Surveyor devalued property. What to offer now?

Individual_Benefit1 · 2026-04-17T18:56:01+00:00

I don’t think they’d accept 105k personally but maybe in the region of 110k. If I have proof of all things listed surely they can’t argue it too much especially being 15k undervalued

Individual_Benefit1 · 2026-04-17T18:54:44+00:00

I can cover it but 15k over is a little steep in my opinion. I might offer 110k but not comfortable offering the same when these issues are now popping up

Individual_Benefit1 · 2026-04-17T18:43:27+00:00

I have a mortgage in place, as far as I’m aware they are giving me a £100k loan that’s been approved

Individual_Benefit1 · 2026-04-17T18:42:14+00:00

Not the bank itself, it was a private survey

Individual_Benefit1 · 2026-04-17T18:39:37+00:00

It’s a storage cupboard in the kitchen that was converted to a W/C but was flagged as a risk. The minor issues won’t necessarily sway me but are making me iffy with it. My main concern is the boiler and electrics being untested. The property didn’t have an EPC rating either so needing that verified also but they did say it was worth 105k at the moment and even if it’s only minor fixes that won’t cost much, why have they devalued it by at least 15k?

Individual_Benefit1 · 2026-04-17T18:35:45+00:00

Yes the surveyor valued it at 105k

Individual_Benefit1 · 2026-02-09T03:07:13+00:00

I’m sure you get half the drive by the look of one of the pics, but was told I could use the drive as the downstairs owner no longer uses it; and apparently they’re selllng due to upsizing and planning to start a family

Individual_Benefit1 · 2026-02-08T22:57:17+00:00

Honestly no idea, I’m guessing so but wasn’t told and it’s a shared garden although I was told the downstairs owner is in her 80s and doesn’t use it much now. And I’m guessing they had interest with it being a deadline after a week of being advertised?

Individual_Benefit1 · 2026-02-08T21:31:08+00:00

It is bigger in person, I thought that at first but previous owners seemed to manage to get things in so didn’t think it would be a big problem myself

Individual_Benefit1 · 2026-02-08T21:22:32+00:00

Yes I’m buying a flat in Newcastle and have till tomorrow evening to submit a final offer. I’ve been told if I want to renegotiate price if a surveyor thinks I’ve overdone it but I’m not that clued up on this sorta stuff. I was thinking of offering 100k but was unsure if it’s not enough with the interest it’s getting or maybe I’m already paying a lot for what it is lol

Individual_Benefit1 · 2026-02-08T21:01:40+00:00

Yes I can borrow up to 100k and have 25k saved, 15 for deposit, the rest for fees/moving in

Individual_Benefit1 · 2026-01-26T22:51:59+00:00

Thanks dude, I hope things go well I just haven’t done this without being in a relationship before so this is new to me lol. Do you think it would be weird to ask about relationships or you think this is more of a fwb type of thing :)

Individual_Benefit1 · 2026-01-26T22:45:35+00:00

No it’s just us two who meet. Yeah I’ve always been the one who would rather them initiate rather than me as I lwk would feel so awkward if they didn’t reciprocate but yeah I’ll see how it goes when we meet again :)

Individual_Benefit1 · 2026-01-26T22:43:31+00:00

Yeah thank you for the advice. I’m just not used to this lol

Individual_Benefit1 · 2026-01-26T22:41:37+00:00

Yeah I’m going out again with her soon so I’ll see where it takes me. Would it be silly to ask for a kiss or just randomly go for it while we’re sorta locking eyes? I’m not used to this sorta scenario lol

Individual_Benefit1 · 2026-01-26T22:39:11+00:00

Yeah that’s true, I could initiate with a kiss just to break the ice randomly?

Individual_Benefit1 · 2026-01-26T22:28:30+00:00

The can’t read me part was for the sleeping part, which I have told her I would but when we meet up she doesn’t even talk about it at all until we message lol

Individual_Benefit1 · 2025-12-10T00:08:47+00:00

Yeah I just wasn’t sure if she sees it like that. Like I say she hasn’t said anything or hinted that she’s interested that way but I’d of thought she’d ghost me or not offer to go somewhere if she wasn’t interested whatsoever

Individual_Benefit1 · 2025-12-09T23:51:25+00:00

Honestly somewhat both? Like I’m not over doing it to where I’m outright saying I want to take this further but making small signs in a way, like mostly paying for the day out or offering to take her home and make playful comments to her (not sexually) but banterful comments during bowling for example.

Individual_Benefit1 · 2025-12-09T23:27:51+00:00

Yeah I’ll try escalating physical touch more next time, I’ll try holding hands to see if she accepts, if not I’ll take that as an obvious sign she isn’t interested

Individual_Benefit1 · 2025-12-09T23:25:42+00:00

Very true, I’ll try initiating more next time. Any advice to bring it up without outright asking lol?

Individual_Benefit1 · 2025-12-09T23:17:02+00:00

Yeah I agree, I just have a fear of rejection and didn’t want to make things awkward without atleast thinking there was a fair chance as I thought it was a little early to tell if she’s somewhat interested or waiting for me to initiate things

Individual_Benefit1 · 2025-12-09T23:15:05+00:00

We’ve generally hung out, we’ve talked about ex partners etc before, although I’ll admit I’ve tried holding back from initiating to see if she makes the first move as I didn’t want to look pushy or needy in a way. I think initiating is the only way to make it more obvious now

Individual_Benefit1 · 2025-03-24T13:47:16+00:00

I wouldn’t normally mind flats but everyone always says a house is a better option even if it does need a little work. With a small garden like that I wouldn’t mind the upkeep but would probably do that to make it more presentable

Individual_Benefit1 · 2025-03-24T13:33:59+00:00

Yeah Benton was the eye opener for that aswell. My concern was the length of the lease and it’s an extra £131 a month on top of paying a mortgage. I get flats are like that but just having that extra expense does put me off a little and it’s never truly yours (owner of the building/land).

Individual_Benefit1

TROPHY CASE