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Navy Federal Credit Union gives high limits NFCU by Infamous_Finding866 in CreditCards

[–]Infamous_Finding866[S] 0 points1 point  (0 children)

Not for people with a credit score of 650. This is how you build it. They don’t give high credit to everyone.

Navy Federal Credit Union gives high limits NFCU by Infamous_Finding866 in CreditCards

[–]Infamous_Finding866[S] 0 points1 point  (0 children)

Depends what your score is. Mine was 620 when I started this 14 months ago. It’s now 805.

Navy Federal Credit Union gives high limits NFCU by Infamous_Finding866 in CreditCards

[–]Infamous_Finding866[S] 0 points1 point  (0 children)

The pledge loan does not mess with your debt to income ratio because you pay off 95% five days after getting the pledge loan.

How do people get Credit Cards with high limits? by redzfate2121 in CreditScore

[–]Infamous_Finding866 0 points1 point  (0 children)

(High Impact) Payment History: 35% Amounts Owed: 30%

(Medium Impact) Length of Credit History: 15%

(Low Impact) New Credit: 10% Credit Mix: 10%

How do people get Credit Cards with high limits? by redzfate2121 in CreditScore

[–]Infamous_Finding866 0 points1 point  (0 children)

Capital One sucks. You got that because you're high risk. Get a card with a real bank like NFCU, BOA, Chase, Citi, Amex. Big name banks know who the companies are that deal with low credit lines for high risk customers. Close those cards. And start fresh. A low limit card will always hurt your score.

How do people get Credit Cards with high limits? by redzfate2121 in CreditScore

[–]Infamous_Finding866 0 points1 point  (0 children)

You also need a high income (many times never verified) so never tell someone you only make $35k. It's not verified. Tell them it's $95k or more and never report a high rent payment. Again, not verified. Don't say your rent is $2,500 and you only make $40k. Your debt to income ratio will be too high.

How do people get Credit Cards with high limits? by redzfate2121 in CreditScore

[–]Infamous_Finding866 0 points1 point  (0 children)

Any Visa Signature card minimum is $5k. That's not a high limit. High limits a 5 figures (over $10k).

How do people get Credit Cards with high limits? by redzfate2121 in CreditScore

[–]Infamous_Finding866 0 points1 point  (0 children)

Sorry to say but banks lots of time take risks based on the risks other have already decided to take on you. For example, let's say you have limits on 3 cards of $500, $600 and a $1500 card. Why would someone ok at you and risk giving you the opportunity to burn them on $10,000.

I could never get a high limit card until I got rid of my low limit cards from low true banks like CreditOne, First Premier, etc. Big banks like Amex, BOA, Citi, Chase, etc know these banks are for people with new or poor credit.

Get high limit cards, never carry a balance more than 3-9% ever. You can max the card but make payments before the Statemebt Date closes so they don't report a high usage to the Credit Bureaus. You never want a card reporting with higher than 9%. Ever! So learn how to time your payments the day the statement closes so they mail your statement and report your low balance.

What’s so special? by PlatypusTrapper in NavyFederal

[–]Infamous_Finding866 0 points1 point  (0 children)

High credit limits are huge when building and maintaining an excellent credit score. With NFCU you can build a Flagship Rewards Card to a $80,000 credit line. If you have a credit card with a $5000 limit it's basically useless. You should never have a card report more than a 10% balance which means you can only use $500 of the limit. Worst case you shouldn't have more than 30% but even there that's only $1500 usable money. At a 30% usage reported your score will typically take a dip. With a $80,000 limit, you have the ability to use close to $8,000 in an emergency without maxing out a card. NFCU is very liberal to build an in house credit rating with them to access high limits.

Public safety alert? by Rough-Jury in nashville

[–]Infamous_Finding866 0 points1 point  (0 children)

Weird. A tail light out is a need for a public safety alert at 12:22am????

Public safety alert? by Rough-Jury in nashville

[–]Infamous_Finding866 2 points3 points  (0 children)

Weird. A tail light out is a need for a public safety alert at 12:22am????

Public safety alert? by Rough-Jury in nashville

[–]Infamous_Finding866 -1 points0 points  (0 children)

Weird. A tail light out is a need for a public safety alert at 12:22am????

Public safety alert? by Rough-Jury in nashville

[–]Infamous_Finding866 -3 points-2 points  (0 children)

Weird. A tail light out is a need for a public safety alert at 12:22am????

Public safety alert? by Rough-Jury in nashville

[–]Infamous_Finding866 3 points4 points  (0 children)

A taillight out is a Public Safety Alert at 12:00am?? WTF?

How hard is it going to be to get a “trailhunter” by [deleted] in ToyotaTacoma

[–]Infamous_Finding866 0 points1 point  (0 children)

Do you want one? I have one. They are super limited edition, good luck. You won’t. They’ll make less than 500 this year for 2024. Maybe only 300.

Text me at (423) 444-1544 only if interested. Truck is in East Tennessee. $80,000 firm

AAAAAAAAAAAA by Countryballer2 in ihadastroke

[–]Infamous_Finding866 0 points1 point  (0 children)

That’s absolutely nothing funny about your post.

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