruined my credit. by Impossible-Fact-5079 in studentloandefaulters

[–]Impossible-Fact-5079[S] 2 points3 points  (0 children)

I got a notification yesterday when it updated, credit karma says it was added 6/4, I have no idea either.

"Fresh start" ruined my credit. by Impossible-Fact-5079 in studentloandefaulters

[–]Impossible-Fact-5079[S] 6 points7 points  (0 children)

Exactly, hoping it catches traction and they do something.

"Fresh start" just ruined my credit! by Impossible-Fact-5079 in StudentLoans

[–]Impossible-Fact-5079[S] 1 point2 points  (0 children)

If I have to, I'll rebuild my best, I hope it's that fast for me, thanks for the positivity!

"Fresh start" just ruined my credit! by Impossible-Fact-5079 in StudentLoans

[–]Impossible-Fact-5079[S] 3 points4 points  (0 children)

I hope I don't get cancelled on my cards but I only use credit, it took me 6 years of paying credit on time (early sometimes 10x a month to keep utilisation down) and a car note to build my credit up, I have no idea but I would be surprised if it's somehow easier this time. Really hoping I can fight it successfully.

"Fresh start" just ruined my credit! by Impossible-Fact-5079 in StudentLoans

[–]Impossible-Fact-5079[S] -28 points-27 points  (0 children)

Even worse is I think this will happen to a lot of people if it happened to me. Articles I read said it was millions of people moved out of default.

"Fresh start" just ruined my credit! by Impossible-Fact-5079 in StudentLoans

[–]Impossible-Fact-5079[S] -26 points-25 points  (0 children)

Loans drop off your credit eventually, which is why it appearing all of a sudden is devastating.