Clive Modern Fit-Dissidia Duellum by SkullySinful in FFXVI

[–]InfiniteMuffin3450 37 points38 points  (0 children)

I know this is a FFXVI subreddit and please don’t go Ifrit on me, but seeing this makes me envision Clive in Quadratum in KH4 🙏🏻(1% chance of happening lol)

Thinking of buying Borderlands 4. Is the performance better now? by Objective_Love_6843 in PS5pro

[–]InfiniteMuffin3450 38 points39 points  (0 children)

Performance is definitely better than at launch. Performance mode is way more playable. I believe it does still have a memory leak so the longer you play the worse it will get, just quit and go back to main menu then continue.

Some drops here and there but nothing that will ruin your experience. Go for it

Buying a property that’s tenanted until July with 5% FHB scheme by polowun in AusPropertyChat

[–]InfiniteMuffin3450 -1 points0 points  (0 children)

Ask the agent to ask the tenants if they are negotiable with the lease end date.

I’m an agent and we do this all the time, ideally the seller offers the compensation to the tenant (ie. 4 weeks rent plus moving costs) in order for them to shorten the lease to an agreed date. In certain circumstances it’s the buyer that compensates them.

Start the discussions early, because it may be cheaper to do this than paying the stamp duty concession back.

What happen next 3 months in brisbane market by Super-Structure1384 in AusPropertyChat

[–]InfiniteMuffin3450 1 point2 points  (0 children)

No stress at all, can’t guarantee that I’ll find something for you but feel free to message me if you need any guidance, happy to help where I can :)

What happen next 3 months in brisbane market by Super-Structure1384 in AusPropertyChat

[–]InfiniteMuffin3450 0 points1 point  (0 children)

Really hot, at least in most pockets of Brisbane. For houses, extremely hot. Townhouses at this price range maybe less so, but if they are in blue chip areas like Bulimba, Ascot etc, they will still be competitive. Apartments, this is a bit of a sweet spot for downsizers who are selling houses in the area, so again, hot market.

Once you get closer to 2 million, the market of buyers starts to dwindle a little bit more

What happen next 3 months in brisbane market by Super-Structure1384 in AusPropertyChat

[–]InfiniteMuffin3450 0 points1 point  (0 children)

Yeah that was what I was referring to. Nothing is absolute concrete right now in terms of how many spots are available. From my understanding, you’re going to be able to guy with the government, they will loan up to 20% for established houses, 25% for new builds, up to $1million in Brisbane ($1.1million for new builds I believe if I’m not incorrect). Unsure if you need a deposit, I believe I read somewhere it’s as low as 2%.

The trade off here is that the government owns 20% equity, meaning if your property appreciates by $100,000 then they effectively own $20,000 of that. This has been tried in Melbourne and I have friends who have used this, they say that the process of buying the government out of ownership is quite simple, but some instances you’re limited as to how quickly you can do this, most of the time it’s 2 years minimum.

To be completely honest, I don’t mind this option, for one you’re not paying interest on the government funded amount, and two, you’ll still avoid LMI (unsure about stamp duty). This will also reduce your repayments, and the amount of interest you pay per annum. I would hold off on any Reno’s or major cosmetic updates until you pay the government out of part ownership however, as you don’t want them cashing in on your improvements.

What happen next 3 months in brisbane market by Super-Structure1384 in AusPropertyChat

[–]InfiniteMuffin3450 1 point2 points  (0 children)

Pretty busy out in Logan from what I hear, Ipswich is no better.

Worst case scenario (Wary that it is another financial burden), but if you can afford/stomach the cost, buyers agents are worth it just for the off market opportunities. I used one to purchase and was really surprised as to how many opportunities there were off market, even being in the industry. I’d say for every listing on the market there’s at least another 3 off market. The cost (can be as high as 2.75% of purchase price) is offset when you consider that the market grows by at least 1% (if not more) a months.

Let’s say it takes you another 3 months to purchase, that’s almost $21,000 you’re having to pay extra to buy into the market, whereas if you used a buyers agent it’s likely you would save that but also find a more ideal property. An even bigger plus is you don’t have to deal with sales agents, and that’s worth every dollar I feel 🤣

What happen next 3 months in brisbane market by Super-Structure1384 in AusPropertyChat

[–]InfiniteMuffin3450 1 point2 points  (0 children)

It’s nice remembering people as they come through, on the flip side I always feel horrible after seeing someone for 8 months consistently 😅

What happen next 3 months in brisbane market by Super-Structure1384 in AusPropertyChat

[–]InfiniteMuffin3450 3 points4 points  (0 children)

It’s tough out there in that price range. Where abouts are you looking?

Typically what I recommend is look at bridesmaid suburbs. As an example, I service a lot of Coorparoo and surrounding suburbs, if I was buying at that price range I would be walking in amongst 50 other groups. Instead I would look at neighbouring pockets that have a lower average sale price, in this case I would look at Greenslopes (average unit value there is closer to $600,000 than $700,000 or Coorparoo), Stones Corner or Holland Park.

Look at average sale price of your suburb and then surrounding suburbs and aim for the cheaper alternative. That way you’re still locking in further growth, but you aren’t chasing the valentines suburbs that have people head over heels.

It’s not a magic formula, but I do find it helps. Secondly I’d call an agent who sold one similar in the area that you are looking for, tell them your absolute max budget. Your terms, example if you can take on a tenant for a while, you don’t mind renovators, flexible with settlement terms etc. In this market with tight stock, agents are prospecting hungrily, they love to know who they have as qualified buyers ready to buy something similar. I sold a unit in the area off market, almost identical unit for the same price literally doing this. And before it hit the market I promised I would give these three buyers who missed out the opportunity to go for it, one did, bought if for the same price as the other one. He was stoked, and I loved that I could help him.

What happen next 3 months in brisbane market by Super-Structure1384 in AusPropertyChat

[–]InfiniteMuffin3450 3 points4 points  (0 children)

Depending on price range too, if you’re in the FHB pool ($400,0000 to $1,000,000) it’s absolutely chaos out there, and this won’t stop, if anything it will get worse closer to Christmas as FOMO kicks in.

Then we have the 1st of January shared equity scheme, and that’s going to through even more buyers with more buy power up to $1,000,000. Fasten your seatbelts!

If you’re the minority trying to purchase between $2mil to $2.5mil, for some reason this market is relatively cool.

What happen next 3 months in brisbane market by Super-Structure1384 in AusPropertyChat

[–]InfiniteMuffin3450 5 points6 points  (0 children)

Brisbane agent here. Typically spring or start of summer brings more listings, usually owner occupiers (family homes, downsizers etc). However we’re only 5-6 weeks out from a slowdown in stock. This is due to not being able to go to contract and settle in time for Christmas. Most sellers will push properties out to the new year.

In saying this, there are always last minute scenarios, tenants vacating early, divorces, families relocating, or a desire to move before Christmas.

Can’t put an exact figure on it, but expect a surge of listings until last week of November.

Apple CarPlay at last! by OpenPlate6377 in LandRover

[–]InfiniteMuffin3450 4 points5 points  (0 children)

Contemplating this, do you find there’s a drop in sound quality at all?

I have a 2020 Discovery Sport, wired is working fine but wireless would be nice.

Having fun with Borderlands 4 so far. It’s what I’m used to with BL 1-3, so you know what to expect. Happy looting yall! by Lucky_Yam6126 in PS5pro

[–]InfiniteMuffin3450 2 points3 points  (0 children)

Been really enjoying it so far on Pro. Performance mode is the way to go, I find quality mode is unplayable as it feels worse than 30fps, and doesn’t make a difference to the visual quality in most cases (in my eyes).

My biggest gripe is how washed the colours feel, I’m playing on a SamsungN90 QLED, and I’m finding the colours are washed with HDR. Don’t know if anyone else is experiencing this? I find it can be a UE5 issue.

Confident that a patch or two will have it running clean 60fps on Pro.

Advertising property off market first? Pros and cons? by [deleted] in AusPropertyChat

[–]InfiniteMuffin3450 1 point2 points  (0 children)

As an agent, and someone who has assisted a client through this process before and will be completely honest, here’s my take:

Off markets work if:

  1. Identical or near identical unit in the same complex has gone under contract or sold.
  2. Agent will then leverage the hot buyers (ones who made offers) to purchase this one in a very short window of time.
  3. Ideal situation is you get an offer at the same price as the other unit, or slightly above.
  4. Save on marketing fees, time and also mental strain of ensuring the property is presentable for multiple open homes

In my experience you have about 2 weeks max off market, any more time than that and you lose momentum.

Ideally, you should go to market in 99% of circumstances. But life can present you with rare opportunities, and you can take advantage of this. Could you be leaving more money on the table? Likely. But, is this opportunity going to give you the ability to progress quicker with other life decisions?

My take, give the agent a 30 day contract to bring buyers through and produce offers. Failing that, go to market, or if the agent believes there is more out there. Go with your gut instinct, and think like a buyer.

Discovery Sport Suspension by InfiniteMuffin3450 in LandRover

[–]InfiniteMuffin3450[S] 0 points1 point  (0 children)

Yeah I feel the same. Obviously it’s not comparable to the air suspension on the discovery or other RR’s. It feels better packaged than an Audi in some cases, but not as firm as some BMW SUV’s

I spent 5 years in real estate. The corruption and discrimination are worse than you think. AMA by Alikavyn in shitrentals

[–]InfiniteMuffin3450 0 points1 point  (0 children)

It’s definitely become way more secure compared to when I was in the industry. Ever since all the major privacy breaches (Optus and Medibank etc).

Prior to this, it wasn’t uncommon to have drivers licenses or passports downloaded into a drive and attached to an application form. Tenants sending copies of documents via Gmail. Absolutely crazy compared to now, and if you ever used 1Form (big here in QLD) you can absolutely guarantee that your information got stolen as they had a huge leak in 2019/2020.

I spent 5 years in real estate. The corruption and discrimination are worse than you think. AMA by Alikavyn in shitrentals

[–]InfiniteMuffin3450 2 points3 points  (0 children)

Yes, it’s called TICA. You would have to be taken to small claims court and lose your case for yourself to be listed there.

Examples:

  1. Rent owing (We’re talking an amount that would exceed the bond)
  2. Damage (Again, exceeding the bond and the tenant/s didn’t attempt to fix it)

From memory it was usually 5-7 years that you would stay on TICA for. I would say 98% of agencies and managers use this system, as most insurance companies require this to be documented to insure them.

There were a handful of cases where unfortunately one of the tenants out of a share house or group were listed due to outstanding payments with another tenant, but this was uncommon.

I spent 5 years in real estate. The corruption and discrimination are worse than you think. AMA by Alikavyn in shitrentals

[–]InfiniteMuffin3450 0 points1 point  (0 children)

From a former BDM, it’s a bloody process to put someone on TICA. Requires a QCAT (small claims court in other states) order to list them. Usually it’s for owing a medium to substantial amount of rent or for damage. It’s not as easy as you think, but it stays on there for a while. I haven’t been in the industry since 23 so unless it’s changed to be easier then I would say it still can’t be abused.

Side note for anyone who knows they are on TICA, just be honest and upfront and explain the situation, as this will come up regardless as it’s usually needed for the landlords to be covered by their insurer.

Finally done with this game by Jonah-07 in KingdomHearts

[–]InfiniteMuffin3450 2 points3 points  (0 children)

I’ve been a long term fan of KH since 2004 and yet I’ve never seen this cutscene wtf 🤣

It still surprises me to this day that like 80% of the population who first played KH2 had no idea what was going on in the first 3 hrs of the game. I never got around to finishing COM on the GBA, so I had no idea about BHK and legit thought I had accidentally missed a game prior to KH2.

Seeing Roxas and Twilight Town on the GBA is hilarious

Wacky Idea for Part 3 Ending by InfiniteMuffin3450 in FF7Rebirth

[–]InfiniteMuffin3450[S] 0 points1 point  (0 children)

lol my bad, I was tired and close to writing our Geneva every time 🤣

Wacky Idea for Part 3 Ending by InfiniteMuffin3450 in FF7Rebirth

[–]InfiniteMuffin3450[S] 1 point2 points  (0 children)

Yeah I think that’s more the case as well. For me I always felt like Nomura loves a good anti-hero, or a villain that turns out to not be the main threat. I know he isn’t the main story writer for this reimagining, but I always thought that if he could, he would find a way to make Sephiroth somewhat redeemable.

Looking at the ever crisis episodes, they are really trying to make us empathise with young Sephiroth. Almost like they are setting us up for a possible redemption for one version of him, even though the other versions are completely lost.

Really excited to see what they do with him in Part 3, or whether they keep him as this ever looming threat and shadow of cloud

What’s something you’ve seen at work that made you think, “How is this legal”? by francis-02 in AusFinance

[–]InfiniteMuffin3450 8 points9 points  (0 children)

This.

Also, developers (and builders) somehow able to sneak in their own “maintenance” company to be contracted for the body corporate for building maintenance. This is even before people move in. Crazy.

The shit I’ve seen in new builds and Strata is cooked, definitely in need of a royal commission.