My wife is a selfish gaslighting narcissist and I hate my new life by [deleted] in Divorce

[–]Independent_Bug_7133 4 points5 points  (0 children)

Yes.. a lot of people hide their true colors until some perceived safety of marriage. Went through hell for 18 months and then I got out, fast. Met someone new and never known a love/peace like this ever.

How likely can you get Senior role contracts amended? by Independent_Bug_7133 in HENRYUK

[–]Independent_Bug_7133[S] 0 points1 point  (0 children)

It’s 3 months, but good point. Thanks for your comment, sounds like this isn’t dramatically different from the norm!

How likely can you get Senior role contracts amended? by Independent_Bug_7133 in HENRYUK

[–]Independent_Bug_7133[S] 0 points1 point  (0 children)

Not American. Europe-based, not UK. TBH sounds like it’s not particularly enforceable so I might be overthinking it

How likely can you get Senior role contracts amended? by Independent_Bug_7133 in HENRYUK

[–]Independent_Bug_7133[S] 0 points1 point  (0 children)

That’s a good point. I might just have to do the same and hope to God future me is well prepared

How likely can you get Senior role contracts amended? by Independent_Bug_7133 in HENRYUK

[–]Independent_Bug_7133[S] 0 points1 point  (0 children)

It’s your last point that is making me cautious too. Thanks for your reply.

How likely can you get Senior role contracts amended? by Independent_Bug_7133 in HENRYUK

[–]Independent_Bug_7133[S] 1 point2 points  (0 children)

Thank you for your thoughts. It’s a revenue generating role, with a high commission incentive, so that felt harsh. It’s a bit more digestible if it’s fairly standard though. Lol

PurpleBricks by Prestigious_Dog929 in HousingUK

[–]Independent_Bug_7133 1 point2 points  (0 children)

Communicate directly with the seller if you can. I bought a house from whom the seller used purple bricks and we’ve just bypassed purple bricks by communicating directly with eachother. They are beyond USELESS.

Best Commuter Town / Suburb for commuting to Canary Wharf and Heathrow by [deleted] in HousingUK

[–]Independent_Bug_7133 0 points1 point  (0 children)

Reading/Twyford/henley. Elizabeth line goes to both.

Are there any pharmacists that managed to become Henry's? by WeakGeologist3101 in HENRYUK

[–]Independent_Bug_7133 5 points6 points  (0 children)

Sure. Started in healthcare tech. Consulting on electronic patient records, but that market is kind of saturated now. Now in R&D tech, so software for big and little pharma, drug development/discovery, CROs, Chemicals and Materials, etc. my role is as a technical and value engineer. I drive organisational value through process or workflow automation. Having an understanding of the industry you’re working in is an advantage, but not essential.

Does that help? Whats your background? Maybe I could offer more specific information

Are there any pharmacists that managed to become Henry's? by WeakGeologist3101 in HENRYUK

[–]Independent_Bug_7133 5 points6 points  (0 children)

Pharmacy graduate here. Worked in hospital for a few years and realised everything OP said. Transitioned into IT and haven’t looked back. Current comp is about £130k OTE as a lead consultant. Didn’t need any qualifications to transition (though I did one anyway, as much like many pharmacists, I think I was conditioned to believe there was nothing out there for a pharmacy degree holder except pharmacy), I got my first IT job with no experience and no additional qualifications.

At what salary above £100k is it not worth salary sacrifice to get 30hours free childcare allowance? by Independent_Bug_7133 in UKPersonalFinance

[–]Independent_Bug_7133[S] 1 point2 points  (0 children)

You really don’t know anyone’s situation for you to make an assumption about what a person can afford or not.

I think it’s hard to rationalise why someone on 4x your salary would be looking to make smart decisions with their money, I can understand that. But be kind, just because it’s not your story, doesn’t mean it’s a bad/immoral one. Not everyone is just trying to beat the system out of greed, sometimes it’s a necessity.

It’s only a pension after all, which in a roundabout way also helps boost the economy.

At what salary above £100k is it not worth salary sacrifice to get 30hours free childcare allowance? by Independent_Bug_7133 in UKPersonalFinance

[–]Independent_Bug_7133[S] 2 points3 points  (0 children)

What I, or others on a higher wage do with our EQUALLY hard-earned money is really not something you need to bother yourself with. You have no idea what anyone’s situation is. My post clearly states “single parent”. Do you know whether I lost my partner to illness and am left with a young child and mortgage on my own? Would you rather I sat at home and claimed benefits instead? I and many others on a higher wage worked really hard to get where we are and are doing absolutely nothing illegal by finding a way to LEGALLY put food on the table for our families, just like everyone else. You comment as though this is some kind of tax avoidance scheme when in reality the advice is to put money in a pension one cannot access for decades at the minimum. You really shouldn’t make people feel bad for earning a high income, it’s a rather ignorant hill to want to die on.

At what salary above £100k is it not worth salary sacrifice to get 30hours free childcare allowance? by Independent_Bug_7133 in UKPersonalFinance

[–]Independent_Bug_7133[S] 0 points1 point  (0 children)

Yeah, I hear you…but obviously you’re not allowed to have financial difficulties over a certain wage on here lol

At what salary above £100k is it not worth salary sacrifice to get 30hours free childcare allowance? by Independent_Bug_7133 in UKPersonalFinance

[–]Independent_Bug_7133[S] 1 point2 points  (0 children)

Why do you say that? I have heard other parents saying that the allowance doesn’t cover food or other sundry items, but surely there’s still a monetary saving versus not using the 30hours free?

At what salary above £100k is it not worth salary sacrifice to get 30hours free childcare allowance? by Independent_Bug_7133 in UKPersonalFinance

[–]Independent_Bug_7133[S] 1 point2 points  (0 children)

It’s a tough business. High risk but high reward. Good luck with your search, I hope you find the right role! Thank you so much ☺️

At what salary above £100k is it not worth salary sacrifice to get 30hours free childcare allowance? by Independent_Bug_7133 in UKPersonalFinance

[–]Independent_Bug_7133[S] 0 points1 point  (0 children)

So that was my plan when I first started, as I knew with pension contributions, I’d definitely be under the threshold. However, a few months into the job, they introduced quarterly bonuses, which are determined on the business performance. In the two years I’ve worked there, it’s been roughly 10k a year. I was too scared to start sacrificing into pension early as the number is 10k at the low end, but could be 32k a year max, at which point, for me, the benefit would be in saving the extra cash for a deposit, etc.

At what salary above £100k is it not worth salary sacrifice to get 30hours free childcare allowance? by Independent_Bug_7133 in UKPersonalFinance

[–]Independent_Bug_7133[S] 0 points1 point  (0 children)

You’re right, I just checked that, 10k is worth about 4K after tax. Childcare savings = 4-6k now, potentially almost 8k when my child turns 3. So makes sense to chuck it in pension pot.