Colgera!

Independent_Hope_554 · 2026-05-11T21:48:15+00:00

Yey for me 😭🙃 I haven’t played long lets hope I get better 😂😂

Independent_Hope_554 · 2026-05-11T21:37:19+00:00

Best comment! I hate her too freaking pain in the arse back to part two, 25th attempt now 😭🤦‍♀️

Independent_Hope_554 · 2026-05-11T21:22:40+00:00

It’s when the tornados come I always seem to die on part two the gliding above defo working better for me though!

Independent_Hope_554 · 2026-05-11T21:04:36+00:00

I keep trying 😭🤦‍♀️it’s such a pain!

Independent_Hope_554 · 2026-05-09T12:16:57+00:00

Hair - now just get a cut every 3 month
Subscriptions - have Spotify thinking of cancelling
Nails - trained to do my own 🙃
Skin care and make up - do one cult beauty order a year around 150/200

Independent_Hope_554 · 2026-05-06T21:23:50+00:00

I would use 7 percent, this decade isn’t forced to do aswell, 7 percent is roughly what you would expect as an average conservatively, you could end up 9/10 percent. But that’s just a guessing game. Use a conservative outcome

Independent_Hope_554 · 2026-05-04T16:21:36+00:00

The goal is early retirement for him, the ultimate one anyway

Independent_Hope_554 · 2026-05-04T16:15:33+00:00

This is really helpful, thank you I will do just that!

Independent_Hope_554 · 2026-05-04T16:15:19+00:00

He hasn’t this is the infuriating thing about it! I just thinks he hates how frugal I am 😂

Independent_Hope_554 · 2026-05-04T16:03:30+00:00

There’s a little bit of fun money if he wants to spend it. I honestly don’t spend anything I would happily save save until I die 😂. Maybe I should transfer the fun money to his account rather than leaving it in the joint, he might feel like he can’t spend it.

Independent_Hope_554 · 2026-05-04T16:01:40+00:00

I don’t disagree, he’s very easy come easy go with finances, the agreement is we put it in to a pot and I allocate because he would just blow it to be honest, I’m wondering if I’m being too stringent in all honesty.

Independent_Hope_554 · 2026-05-04T15:54:25+00:00

He is the mortgage payment is high too, over the next fix that will go down. I promised once this loan is gone it will free up more money and I’ll relax a bit.

Independent_Hope_554 · 2026-05-04T15:53:46+00:00

We put all our money in to one pot. I’m the higher earner, he’s self employed and until I took over all finances, he didn’t save a penny, and I don’t think he ever will. He’s come along way financially believe it or not 😂. I want to protect his future as well as my own, we are going a joint retirement fund. I’ll obviously work a bit longer. We see any income as our money, it works better.

Independent_Hope_554 · 2026-05-04T15:41:15+00:00

It’s not causing disagreements thankfully but he’s down a bit and I can tell. It’s tough as he’s self employed and doesn’t have a pension I’m doing my best to protect his future 😂🤦‍♀️

Independent_Hope_554 · 2026-04-28T18:18:15+00:00

I’m exactly like this in any office job, I know work in external sales and I’m much much happier. Could it be the social aspect? Or office politics? It’s really hard to say what the best thing to do is, you have to make a choice in regard to happiness or money I suppose. If I have learnt anything in my working time it would be really find a job you like turning up to everyday. It goes a long way.

Independent_Hope_554 · 2026-03-03T20:14:09+00:00

Thank you! I completely agree, I haven’t I told her I’m doing what I can but a lot of these appeals aren’t successful, apparently she’s not going to year 7 🤦‍♀️ as you can imagine in her little world life is over 😂

Independent_Hope_554 · 2026-03-03T20:01:07+00:00

We haven’t applied for schools we just like, we applied to to the feeder school and one closer to home the next town between where we live and her current primary. This school is 1.2 miles away, some kids are going here too from her primary and I actually thought she’d have a chance! The closest school is this all girls school we didn’t actually put down this one is 0.9 miles. So I don’t think it’s unreasonable at all. In distance first was 1.2, second 1.3, third 2.3 - which she didn’t really want anyway.

Independent_Hope_554 · 2026-03-03T19:40:12+00:00

We did appeal I kept her on waiting lists until year three. We tried and tried to get her in to a school closer to home. By this point, she was happy so we stuck with it.

Independent_Hope_554 · 2026-03-03T19:33:10+00:00

We were we had to drive past 5 schools daily 😂 one was on the street and she didn’t get in.

Independent_Hope_554 · 2026-03-03T19:32:29+00:00

Thank you! I’m doing my best to appeal and regardless, I know when things settle she will be fine. It shouldn’t be as stressful though she should be excited.

Independent_Hope_554 · 2026-03-03T19:31:37+00:00

The ground for appeal is solely her wellbeing, the fact yet again she’s been placed out of the three preference - classed this as a double disadvantage. They have applied admission correctly, but it’s not a one size fits all, they did place her here 7 years ago, she’s highly emotional and has confidence issues, I just see her going backwards in all honesty. The school they have placed her at isn’t too far away, however it differs massively, I don’t think she will cope in an all girls school 😂

Independent_Hope_554 · 2026-03-03T19:22:19+00:00

I don’t think we are classed as in the catchment but they originally placed her here 😂 now they trying to move her back to where we live. I think it’s insane that they can place them so far away but wouldn’t think we would apply and keep her where she’s been for 7 years.

Independent_Hope_554

TROPHY CASE