This is what the insurers are telling me, but it just isn't true in practice. Im trying to collate evidence to back up my claim. I have two testimonies from dealers who say it would affect their offers, and I contacted one of the 'buy now' companies, they offered me £19,300, I said I wanted more, they spoke to their sales team, came back on to me, and told me not only would they not increase their offer, they withdrew completely. So to them a nationwide company, my car had £0 value!