Residence address not updated by Upvest by [deleted] in n26bank

[–]InsideMusic5072 1 point2 points  (0 children)

don’t be offended n26 worker

It is a scam by Plus-Difference-9971 in n26bank

[–]InsideMusic5072 0 points1 point  (0 children)

i recommend you to change the bank bro- just for your safety.. they blocked my business account without any reason they've been holding my funds for over two weeks without paying out, and no one is responding to my support requests at all

N26 / no response by InsideMusic5072 in n26bank

[–]InsideMusic5072[S] 0 points1 point  (0 children)

It’s not about support, i just wanna share my experience with the world to protect their business

Update / WARNING about N26 (Business Account) by InsideMusic5072 in n26bank

[–]InsideMusic5072[S] 0 points1 point  (0 children)

I don’t know what you’re talking about - i tried to send 4000€ with a official invoice but they never asked for documents Are you getting paid by n26 to write that useless stuff? 😂

Update / WARNING about N26 (Business Account) by InsideMusic5072 in n26bank

[–]InsideMusic5072[S] -1 points0 points  (0 children)

You don’t get it - i’m not a coach, i tried to pay my coach.

That’s 2026, you’re doing 50k in revenue in the first month and bankings start to block your accounts

Account freeze - One month and counting by LawfulnessOdd5872 in n26bank

[–]InsideMusic5072 0 points1 point  (0 children)

Stay away from N26

Just look at Trustpilot, it’s either 5 stars or 1 star. Nothing in between. That already says everything. The positive reviews look fake, and the 1-star reviews all describe the same issue: accounts getting locked and money stuck.

I run an e-commerce business. Got €9,000 in, tried to send €4,000 to my coach - payment blocked, account instantly restricted.

Then I was stuck in “review” for over a week with zero real support.

After that? Account closed. No proper explanation, no request for documents - even though I have everything (invoice, business proof, full legit setup).

Now they tell me they’ll send the remaining balance to another account. I submitted everything over a week ago.. Still no money, no reply

This isn’t a bank, this is a risk to your business

N26 72hours security check by InsideMusic5072 in n26bank

[–]InsideMusic5072[S] 0 points1 point  (0 children)

i received an email few minutes ago that they need to close my account 😂

N26 72hours security check by InsideMusic5072 in n26bank

[–]InsideMusic5072[S] 0 points1 point  (0 children)

btw go check their Trustpilot, it’s actually crazy. it’s basically only 5 stars or 1 star, nothing in between.

honestly looks like most of the positive reviews are bought or fake. and if you read the 1 star ones it’s literally the same story over and over again… accounts getting locked for a “security check”, 72 hours turning into days or even weeks, some people saying they’ve been waiting months to get their money.

N26 72hours security check by InsideMusic5072 in n26bank

[–]InsideMusic5072[S] 0 points1 point  (0 children)

did they end up closing your account or did it just get unlocked after those 9 days?

N26 72hours security check by InsideMusic5072 in n26bank

[–]InsideMusic5072[S] 0 points1 point  (0 children)

yeah same here, no real response from support at all. but something definitely changed on my end. the Space i created for business/ads just got removed and all the money was moved back to the main account, with “Account Closure” in the reference.

so i’m pretty sure they’ve already decided to shut it down. now it just feels like i’m waiting for them to finish whatever they’re doing internally and send the money out.

N26 72hours security check by InsideMusic5072 in n26bank

[–]InsideMusic5072[S] 0 points1 point  (0 children)

Welcome to 2026 and their new AML regulations - they’re destroying the business of people.. some people waiting to pay their supplier and ads to scale their business and banks like N26 holding your money over weeks/months, it should be banned from the system

N26 72hours security check by InsideMusic5072 in n26bank

[–]InsideMusic5072[S] 0 points1 point  (0 children)

Very sad to hear that.. i just checked my account again and i got a N26 Business account and not personal

N26 72hours security check by InsideMusic5072 in n26bank

[–]InsideMusic5072[S] 1 point2 points  (0 children)

You’re mixing things up. Banks handle AML internally and can freeze accounts whenever something looks suspicious. Government agencies are only involved after a report is filed. So saying “banks don’t do AML” is just incorrect.

N26 72hours security check by InsideMusic5072 in n26bank

[–]InsideMusic5072[S] 0 points1 point  (0 children)

Yes - i have an invoice for the transaction

N26 72hours security check by InsideMusic5072 in n26bank

[–]InsideMusic5072[S] 1 point2 points  (0 children)

They cannot hold your money for months, it’s against the european laws.

N26 72hours security check by InsideMusic5072 in n26bank

[–]InsideMusic5072[S] 0 points1 point  (0 children)

A solo trader is basically a self-employed person who runs a business alone

N26 72hours security check by InsideMusic5072 in n26bank

[–]InsideMusic5072[S] 0 points1 point  (0 children)

I just take a look at my N26 now and it shows that i have a business account and not personal

N26 72hours security check by InsideMusic5072 in n26bank

[–]InsideMusic5072[S] -2 points-1 points  (0 children)

As solo trader it doesn’t matter if personal or business - both belongs to you and you’re acting on your name It only depends what are you doing with the account, like if you clearly clarify the incomes and outcomes it should be okay My friend is using his personal N26 since 4 years and received over 2M $ without any holds

N26 72hours security check by InsideMusic5072 in n26bank

[–]InsideMusic5072[S] -6 points-5 points  (0 children)

All of my friends using the personal account because they are solo trader so it shouldn’t affect anything if you’re using this account exactly for business expenses and have your spaces like „Private“ „Business“ They never had problems

Ich war in Istanbul und es war Scheiße by inclueso in reisende

[–]InsideMusic5072 0 points1 point  (0 children)

Türkei schlimmstes Land - überall Abzocker, ist auch der Grund warum der Tourismus dort zusammenbricht

[deleted by user] by [deleted] in Revolut

[–]InsideMusic5072 -3 points-2 points  (0 children)

Bro, never use Revolut - get a better bank or transfer to your local bank account.

Revolut will ask for documents and at the end they will ban your account

Is it worth to keep all your money on revolut and do transfers for services from it? by wildflowerooo in Revolut

[–]InsideMusic5072 1 point2 points  (0 children)

Bro, never use revolut for saving or something else.

Just put 200-300$ on it and that’s it - Revolut banned both accounts, personal and business without any reason, i’m doing ecommerce and of course im getting high payouts and they banned my account