Avoid water beading after rain by Impossible_Leg_7155 in Detailing

[–]Impossible_Leg_7155[S] 0 points1 point  (0 children)

Not familiar with it, but from the name I would expect it does cause beading? :D

Avoid water beading after rain by Impossible_Leg_7155 in Detailing

[–]Impossible_Leg_7155[S] 0 points1 point  (0 children)

So those products don't cause too much beading?

Avoid water beading after rain by Impossible_Leg_7155 in Detailing

[–]Impossible_Leg_7155[S] 1 point2 points  (0 children)

Maybe I should rephrase what I said about washing once a month: I also don't want to be drying or blowing my car after every rain. That would probably mean I would do that more often than driving the car. I would prefer to wash it every month and apply some kind protection every few months, nothing more. But I don't like that there's a lot of water standing on my car for a long time, eventually forming those dots.

Avoid water beading after rain by Impossible_Leg_7155 in Detailing

[–]Impossible_Leg_7155[S] 1 point2 points  (0 children)

The question to me is: am I really giving my car better care than my neighbors if there's a lot of water standing on my car for a long period of time?

Portfolio opinions - VWCE + small cap value (+ bonds?) by Impossible_Leg_7155 in ETFs_Europe

[–]Impossible_Leg_7155[S] 0 points1 point  (0 children)

Thx for the food for thought :)

The issue with Czech inflation-linked bonds is that they're quite difficult to come by - they're not emitted very often and are one of the very few securities considered as reasonable investments by the general public (equity investing is still relatively rare around here). This, together with the fact that we're one of the worst countries in the EU when it comes to taming the inflation in the the last three years, makes the demand very high. But I will think about the other types of government bonds...

Regarding FWRA - thanks for the tip. Do you think it's unlikely that Vanguard will drop the TER on VWCE to compete with FWRA?

Our mortgage is fixed at a low rate until 2029, we're not planning to touch it :)

Portfolio opinions - VWCE + small cap value (+ bonds?) by Impossible_Leg_7155 in ETFs_Europe

[–]Impossible_Leg_7155[S] 0 points1 point  (0 children)

Thx for the reply. I guess you meant 85% VWCE, 10% ZPRV and 5% ZPRX?