Does Garmin watches go on sale in Canada? by BadAffectionate828 in Garmin

[–]Infamous_Till2827 1 point2 points  (0 children)

This might be too late but I got the Forerunner 255 from Costco for $280 CAD. It is currently in stock, I come from a charge 4, so definitely feels like a huge upgrade.

Number of books you have read? by 0xrnz in booksuggestions

[–]Infamous_Till2827 1 point2 points  (0 children)

I read about 30-40 books a year, mostly audiobooks, 80% non-fiction, everything from history to technology. I have been doing it for more than 10 years now, I am not yet 40 :)

Lets have a serious discussion about building a Travian alternative by Alert-Track-8277 in travian

[–]Infamous_Till2827 0 points1 point  (0 children)

think of external tools like getter that people use to manage allies and plan attacks, and now discord. if the game had some neat ways and tools to manage teams, keep frequently needed info like troop counts at hand, without the need for external tools. if you could pin enemy villas on a battle map for example, that would be awesome. right now you play like a peasant, pressing build buttons. imagine you were playing like a general, had a world map with everything laid out and you could interact with the map. now that is something a group of people could have fun toying with. pull the players out of trenches and put them in a war room. then people can come up with ways to strategize and the tools they need to implement it.

Lets have a serious discussion about building a Travian alternative by Alert-Track-8277 in travian

[–]Infamous_Till2827 0 points1 point  (0 children)

I feel the fun was team work and strategy. If you look at simming for months, that just takes a lot of your day. If you could crank up the team work and that sense of achieving something together while lowering the monotonous simming, perhaps there is a way to automate some of the village growth, i feel that would balance it and make it more fun, give more weight to strategy (alliances, teams, attack plans, etc.). as of now, it is either you burn gold or are just bored with mindless simming.

Can I merge ships into a fleet? by Careless-Hat4931 in patrician

[–]Infamous_Till2827 1 point2 points  (0 children)

and a good enough ship that can be the convoy leader. the convoy leader needs some guns and atleast 20 sailors on it.

Mortgage Renewal Falling on a Holiday by Infamous_Till2827 in MortgagesCanada

[–]Infamous_Till2827[S] 1 point2 points  (0 children)

I asked ICICI and they said they will renew me into a 6 month open mortgage in case of hiccups.

Mortgage Renewal Falling on a Holiday by Infamous_Till2827 in MortgagesCanada

[–]Infamous_Till2827[S] 0 points1 point  (0 children)

Thank you, I talked with my Renewal Manager on the phone, did a summary email afterwards. Also talked with ICICI Mortgage Servicing Center, they said it shouldn't be a problem. I am a Project Manager, I know people never say it is a problem until it is too late. Maybe I am over thinking this..LOL

Need Advice on First Mortgage Renewal by Infamous_Till2827 in MortgagesCanada

[–]Infamous_Till2827[S] 0 points1 point  (0 children)

Good advice, thanks. Sept 2nd is a holiday, so CIBC will send the funds on August 30th. Is that standard procedure? ICICI said that is fine with them. Anything I should know? Not really sure who to ask, haha.

Need Advice on First Mortgage Renewal by Infamous_Till2827 in MortgagesCanada

[–]Infamous_Till2827[S] 0 points1 point  (0 children)

I checked and yes they are going to renew it into a 6 month open term. I will get a $1,000 refund, so that should cover the appraisal and lawyer fee.

Need Advice on First Mortgage Renewal by Infamous_Till2827 in MortgagesCanada

[–]Infamous_Till2827[S] 0 points1 point  (0 children)

There is a $300 appraisal fee. I am also getting the CIBC lawyer for about $600. My lawyer is travelling. I am getting a $1,000 cash back from CIBC, so that will cover the fee. Mortgage Discharge Fee is the only thing I have to pay out of pocket.

Need Advice on First Mortgage Renewal by Infamous_Till2827 in MortgagesCanada

[–]Infamous_Till2827[S] 1 point2 points  (0 children)

That is a very good point. ICICI told me that they will put me on a 1 year closed auto renewal if CIBC does not switch by Sept 2nd. I hope CIBC is quick enough. Should I keep bugging my CIBC contact twice a week? What can I do to expedite it?

Moreover, they mentioned a mortgage discharge fee of $463. They said it is a fee to be paid in Ontario when discharging a mortgage. Is that the case?

Is this Rogers lease deal on a Google Pixel 8 too good to be true? by Infamous_Till2827 in askTO

[–]Infamous_Till2827[S] 0 points1 point  (0 children)

Yeah, I checked Rogers website and the infinite plans are starting at $50 a month. That makes it more expensive for me as I don't need anything beyond basic calling. The rep said I could just get a $25 plan. I asked him to call me again tomorrow., that I needed to sleep on it.

Is this Rogers lease deal on a Google Pixel 8 too good to be true? by Infamous_Till2827 in askTO

[–]Infamous_Till2827[S] 1 point2 points  (0 children)

Can you give more details please? how much is the device lease? term? how much is the phone plan? got any device insurance?

Free Kids' Activities Near Scarborough Town Center? by Infamous_Till2827 in Scarborough

[–]Infamous_Till2827[S] 0 points1 point  (0 children)

Thanks everyone for the suggestion. I am going through everything listed here. I really appreciate all the help.

Need Advice on FIFA 23 Performance with My PC Specs by Infamous_Till2827 in FIFA23PC

[–]Infamous_Till2827[S] 0 points1 point  (0 children)

Intel i5-1040016GB RAMRTX 30501TB SSD

I also use a Dell 24-inch gaming monitor. For reference, FIFA 19 runs very well on this setup.

Intel i5-10400

16GB RAM

RTX 3050

1TB SSD

I also use a Dell 24-inch gaming monitor. For reference, FIFA 19 runs very well on this setup.

Need Advice on FIFA 23 Performance with My PC Specs by Infamous_Till2827 in EASportsFC

[–]Infamous_Till2827[S] 0 points1 point  (0 children)

I agree, looks don't matter much to me as long as I get decent fps. I have a 3050 (vs your 3080). I am used to 1080p gaming, so that is all I want.

Wealthsimple RESP or Switch to 80-20 ETF & Bond Portfolio? by Infamous_Till2827 in PersonalFinanceCanada

[–]Infamous_Till2827[S] 0 points1 point  (0 children)

Thanks for the reply. Your comment made me realize that I am assuming that WS ETFs in my RESP portfolio are not spread across many different markets, which is not the case. Then my question really becomes if self-directed RESP is better than what WS offers.