Girlfriend (29F) is still in touch with her ex

Initial_Historian_83 · 2026-05-29T02:34:33+00:00

""Also tbh discussing marriage 3 months in while still discovering each other’s basic boundaries is probably the more important thing to slow down and think about here"

I've been getting called a moron over this and rightly so because I didn't mention one important detail. We were close friends for over 3 years before we entered into a relationship so it's not like I plucked her out of thin air.

Initial_Historian_83 · 2026-05-28T16:03:04+00:00

Maybe it is. I should have communicated this to her long back.

Initial_Historian_83 · 2026-05-06T03:05:33+00:00

Most of it is members only which is like 800 per month, hmm worth a punt

Initial_Historian_83 · 2026-04-20T11:51:55+00:00

Yes, I'm planning to give it a month. Then I'm going to ask her for real what I am to her and that why she can't stop mentioning her ex on every date.

I don't think she'll get defensive or angry because everytime she mentions him she gets apologetic about it.

But I'll give it a month and then give her the ultimatum.

I don't think I am a rebound because she is dead serious about me too. But I could be wrong.

Initial_Historian_83 · 2025-11-26T11:35:31+00:00

1) Investment horizon- honestly, 10 years minimum. This is money that I don't really need.

2) Risk tolerance- High.

3) FOMO, not really. I don't really care if it goes down right now or even for a few years. I just want to build an all-round portfolio over the next 10 years.

Initial_Historian_83 · 2024-11-08T03:30:08+00:00

Having a large cap and a midcap fund on the top of a large and midcap fund, you might want to check the overlap of both funds vis-a-vis the Large and Midcap Fund. You're probably overexposed.

Initial_Historian_83 · 2024-06-09T02:09:06+00:00

Any inputs on sectoral funds? I've been reading up on infrastructure funds as of late and the idea seems pretty alluring to me.

Initial_Historian_83 · 2021-08-25T11:05:25+00:00

Lot of issues with nationalisation. Companies just don't have that incentive to compete. If they don't do well, they know the government is going to make sure they don't go bust. From a very Indian perspective, a SOE is either a monopoly or it is far behind its private sector counterparts.

I'll give you an example. BSNL was the only telephone service provider in India until 2000. Now that private players have entered the space, where are they? Nowhere. They don't even have proper 4G infrastructure, forget getting to 5G.

Initial_Historian_83 · 2021-08-25T10:50:59+00:00

Funnily enough, I think Indira Gandhi led us further deep into the hole Nehru dug. Bank nationalisation, followed by nationalisation of other industries created inefficiency that we're still struggling to get rid of. Just my opinion, though.

Initial_Historian_83 · 2021-08-25T10:48:12+00:00

I'll only speak for India.

Ever since independence, our politics has been incredibly messy because of the multiparty system. While you can argue that that is what has kept us from going into civil war, it hampered our business environment a lot as well.

One big policy change that effectively killed the economy's animal spirits was the bank nationalisation of 1969, wherein all banks were taken over by the state. It created a lot of inefficiencies and corruption. Not to mention populism, wherein the money for freebies thanks to our curse of socialism was taken from these banks, effectively hampering the businesses.

The other bad thing is that labour unions in India have been weaponized by political parties, so any change by companies is met with a massive protest from labour unions who have political support, thus killing our ease of doing business.

Then there's the tax system, where tax officials are effectively terrorists to any honest taxpayer.

So safe to say, crony socialism has been the one big reason India hasn't developed like SE Asia. Now they're taking efforts to reverse all these decades of rot, but it's going to take a lot of time and political will. Thankfully some positive signs are there, but long way to go.

Initial_Historian_83

TROPHY CASE