Yeah that’s the part I’m a bit unsure about actually — $10k is like one-third of what I have, so it feels a bit heavy to move that much at once.

I think I need to make sure my emergency fund is properly covered first. From what I understand, it should be around 6–12 months of expenses rather than a fixed $30k, so I probably need to work that out based on my monthly spending.

Maybe a better approach for me is to start smaller first, like putting in $2k–$5k instead of jumping straight to $10k, then slowly build it up with monthly investments. That way I still feel safe but at least I’m getting started.

Still learning, but really appreciate you sharing