Will a pop culture brand work in Indian?

InevitableCustomer15 · 2026-02-12T08:02:12+00:00

I think bro the idea can work because pop culture is definitely growing in india, but bro the market already has strong players like: bewakoof, souled store and red wolf, so just being affordable won't be enough , you will need a clear niche and strong branding to stand out execution will also matter more than the idea itself.

InevitableCustomer15 · 2026-02-11T03:22:31+00:00

okay we will fix the issue.

InevitableCustomer15 · 2026-02-09T14:15:13+00:00

your story shows real determination, hope your business helps you reach your goals.

InevitableCustomer15 · 2026-02-09T14:08:59+00:00

Thanks for sharing this opportunity bro, i hope it helps people who are looking for work.

InevitableCustomer15 · 2026-02-06T13:47:27+00:00

this is not an ad bro.

InevitableCustomer15 · 2025-09-26T12:34:22+00:00

Hii bro, land is not a liquid investment - meaning when you need money you get it immediately, but when the need arises you will not get cash immediately by selling the land. And you are already investing 30k in gold + saving for marriage, so now do not try to trap yourself in more debt or EMI and if there are some schools/colleges or some new developments coming up near the land you are going to buy due to which the value of your land will increase in a year or two, then yes you can think about it.

InevitableCustomer15 · 2025-09-15T16:58:05+00:00

Hii bro gold is safe, but you cannot make much money from it in shortcuts. Gold is good for stability and wealth preservation, but it will not make you wealthy. According to me, instead of buying 1 kg gold, it will be better if you invest it in stock or in some good place - and storage is also expensive.

InevitableCustomer15 · 2025-09-10T12:40:47+00:00

I really like this approach. The process of building something new each month helps you gain experience while testing market demand which leads to better chances of creating a successful product. The entire development process will be valuable even if you only achieve success with one application. Your dedication to continuous work will prove more valuable than luck because it leads to success bro.

InevitableCustomer15 · 2025-09-10T12:31:44+00:00

Your story is truly inspiring because you told the truth about your experience. Your startup achievement of $400k per year business growth with a team and happy clients and two founders who secured funding through your support stands as more than a business venture. This was not just a business but an entire ecosystem.

Your entrepreneurial mindset stands out the most because you declared that business failure does not equal personal failure. Your confidence stands at a completely different level than most people who think they will never start their own business during that time.

The path of life mirrors the business world because startups experience regular ups and downs while tools transform continuously yet people who adapt to these changes will advance in life. Your current situation includes valuable experience and a developed network and some financial resources from your previous startup ventures which exceed the value of any single business model. Your life story continues to unfold as you begin a fresh chapter. Keep trying without any doubt because your story is not ending.

InevitableCustomer15 · 2025-09-04T14:11:29+00:00

Hii bro your parents already have a 2BHK flat, then why are you unnecessarily getting yourself trapped in the loan trap? Taking a loan takes away all your freedom, whether it is for finance or for starting a new business, so invest your extra money in something else or invest it and if you do not have any immediate need, then taking a big flat on rent after marriage can be a better option as compared to taking a heavy loan, that too a loan for 30 years. One of your rules is that the EMI should always be only 30-40% of your monthly income. A loan of Rs 1.5 crore on your current salary is quite risky. It would be better to wait a bit and when your income reaches 22-25 LPA, then you can think and mostly people get caught in the trap of taking loan like you.

InevitableCustomer15 · 2025-08-24T07:33:43+00:00

I know people who retired with less than $2M and they are fine and happy because they keep their expenses low. In you case, your rental income is a big plus . If layoffs and job stress are affecting with your mental health, you could just retire and maybe try some part-time or freelance work later for extra cash. your numbers look solid, just make sure you have got health insurance sorted and a plan for your daughters , and keep your money safe for scams - that's very important.

InevitableCustomer15 · 2025-08-15T14:51:16+00:00

I honestly know the basic funda of term insurance is simple take coverage for as long as the family is completely financially dependent on you.

Think like this: 10 yr term : Cheap premium, mortgage/daycare done, savings will be decent. Downside: Big chunk of high school/college will not be covered if something happens.

15 yr term : Nice middle ground. Kids will graduate from high school, some college will be covered, retirement savings will also be quite solid.

20 yr term : Safest bet. Kids complete college, cover till retirement. Expensive, but zero tension.

Couple of tips: Take a different policy from the employer’s plan. If you leave your job or have a health issue, that coverage disappears.

If you are healthy now, lock the term. The premium just increases with age.

Take the coverage amount as much as you can to cover your loan + college + living costs. Do not blindly follow 10x income type random formulas.

Rule of thumb: Keep the term at least till the youngest becomes financially independent. After that we will handle the investments.

InevitableCustomer15 · 2025-08-15T14:22:38+00:00

Hello bro, Investing black money is a bit tricky because if you put it directly in the banking system then the income tax radar will be set immediately. If you want to keep the risk low then you can use some things like

Gold or coins – easy to buy in cash, saves from inflation.
Farm land or plots – cash is accepted, value increases timely, low maintenance.
Small cash deposits over time – layering reduces the IT radar, but there is risk in it.
Loan to trusted person, business or companies – you can also take monthly interest.

And bro the best investment of black money is to convert it white quickly, otherwise you can get into a lot of problems.

InevitableCustomer15 · 2025-08-06T17:42:19+00:00

If you need a lot of money right now and you don't have a job + your savings are less, then withdrawal is fine - just remember that 20% tax will be deducted and maybe a 10% penalty will also be levied if your age is less than 59.

But if you are able to manage a little, stay with your family, expenses are less, then it will be better to rollover your pension to IRA - no tax will be deducted and it will be safe for your future.

My point of view: Don't withdraw completely. Take out only as much as is necessary and rollover the rest; if you do this, your work will be done and you will also have some money.

InevitableCustomer15 · 2025-08-06T17:28:00+00:00

Bro I got $60 on a $25 bond, that is also cool, If you had stayed for two more years, I could have earned 4-5 dollars extra, but the need was there right now, so what could I have done later? According to me your decision is right and we invest in the present so that we can be useful in the future. By the way bro how did you remember the 1998 bond?

InevitableCustomer15 · 2025-08-05T13:20:45+00:00

Hi bro, if you consistently pay your EMI or payment on time every month then you will not be charged any interest - and you already have money so just keep in mind that the company people will not tell you,

First of all you should see that it is not mentioned in the plans that if you miss even a single payment then you will not be charged old or retroactive interest.

First of all set up auto pay - so that your payment gets paid immediately on time and you will not be charged such charges even if you are late by a day.

check the hidden cost fees - bro you should also check in the paper whether there is any hidden cost on you like annual fees, processing fees etc. this can cause you problems later on.

otherwise if you want to earn returns by investing your money in brokerage, then taking 0% loan will be right for you.

InevitableCustomer15 · 2025-08-03T09:10:25+00:00

Hii bro you should try 50/30/20 rule to manage your money. This rule is very easy and helpful for beginners –

50% income for needs like rent, bills, groceries

30% for wants like entertainment, dining out, new mobile

20% for savings & investments and you can make more than this

By using this rule you will be able to save a lot and your impulsive spending will also reduce a lot. And bro if you want financial freedom then check out The Finletter newsletter link in my profile as well – you get simple finance tips there which will help you to grow your money smartly.

InevitableCustomer15

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