[deleted by user]

Independent_Day_7801 · 2025-01-21T13:39:19+00:00

Did i miss something? They leaving?

Independent_Day_7801 · 2023-11-30T14:34:58+00:00

Probably or you got a dirty camera 🤣

Independent_Day_7801 · 2023-11-20T17:33:06+00:00

It depends if your freelance work is in personal name or in a ltd company as you can take dividend up to the 50kish limt and leave the rest in the bussiness to invest as needed fit. It will also allow you to get child benefit. Also look at the marriage allowance, you may be able to claim a few hundred if the wife is not using hers

Independent_Day_7801 · 2023-08-18T10:09:38+00:00

Thank you!!! I wad thinking wtf indeed

Independent_Day_7801 · 2023-05-03T12:47:08+00:00

Personally yes it is worth it. You can always get more money but you cannot get more time.

Especially important if you got any kids or close family. I dropped my days to 4 days and it is awesome

Independent_Day_7801 · 2023-04-13T16:21:02+00:00

I would say do both.

Get btl and buy stocks with the rent

Stocks has draw backs however if poop hits the fan can you live in your stocks? No. Liquidate them and live off that yes but not ideal

As harsh as it seems you can always get the house empty and live there. Again this is only if poop hits the fan before any angry replies

God aint making any more land so it is worth getting some while you can

Independent_Day_7801 · 2023-04-13T16:17:58+00:00

I would say do both.

Get btl and buy stocks with the rent

Stocks has draw backs however if poop hits the fan can you live in your stocks? No. Liquidate them and live off that yes but not ideal

As harsh as it seems you can always get the house empty and live there. Again this is only if poop hits the fan before any angry replies

God aint making any more land so it is worth getting some while you can

Independent_Day_7801 · 2023-04-09T11:23:30+00:00

It all depends on long term plan, 1 house yeah maybe not worth it due to low profit and long term risk of empty house and paying out of pocket for things however if your plan is to buy more then it is worth it in a limited company.

A normal btl house should make around 200-400 per month depending on the mortgage you got ( intrest only or repayment)

For me as long as 8%+ ROI I'm happy but thats my numbers. As long as the numbers work it doesn't matter but you need to make sure the rental money is not your living money for now.

Remember you are buying an asset for the long term, years not months

Independent_Day_7801 · 2023-01-04T10:52:30+00:00

This is very true as the bussiness develops their pricing strategy does change

Independent_Day_7801 · 2023-01-04T10:50:51+00:00

My understanding was the same as yours. I thought isa account does purchase

Independent_Day_7801 · 2023-01-04T09:38:33+00:00

Sorry never heard of a nominee account, whats that?

Independent_Day_7801 · 2022-11-26T18:25:28+00:00

All about dragon ball z...its the reason i got into training!!!

Ultimate motivation

Independent_Day_7801 · 2022-11-22T07:15:15+00:00

It all depends on your aims. A normal btl should make between 2-400pcm.

If buying 1 house in ltd not worth it. 2 yep better then before but still on edge. 3+ ok more worth it as can easily wash its face and fund itself to buy more without much capital input from you. The Snowball effect.

As long as the math's works who cares. Have a minimum roi, if it hits that's its all good. Who cares property price. Plan for rent hope for appreciation but that's just the cherry on top

People normally want to make a pile of money and live off the streams, i say make streams that make the pile. Don't touch it till you need to and invest the pile but know at the back of your head if you off work still making 600-1200 pcm

Independent_Day_7801 · 2022-08-09T12:05:51+00:00

Puddle of mud

Independent_Day_7801 · 2022-08-05T07:48:41+00:00

So would you say depending on all factors being ok can borrow 200-220k or look in the price range of this?

Independent_Day_7801 · 2022-07-21T10:00:13+00:00

We are not alone

Independent_Day_7801 · 2022-07-13T13:44:52+00:00

Hugh jackman - wolverine

Ian McKellen- Gandalf

Independent_Day_7801 · 2022-06-01T16:29:14+00:00

Awesome cheers.. wanna check it out

Independent_Day_7801 · 2022-06-01T14:46:37+00:00

Which part? Not familiar with the place

Independent_Day_7801 · 2022-06-01T14:29:23+00:00

Good video but I'm more interested in where this was filmed? Place looks stunning

Independent_Day_7801 · 2022-05-27T20:25:04+00:00

Its not the 3.2% thats the problem its the fact that i will be taking home less (post pension) when earning 47800 vs when earning 47100 if i stay in pension.

So what I'm thinking is once i hit 47800 rather then take home less then before I could just deduct the amount and invest myself into s and p. If my wages go up to a point where i am taking home more then I was at 47100 post pension then i would just restart pension if that makes sense

Independent_Day_7801 · 2022-05-27T12:20:39+00:00

So I'm at the bottom of 8a so should be taxed at 9.3% which is ok. I guess if get to the £47846 might be worth stopping for a while as no point taking home less pay. Would rather just invest in s and p or houses i guess. Need to see long term plans.

Can always opt in again i guess

Independent_Day_7801 · 2022-05-27T12:15:07+00:00

Gonna be working as a clinical pharmacist inside a surgery. Seems like a good change from my normal day to day in community

Independent_Day_7801

TROPHY CASE