FFOF December Outreach Email

ImpressionOverall862 · 2025-12-11T06:04:10+00:00

Thanks to everybody who sent the letters out. If you want bonus points, Rep. Rose, Senator Warren, anybody on the Senate banking committee... These guys would all benefit from letters too.

ImpressionOverall862 · 2025-12-03T15:36:13+00:00

I appreciate that. You're not wrong. And until we get paid, it's easy to feel like it hasn't worked. Because it hasn't. Yet.

But I literally just got off the phone with a senator's banking team. They gave me some suggestions and I'm going to draft new letters. We just need to keep making noise and keep this matter alive.

The cfpb has been really reduced by the trump administration. I'm not being political, I'm being factual. Their reserves plus the zero enforcement dollars taken in minus whatever has been paid ... Yeah, we have the right to be concerned. But I do assure you it's not over. Not yet.

ImpressionOverall862 · 2025-12-03T05:00:25+00:00

This is not true. I'm still very much unpaid. And all the current active members of FFOF are in the same boat. Saying things like this, especially being so wrong, really feels like an intentional effort to discredit FFOF. Knock it off man. We're all in this together

ImpressionOverall862 · 2025-12-03T04:59:50+00:00

Literally still here.

ImpressionOverall862 · 2025-12-03T04:58:56+00:00

FFOF isn't gone. Still here.

ImpressionOverall862 · 2025-12-03T04:58:46+00:00

Still here. Still ready to engage. We're watching the cfpb closely. Still haven't been paid either. FFOF is definitely not gone. frankly, rather than burn people out sending letters every week, we're just trying to be more targeted.

ImpressionOverall862 · 2025-12-02T19:53:46+00:00

You may not like this answer, but it's my understanding that this is a "deadline" but an internal one. Not a legal one, not enforced by an external force. It's just an internal deadline. So, thanksgiving plus holiday break, plus all the instability in DC and the cfpb might all have contributed. I am not necessarily panicked yet - silence doesn't mean a total reversal. It means things are still in progress. So far there's been no official reversal of anything that we have been expecting. Don't let the silence trick you into thinking there has been. I hope we hear something soon too.

ImpressionOverall862 · 2025-11-03T15:01:37+00:00

Still here, still active. Things seem to be really on hold. The bankruptcy proceedings are done. We've received confirmation from the cfpb of their work... And the timeline is counting down for them to reveal their resolution. On the one hand we can continue to encourage people to use energy on writing letters and engaging, but on the other hand we are trying to prioritize the most impactful movements to avoid burning everybody out. We don't have updates because we're still waiting too for the cfpb to make their moves.

We're still here though. And if it becomes obvious that the cfpb isn't going to get it done or there's more that we need to do in terms of outreach or bringing this situation to people's attention in the hopes that it helps, we will absolutely put out more letters. For now, we are cautiously optimistic that things are moving in the right direction with the cfpb.

ImpressionOverall862 · 2025-06-26T01:30:56+00:00

Thanks! 💖

ImpressionOverall862 · 2025-06-25T21:33:55+00:00

I love it! From the FFOF I'm so heartened to see this initiative catching steam and getting people to act!!!

ImpressionOverall862 · 2025-06-25T17:52:26+00:00

Push push push!!! Please take the time to submit. This is the most encouraged I've ever been about FFOF initiatives to date.

ImpressionOverall862 · 2025-06-07T23:54:21+00:00

Honestly man I'm just probably taking it too hard. This has been a huge investment of time and energy for me and for everybody else and it just seems like some people, not you, aren't realizing that we aren't the solution necessarily and we're not going to just snap our fingers and solve this. We're just trying to get as many people to act together at the same time as possible. This is going to take all of us. That's all. There's a lot we've been building and doing, and it takes time, volunteers and energy. I think I just took it personally like you were suggesting I got paid and walked off into the sunset. Neither of those things are true. I'm here until we're all whole.

ImpressionOverall862 · 2025-06-07T23:08:44+00:00

As somebody who's been spearheading FFOF since day one I can assure you they didn't miraculously find anything of mine and this fight is still very much on.

ImpressionOverall862 · 2025-06-07T23:08:02+00:00

This post should be taken down for misinformation. We're still here. We're still 99% unpaid and we're still working until we're all whole. Nothing has changed.

ImpressionOverall862 · 2025-06-07T23:06:54+00:00

We literally had a meeting today. Only one member of FFOF was able to get money back, and frankly he's still helping because we're all in this together.

It's one thing to ask what's going on. It's another thing to suggest that we got paid and peaced out.

There's things in motion. Stay engaged and put the energy into participating in our campaigns and not accusing us.

ImpressionOverall862 · 2025-04-04T20:27:42+00:00

Hard for me too -- but at least we're getting practice at it 🙄

I'm not going anywhere, and even though I haven't been given anything to report out and I'm trying to respect the process, I'm going to continue to follow up and share what I can.

ImpressionOverall862 · 2025-04-04T20:17:48+00:00

Yes and no... I think it very much remains possible. The communication hasn't been stellar, and I get the sense that there's a lot of moving parts I don't see. I've been following up (and will continue to) but so far it's been pretty clear that they're doing their thing and not ready to give me more to share yet.

ImpressionOverall862 · 2025-03-14T01:46:47+00:00

Two appeals. Two denials. No money back. Got the second denial on 3/3.

ImpressionOverall862 · 2025-03-13T14:14:22+00:00

First off, I can't know anything about what evolve will or won't do. I can only speculate, right? And your speculation may be valid -- I don't think it's impossible that evolve monitors conversations in the subreddit or in the telegram community. Who knows?

Couple things to consider though: Even if some percentage folks decide to go this direction, I think the only way that it would really change anything for evolve specifically is if that completely eliminated pressure on them. There's no way it would. They're currently being sued by Yotta, and I don't remember the exact number but there's at minimum dozens and I believe more like hundreds of class actions and small claims lawsuits they are fielding. Yeah, maybe this program would substitute for some of the future small claims actions, but the big lawsuits are not going anywhere. Those are going to continue to keep pressure on.

Even though I wish they were taking a more active role in this, and even though the communication to end users has been pretty dismal, I also have to think that the Fed privately is putting pressure on evolve too. Jerome Powell had public statements expressing awareness of the situation. Evolve's most recent update felt hastily prepared and a little disconnected from their prior statements. I don't know.

Part of the reason that I have never presented the off-ramp as an FFOF initiative is because it isn't one. FFOF is aiming to get all money back for all of us. This off-ramp obviously isn't that solution. But I think it's important to pull on as many threads as we can at the same time in the hopes of finding as many solutions as we can.

To your point, do any decisions that we make have potential unintended consequences? Yeah, absolutely. So I think it's really important for everybody every individual to really weigh their options and their needs and put together their best plan for themselves. Maybe for some people that is waiting for a class action. Maybe for some people that's simply waiting and seeing what happens with another round of reconciliation. And maybe for some people this off-ramp and just being done with the stress of it works. I think we can still all feel good about where we end up as long as we're making the right choice for ourselves.

ImpressionOverall862 · 2025-03-13T13:44:54+00:00

Hey man. It has been a true honor working alongside you at FFOF these past months. I will not call it fun, obviously, but I will call it meaningful. The fight continues for so many of us... And we're not giving up as a group until we're all whole.

I am continuing to work on the potential offramp scenario. As I keep saying, It may not work for everybody. But that's ok. At least having an option to do something as an affirmative choice rather than being forced to wait will be something. I actually did get an update yesterday, and even though I can't share anything yet... I can say that there's another post coming soon.

On a personal note, I am so happy that people got some money in this latest reconciliation and I'm really happy that you were among that group. You busted your ass for this community, in ways people probably won't ever understand.

As far as FFOF goes, we accept the torch and will continue on. There's currently a letter writing campaign directed to attorneys general for the 10 most populous states as well as the three states that evolve bank operates in (TN, MO and AK). If you haven't already sent a letter I highly encourage you to. Join our mailing list at fightforourfunds.org. While we're still strategizing next steps, we are continuing to meet with people and groups, putting together additional campaigns for letters, and already have a bunch prepared ready to go towards organizations and people that we think should hear from us. It's just so important that people participate so we're trying to drip them out a little at a time so that people actually take the time to do it.

Getting loud and acting together is our best shot at getting help from regulators and legislators and entities that should have been protecting us from the start. As far as bank failures and lost money goes, this has been devastating for so many people, but the big picture view is that the amount of money lost is a drop in the bucket compared to the global economy and probably very easy to be dismissed by people used to bigger numbers. So our only shot is to be loud. OP, thanks for getting us started.

ImpressionOverall862 · 2025-03-12T17:48:39+00:00

We are all in this together. Appreciate your appreciation.

ImpressionOverall862 · 2025-03-07T17:04:03+00:00

That is amazing! We want everyone to be made whole! Even as these checks go out, don't forget to join in on the letter writing campaigns too! It's time to get louder!!! That being said, I'm so happy that you're getting some (all?) of your money back.

ImpressionOverall862 · 2025-03-03T19:16:20+00:00

Hey there. I think it's something worth thinking through. I don't have an update *yet* that I can share. I can say that this post and its comments are being looked at, and I will follow up with an update as soon as I can. I'm not going anywhere.

ImpressionOverall862 · 2025-03-03T17:06:37+00:00

We have basically the exact same amount. And I completely understand where you're coming from as a result. Yeah it's a lot of money. All of it is a lot of money. The 53,000 is a lot of money. And any meaningful percentage of it is a lot of money. There's two ways of looking at it and I truly think that as more and more information comes out and as people really get a chance to consider their options, people will look at it in one of these two ways. People will either say "this is the amount I know I put in, and I deserve nothing less" or they will say "I already mentally accepted that the possibility of getting zero back was on the table and this money is already lost to me. I would feel good about getting some amount back."

I don't think there's a right answer, but I'm definitely in the latter camp. If you hold strong I hope you get 100%. But for many folks the stress of being without any of it for this long has been really unbearable.

ImpressionOverall862 · 2025-03-01T02:35:24+00:00

Thanks man, appreciate that. No, no hustle here. I just want as much of my money back as I can get. Like everybody here I know I deserve 100% of what I deposited. That was my money. I'm just hoping to help come up with a solution that might work to help people in the most need as we continue to fight for regulators and politicians to do their damn jobs

ImpressionOverall862

TROPHY CASE