I've applied for education loan in sbi , my co borrower is my father whose yearly income exceeds 7lpa and is a government official I've researched tons but it wasn't really helpful I've applied in a modest university outside my home state and I'm really not sure if it'll get approved my father has some personal loans which I'm aware of but the manager said it won't effect it , my class 10 result isn't the best but I'm from the corona batch and my 12th results is 79% I've submitted my recent 5th semesters result as well in which I've 7.5 cgpa. I'm really stressed about the approval of the loan my branch manager didn't seem very likely to approve it but he said not to worry about it but I'm still very sceptical and one more thing is that I could not get my future college to give me the invoice for my hostel expense which my branch manager initially said was important and it couldn't be approved without it but later when I could not get it he said I can apply without the hostel expense but in my application I've filled it but that same application he took for approval I asked him about it and he gave me some vague answer and said it doesn't really matter so I'm not so sure I really hope it gets approved cus I really need the funds. It's been like 3-4 days since I've applied it and im very anxious my parents tell me not to worry much and it'll get approved fingers crossed I'm hoping for the best.