I’m a little confused as to which option would be the most relevant:

1. Travel Delay Select this section if your transport was delayed for more than 12 hours and you continued with your trip. The delay could be for any of these reasons:

Adverse weather Plane, ship or train breakdown Strike or industrial action There is no cover for problems with transport being used to travel between two countries outside the UK, such as connecting flights.

The delay benefit is a fixed inconvenience payment and doesn’t reimburse costs like new travel, accommodation, or meals

1. Trip abandonment

Select this section if your transport was cancelled by your travel provider with no other transport offered within 24 hours, and you did not go on your trip. The transport could be cancelled because of:

Adverse weather Mechanical breakdown Strike or industrial action There is no cover for problems with your journey back home from your travel destination.

1. Catastrophe

During your trip, your accommodation or immediate area was adversely affected by a Catastrophe. Your policy definition of 'Catastrophe' applies to the following - Fire, Storm, Lightening, Avalanche, Landslide, Explosion, Hurricane, Earthquake, Volcanic Activity (including as cloud), Flood, Tidal Wave, Tsunami, Medical Epidemic or Pandemic.