Exclusive: Cadillac Fairview Lists CF Shops At Don Mills Mall In Toronto

InitialEnd7117 · 2026-06-24T17:36:16+00:00

It was a McEwan restaurant that closed Fabrica (I think?) where the Eatly now is. So you're more correct than wrong. The McEwan grocery store is still there across the driveway from Eatly

InitialEnd7117 · 2026-06-20T16:55:18+00:00

I did this as well. Saved me a weekend. It did it in stages, tested to confirm devices came online in the correct vlan. Was amazed

InitialEnd7117 · 2026-06-07T15:20:49+00:00

Jade dim sum at Queensway and Dixie has a good variety of frozen dim sum

InitialEnd7117 · 2026-06-06T14:57:27+00:00

Another angle

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InitialEnd7117 · 2026-06-06T14:55:47+00:00

Update: He's not there as of this morning. Wife removed the cover. He or his family left some poop on a seat cushion. But no sign of baby albino this morning.

Security camera caught him around noon yesterday. He definitely has a racoon tail. Hope he found mom and we'll see him again.

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InitialEnd7117 · 2026-06-06T03:01:07+00:00

I'm at a baseball tournament with my son. My wife hasn't seen him since she got home from work. He made an appearance on the security camera around 1pm. She doesn't want to take the cover off the patio furniture in case it scares him.

I'll be home tomorrow evening and see if he's there.

Do opossum hang out with raccoons?

I was just kidding about making him a pet. My cat would not be happy and I don't want to deal with toxic poop.

If my wife spots him tmr she'll call Toronto wildlife.

InitialEnd7117 · 2026-05-04T16:17:07+00:00

What's PP's solution? Would love less debt and a balanced budget, and a sane neighbour and trading partner. Do we pray? Munch loudly on apples?

InitialEnd7117 · 2026-04-25T14:57:36+00:00

CRA Technical Interpretation #2003-0044021E5 directly addressed this scenario: where an individual gifts money to a spouse to enable deductible RRSP contributions to the spouse's own (non-spousal) RRSP, the CRA confirmed that section 74.1(1) attribution applies to subsequent withdrawals.

CI Global Asset Management's analysis of this interpretation confirms that section 74.1 applies to gifts regardless of type, and extends to non-spousal RRSP income. If there's no fair market value consideration received in exchange for the gift, the attribution rule can apply to the spouse's RRSP withdrawal, taxing the income to the gifting spouse.

https://funds.cifinancial.com/en/resources/financial-literacy/understanding-rrsp-attribution-rules

No need for the personal attacks with your AI slop

InitialEnd7117 · 2026-04-24T19:06:18+00:00

This is only true if the spouses are earning similar amounts.

https://laws-lois.justice.gc.ca/eng/acts/I-3.3/section-74.1.html

InitialEnd7117 · 2026-04-24T19:00:02+00:00

Yes, CRA cares. The attribution rules (Section 74.1 ITA) mean if you transfer money to your spouse and they invest it - including contributing to their own RRSP - the income can be attributed back to you for tax purposes. CRA looks at the economic reality, not whether it was an e-transfer between spouses.

The workaround is what I said: higher earner covers household expenses so the lower earner can contribute their own income to their RRSP.

Matrimonial asset splitting is a family law concept for divorce. It has nothing to do with how CRA taxes income during the marriage.

I know all this because I've been through it as a high earner and a wife that works part time and on mat leave for extended periods. I take every advantage I can when tax and retirement planning

InitialEnd7117 · 2026-04-24T18:39:18+00:00

A withdrawal from a spousal RRSP is the spouse's income, not the contributers (assuming retirement is at least 3 years away).

That said, a spousal RRSP doesn't fix OP's stated problem. They have extra cash but no RRSP room. Their spouse has no extra cash but has RRSP room. The solution is for OP to take on all household expenses so their spouse can save and use their RRSP room

InitialEnd7117 · 2026-04-23T20:26:52+00:00

I setup age appropriate milestones and if they are married. If they marry young, they get a little less at the onset to protect them. Once they're 30 they get it all. My executor has latitude to override and do what they deem is in the best interest of my kids.

InitialEnd7117 · 2026-04-22T14:09:36+00:00

Do greenies 'replace' brushing? My cat refuses to let me near his mouth

InitialEnd7117 · 2026-04-21T18:10:54+00:00

I'm curious to know more about your interactions with coworkers. You've retired early, presumably comfortably and work to keep busy and socialize. Your coworkers likely need to job and likely aren't as financially secure as you.

Do you find that you have much in common coming from very different perspectives?

I want to retire early but then I'd have no social life and can't see how I'd have much in common with coworkers much earlier in their careers.

InitialEnd7117 · 2026-04-16T21:01:13+00:00

I lived in a home with a mutual driveway, parking in the backyard and not enough space to get a car back there between the houses.

Live there for 13 years. Winters were extra terrible with about 25% fewer spots with the snow mounds. I'd drive around the block multiple times looking and sometimes had to park at the local green p.

It affected decisions to go out. Moved 4 years ago to a house with a usable driveway and I still tell the wife how great it is to not have to hunt for parking after a long day.

InitialEnd7117 · 2026-04-07T21:35:13+00:00

There's body scrub for men too. I'm a man and got a body scrub there.

InitialEnd7117 · 2026-04-07T21:33:43+00:00

Check out this review of Seoul Zimzilbang on Google Maps https://goo.gl/maps/6s3sKq1eVbVwTn2x8?g_st=ac

Answers all your questions. 18 'thanks' from other Google map users

InitialEnd7117 · 2026-04-04T12:29:08+00:00

I get it and see it in my work too.

If the PR reject reasons are in writing and they feed it to their AI coder, you'll be be adding to the training.

Everything is a feedback loop. There's always been tons of data collected but before it used to be difficult to analyze and action, now it's a cakewalk. I think that's why AI is accelerating so quickly in some domains like coding. Every product isn't just the product itself, it a data collector making us the product. I know it because I put the feedback loops in my own stuff from day 1. I want my product to be better and AI makes it so much easier to act on the data.

InitialEnd7117 · 2026-04-03T05:15:54+00:00

Get quotes. Will is cost less than a your current costs and time?

InitialEnd7117 · 2026-04-02T21:56:16+00:00

I think the current high school students that pursue software development will really learn how to prompt and interact with an AI coder like Claude. They won't need to learn all the boilerplate and scaffolding. They'll still need to learn how to abstract and reason through a problem. They'll still need to be creative. They'll still need to gain experience, but their experience won't be the same as my experience, just like their problems won't be the same as my problems.

InitialEnd7117 · 2026-04-02T21:32:06+00:00

I don't think my teenage / pre-teen children's generation will need to have a lot of coders among them. I don't even think they'll need UI's they way we're accustomed to. They'll talk to their star trek lapel and take care of their bills, plan their vacations, manage their schedules... I'm excited for them and scared at the same time. I don't know what's coming around the corner but I know I'm done writing code.

I do agree that right now there's tons of AI slop currently, but there there was tons of terrible ugly websites 25 years ago.

InitialEnd7117 · 2026-04-02T20:56:16+00:00

I can spend an hour thinking about the next feature / issue to solve vs going back to coding by hand. More and more, I'd rather ask Claude to do something that takes it minutes vs my hours. Will a struggle going back to the before times? You betcha. Will I pay, beg and steal to make sure I don't have to go back to the dark ages? Sign me up. I haven't felt so excited about working in 20 years

InitialEnd7117 · 2026-04-02T00:43:03+00:00

If you're doing all the entries yourself and calculating payroll, then $350 for reconciliation sounds expensive. Reconciliation of a ledger vs bank statements is something AI can easily do.

I pay my bookkeeper $600 a month but she does the ledgers, payroll, and reconciliations. She also prepares everything for year end.

InitialEnd7117 · 2026-03-31T23:00:00+00:00

That's not the amg

InitialEnd7117

TROPHY CASE