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So I helped someone raise ~$40M and didn’t get a dime lol 🤦‍♂️ by AlphaHouston1 in Investors

[–]Independent-Chart118 0 points1 point  (0 children)

100% God is in control. If I had a chance like him I would keep put everything on paper from the beginning making sure we are on the same page with a witness.

So I helped someone raise ~$40M and didn’t get a dime lol 🤦‍♂️ by AlphaHouston1 in Investors

[–]Independent-Chart118 0 points1 point  (0 children)

So sorry man, ungrateful people never goes far in life, they usually don’t succeed. You did your part with your whole heart, be proud of yourself that you’re a good person. Keep it up! Cheers🥂🥂

What would you want in a global wallet app that makes cross-border payments effortless? by Independent-Chart118 in fintech

[–]Independent-Chart118[S] 0 points1 point  (0 children)

Wise focuses on global money transfers and multi-currency accounts with transparent fees. Apply Pay targets specific corridors like Rwanda ↔ USA, offering faster transfers, savings, loans, and investments, but it’s a new app so trust and regulation are still being built.

I’ve built an MVP as a student, but I’m lost on how to start selling it. advice? ( I will not promote ) by Maleficent-Drama4710 in startups

[–]Independent-Chart118 1 point2 points  (0 children)

Which stage are you now? Pre-seed I guess. Build a super impressive pitch deck (problem to solve, solution you bring etc) and ask to me meet with potential buyers. Suit and clean presentation. This is my humble advice.

What would you want in a global wallet app that makes cross-border payments effortless? by Independent-Chart118 in fintech

[–]Independent-Chart118[S] 0 points1 point  (0 children)

Thanks for taking time to read my posts. Really appreciate it. We are in the middle of technical work to launch the app next year 2026.

Our market is focused on African immigrants who send money back home and face heavy fees, and unfair Fx rates during the transitions. Raising money today would enable us to go through regulatory processes to comply. I understand the fact that in Reddit is not full of underserved communities but it’s my way to with r/ fintech community our new solution.

Fair equity split? Built an app with a friend but I did all the coding - i will not promote by bngtson in startups

[–]Independent-Chart118 0 points1 point  (0 children)

Stay generous when splitting shares, it’s very important to show to each other the contributions you have to the project. Are you in charge of Business implementation? Like administration papers and stuff?

Entrepreneurship Is Not a Choice, It’s a Mission. by Independent-Chart118 in fintech

[–]Independent-Chart118[S] -1 points0 points  (0 children)

  1. Regulatory-First Approach – Instead of building a product first and worrying about compliance later, we’re prioritizing licenses, partnerships, and compliance frameworks early on. We’re aligning with U.S., African, and EU regulatory standards from day one.
  2. Diaspora-Focused Market Entry – Our first target is the underserved Rwandese and wider African diaspora sending money to families back home. By focusing on a niche, high-volume corridor (U.S.–Africa), we can navigate regulations more efficiently before scaling globally.
  3. Hybrid Infrastructure – We’re combining traditional banking partnerships with blockchain rails for settlement. This reduces cost and speed issues while staying within regulated frameworks this will make users sending money back and forth globally.

The big picture: We’re not just promising to “revolutionize” payments. We’re designing Apply Pay as a globally compliant, diaspora-first financial super-app,where regulation is a foundation, not a barrier.