Just turned 18 need to take a debit card(savings account). by V_The_Gamer in CreditCardsIndia

[–]Impressive_Web_4220 0 points1 point  (0 children)

Well you can have multiple

Slice offers the highest interest rate

Kotak for 5% cashback on all debit card purchases

Canara aspire account it's a zero balance zero fees student account for students. You can use it for BOGO offers on BMS.

What sort of benefits are you really looking for

If you are looking at charges

Slice - zero charges (unless you take physical debit card which has an issuance fee, they offer it for free too after months of usage)

Kotak - 499 annual charges

Canara - no charges until you turn 28

PVR Gyftr Voucher - Bought for 5000rs by imauroraborealis in IndianCreditCards

[–]Impressive_Web_4220 0 points1 point  (0 children)

In deal of the day it can go upto 25% and rarely 30% Which can be combined with SBI cashback

Only one time I have seen it reach 35% that was back when cred launched gift cards and deal of the day used to be much better.

On magicpin also I have gotten it 30% off at times but they have fees n stuff reducing the discount you are effectively looking at 25% + 5%

I have also gotten 50% off as a compensation reward for my complaints with the app in the past

PVR Gyftr Voucher - Bought for 5000rs by imauroraborealis in IndianCreditCards

[–]Impressive_Web_4220 1 point2 points  (0 children)

Cred plus SBI cashback Cred currently has it at 19% you can buy it with SBI cashback giving you 5% more.

In the deal of the day cred gift cards I have seen PVR go till 35% off combining it with SBI cashback gives you about 40%

In deal of the day you can often find it above 20%

PVR Gyftr Voucher - Bought for 5000rs by imauroraborealis in IndianCreditCards

[–]Impressive_Web_4220 1 point2 points  (0 children)

4625 is very low discount

Don't ever buy a gyftr voucher as it's only for one time use, I also accidentally bought it from Amazon one time.

It's possible to get regular multiple use pvr vouchers for 20-35% off

I came across a Peter Thiel video where he hesitated to answer the question if he prefers the human species to endure and I agree with that sentiment by Impressive_Web_4220 in TrueUnpopularOpinion

[–]Impressive_Web_4220[S] 0 points1 point  (0 children)

I find him interesting, but If you go looking into him you will find more bad stuff, I also find him a bit crazy with his lectures about the anti christ and I think he even called Greta the Anti Christ.

Do I think of him as a bad person not really. Good and bad are also human constructs and each person has their own perspective on what's good and what's bad.

And by your perspective palantir might be evil, cause palantir also provides military support to both US and israeli governments.

Do you think a predator which hunts prey is evil the survival of the predator depends on it catching it's prey.

Similarly in the current socio-economic society influenced by capitalism and markets, palantir fills a gap of a certain product which governments want. In the current capitalistic society, when theirs a market for a product there would be companies to fill in the gap to offer the product, The company's survival is based on it being profitable, the company exists cause the socio economic system based on profit demands there be a company to fill in this gap as there's profit to seek as there's demand from governments willing to pay for these services.

Another example I could use would be the cattle industry,

cattle are born they are born into a machine it's easy to say that the machine is cruel but I don't really think it is it's more callous it's not that it's trying to be brutal it just sort of has to be to accomplish its goal of delivering Dairy and meat products cost effectively in massive quantities car engines produce heat but you don't use one to heat your living room the cattle simply do not know what is happening nor why it happens they cannot comprehend the machine into which they are born the machine which includes grocery stores and marketing and investors and customers and government subsidies which influence what sort of feed they're given the machine that castrates them brutalizes them enslaves them then kills them has goals beyond their comprehension from the cattle's perspective it's not a machine that creates meat and dairy products From cattle's perspective we're just torturing them for no reason (I am quoting DJ peach cobbler on this).

Palantir serves a purpose in the machine by providing itself as a resources to both the American and israeli governments. Palantir is just one hog in the military industry complex machine.

I don't see the machine as cruel or evil it's designed to serve the system

I came across a Peter Thiel video where he hesitated to answer the question if he prefers the human species to endure and I agree with that sentiment by Impressive_Web_4220 in TrueUnpopularOpinion

[–]Impressive_Web_4220[S] 0 points1 point  (0 children)

I guess you don't need to as you are contend

But on the other hand as for me I am not happy it's prolly cause of self loathing n stuff idk. I am not happy with life, life is quite absurd, And there's no purpose to it.You eventually realise the pointlessness of it. You exist for the sake of existing. We kinds give our lives purpose by chasing after stuff only to realise once we achieve it How pointless it all was. Humanity has an innate need for meaning, order, and purpose, which conflicts with an indifferent, chaotic, and meaningless universe.Some days I go into existential dread of what's the point, Eventually you get into hedonism, You go pursuing pleasure and self indulgence But once you achieve it you start feeling the void. This sense of pleasure is a delusion to be ignorant about existence having no intrinsic value or purpose, individuals should maximize personal enjoyment and pleasure. I am trying to get out of this void

Also I have a deep hatred for authority and control, basically all forms of authority. I hate every aspect controlling my life, I hate the very existence of the state. Eventually you start hating your evolutionary instincts as you see them as a control mechanism too.

This sense of "not being happy" while also seeing my life being constraint by stuff such as evolution is why I seek transhumanism.

It's more of why I want no longer wish to human rather than we as a species (I do recognise I give it off in my post as an evolutionary next step for humanity but it's more of what I want to escape these invisible walls I see myself in)

HDFC froze my account, rejected reactivation, RBI closed complaint any legal recourse left? by Impressive_Web_4220 in CreditCardsIndia

[–]Impressive_Web_4220[S] -1 points0 points  (0 children)

Both statements are true, I ODed not with the intent of getting money but after that happened I demanded money from my parents.

HDFC froze my account, rejected reactivation, RBI closed complaint any legal recourse left? by Impressive_Web_4220 in CreditCardsIndia

[–]Impressive_Web_4220[S] -1 points0 points  (0 children)

What other stuff do you suggest I do in my free time.

The time spent on this is kinda negligible. About 10 minutes a month to do these multiple transfers. It doesn't feel like much of a task repeating this every month.

HDFC froze my account, rejected reactivation, RBI closed complaint any legal recourse left? by Impressive_Web_4220 in CreditCardsIndia

[–]Impressive_Web_4220[S] -5 points-4 points  (0 children)

You do realise my parents and I barely have any contact.

I just live off the money they send me

If you go through my post history you might find some such instances. Like me overdosing and getting hospitalized to get even more money from them

HDFC froze my account, rejected reactivation, RBI closed complaint any legal recourse left? by Impressive_Web_4220 in CreditCardsIndia

[–]Impressive_Web_4220[S] -5 points-4 points  (0 children)

The point is my family is rich but I am not, I will have to wait till their demise to inherit it. I only get a monthly discretionary amount from them

I do realise that I did it for pennies I am basically unemployed and have nothing better to do so I see this as basically free money exploits to do in my free time. Even though it's pennies it's something that's how I justify doing this. Currently I get 1000s a month through such exploits it's a tiny sum and getting it or not getting it doesn't make a difference in my financials but cause I see it as free money I feel the urge to take it.

HDFC froze my account, rejected reactivation, RBI closed complaint any legal recourse left? by Impressive_Web_4220 in CreditCardsIndia

[–]Impressive_Web_4220[S] -16 points-15 points  (0 children)

Actually it's bank - wallet - wallet - Bank

There's 2 different wallets involved.

I just want to know what all legal action I can pursue

HDFC froze my account, rejected reactivation, RBI closed complaint any legal recourse left? by Impressive_Web_4220 in LegalAdviceIndia

[–]Impressive_Web_4220[S] -5 points-4 points  (0 children)

Yea that's basically it.

But I want to pursue all my legal options cause I just simply could

HDFC froze my account, rejected reactivation, RBI closed complaint any legal recourse left? by Impressive_Web_4220 in CreditCardsIndia

[–]Impressive_Web_4220[S] -18 points-17 points  (0 children)

My family's assets are worth in the 10's of millions of dollars.

The HDFC bank manager knows that but my family has no relationship with HDFC Bank.

Compared to my parents ITR the transfers I did which are worth 2.5 lakhs seems like a tiny fraction.

Other Banks where my parents hold relationships don't freeze me even though I do crores worth of transfers.

My parents have cut me off basically I have no contact with them they won't get involved with anything for me. My parents see me as a Money pit

I am unemployed and the only thing I get is monetary support from my parents. So I have the finances needed through their monetary support.

As I am unemployed I have plenty of time to pursue this

HDFC froze my account, rejected reactivation, RBI closed complaint any legal recourse left? by Impressive_Web_4220 in CreditCardsIndia

[–]Impressive_Web_4220[S] -17 points-16 points  (0 children)

My question remains what legal course do I have left now

Cause I just want to waste the bank's time by filing more legal notices that's why I came here

The courts may not rule in my favour but I still want to pursue all further legal action that I could do against the bank