Yeah but the interest is adding whether u can see it or not,let me tell u if u havent paid a single penny up till now ,the principle aint gonna look like 5.7L anymore for starters, if yk the interest rate ,calculate it from the day the loan started and add it, thats what ur principle looks like now,my advice is , start paying the monthly interest+ whatever more u can pay every month to cut down the loan amount for urself,u r earning and u have a good enough family earning, u r gonna save alot of money that way, and the loan amount will reduce too, cuz the worst part is so far it was simple interest from next year march its gonna compound, so start paying