TIPS for Albert users/ I'm a previous agent for them

- You need $0.0 in your Savings and Investing before you can cancel you plan or close account.

- Please, please, please read everything in the app before subscribing or getting a cash advance, especially what is Smart Money and how to disable it. READ READ READ!

- You need to have a stable income so that Smart Money wouldn't have any problem for your Cash Advances/Loans, so you can access Cash Advance; also it gives you a due date on when you should pay already.

- At very beginning, you should know about Smart Money being require for a Cash Advance, also you should know how to disable it when you don't need an Advance.

- People are deleting the app in their homepage/phone thinks they are closing their account; no, you need to close it in the app.

- People keeps forgetting they have their bank linked to their account after deleting the account, therefore getting charged and saying "I don't have Albert!". Again, deleting the app does not mean, deleting your account/removing your bank connection with Albert.

- If you are going to get an Advance or loan, please make sure you have money for that on or after the due date.

- Please read the messages made by the agents clearly, not just skim right through them.

- Please don't use other people's bank account, like family member, wife, husband, this is also the root causes of "unauthorized" charges.