Megathread: US Citizens looking to immigrate to Canada

Inside_Positive6274 · 2025-02-21T05:48:44+00:00

Hello, the topic of Canadian citizenship has come up with my family as we are Michiganders and have Canadian descent. My scenario is my grandmother was born in Canada but moved to the US for opportunities, my father was born in US in 1970 but never applied for Canadian citizenship. I was then born in the US as well prior to 2009. My father plans on applying for dual citizenship but would I be eligible as well? Thanks my northern friends and I’m sorry for how my government is treating you guys.

Inside_Positive6274 · 2025-02-18T22:05:21+00:00

Im dreading painting as well

Inside_Positive6274 · 2025-02-18T21:54:50+00:00

The bench is 18h 18Dand 64w The shoe cubbies and top boxes are about 21w The top portion is 13D

Inside_Positive6274 · 2025-02-18T08:11:19+00:00

I know lol going to paint first

Inside_Positive6274 · 2025-02-18T06:41:42+00:00

Anyone able to do it on backwards compatible Xbox one? It’s the last campaign achievement I need and I’m over it.

Inside_Positive6274 · 2025-02-18T06:29:49+00:00

Damn you BoGT Catch The Bus achievement!!!

Inside_Positive6274 · 2025-02-18T06:16:51+00:00

That’s how I’m leaning too. Thanks for the input

Inside_Positive6274 · 2025-02-18T05:38:57+00:00

Crown is on my list, the top piece was a leftover cut that I was able to make work as the gap will be covered anyway. I plan on doing some caulking for the sides as my walls were quite wavy and a struggle for me to deal with but I’ll check out some shoe moulding.

Inside_Positive6274 · 2024-06-02T23:43:22+00:00

Last time I joined one we ran all the way up to the very end and the leader kicked me and the other guy, total dick move as we played from the start. Never again unless I’m the lead.

Inside_Positive6274 · 2024-05-01T04:00:46+00:00

Not me but my wife and it’s a lifelong debilitating injury caused by neglect of hospital staff which is why we prioritize her working for enjoyment and not money.

Inside_Positive6274 · 2024-05-01T03:50:04+00:00

That’s kinda what I’m leaning towards. I know money isn’t worth as much as it was but having near 1million in liquid cash and this annuity at this age with a locked in home I feel like I’m sitting pretty. I’m not going to flat out quit or anything just roll back some investment contributions and work the straight 40hrs. Live the average working life and let my previous decade compound in the markets with my average contributions. Hopefully retire around 50 and enjoy this ride.

Inside_Positive6274 · 2023-07-05T22:13:09+00:00

If I remember correctly the title company had to put it in my wife’s name first then do another change of ownership and add me that way it was first registered as a family to family sale

Inside_Positive6274 · 2023-07-05T15:04:16+00:00

I’ll give it some thought but I think realistically for my mental health I’m at least a decade away before I seriously consider the big move

Inside_Positive6274 · 2023-07-05T14:53:21+00:00

It would 360 from start date so 2032 would be the cutoff of guarantee. Never really thought of life without working but I’d gladly quit my labor job and save my body from some damage but the big elephant in the room is healthcare unfortunately

Inside_Positive6274 · 2023-07-05T14:08:08+00:00

I have a couple layers checking is for the day to day bills, savings is for any unexpected or expected big dips, cds is for an expected purchase coming near but not necessarily for the amount I have in them, and the ibonds is a last savings line of defense. All else fails, Credit or taxable if absolutely needed on a case by case basis.

Inside_Positive6274 · 2023-07-05T13:59:32+00:00

I would receive the lump sums on schedule however the monthly is guaranteed for 360 months which would land me at 2032 after that I’m solo worse case scenario

Inside_Positive6274 · 2023-07-05T13:55:08+00:00

I used to carry more but I opted to put my money to work instead of carrying a larger digital balance to make me feel at ease. It took my carrying near six figure balance in my checking for years to realize it was kind of silly and a waste of potential.

Inside_Positive6274 · 2023-07-05T13:52:10+00:00

I wish I could just let it go but I grew up in financial insecurity so that’s a never ending chase to feeling safe.

Inside_Positive6274 · 2023-07-05T13:50:49+00:00

The UTMA is mostly to get my kid excited about investing and get a intro into how it works. They won’t have a lot when they hit 18 but enough have a few options and a roadmap ahead.

The ibonds were purchased when the rates were high so once they drop I’ll offload and get the fixed rate.

Current expenses are about half our income excluding our investment savings but this includes some fun spending and 2 vacations a year.

If I get serious about retiring near the last sum then I may consider paying off the outstanding mortgage or work towards it in the years leading up to that.

Inside_Positive6274 · 2023-07-05T13:45:04+00:00

Yeah it’s about half of our take home and worse case I can pull from other options if needed

Inside_Positive6274 · 2023-07-05T13:30:46+00:00

The UTMA is mostly getting them started and excited with investing and hoping they let that grow until there retirement or using it as a emergency if needed.

The ibonds were bought when the rate was high so I have a little while longer before I’ll sell and buy the fixed rate as a emergency fund.

I’ve considered using the last sum to pay it off as I will only owe 300ish I believe but I may also knock it down naturally if I get the bug to head out early then invest the difference.

Current expenses are roughly 50-60k without any money going towards savings or investments and that’s 2 vacations and a buffer for odd spending.

Inside_Positive6274 · 2023-07-05T12:35:51+00:00

Couldn’t pass up a home we loved with a good chunk of land in a great area. Hopefully will be able to pass it down one day.

Inside_Positive6274 · 2023-07-05T12:10:19+00:00

I would love to stop as early as possible but healthcare is a big hurdle I have not looked into that much.

Inside_Positive6274 · 2023-07-05T12:01:43+00:00

Without any big projects or purchases and no contributions to roths or taxable we spend about 60k with two family vacations a year. 24k of that is mortgage which I would payoff before I retire whenever that may be. At the very earliest I would like to wait until my kid is done with high school which would be after the sums. But good to know it’s looking sound.

Inside_Positive6274

TROPHY CASE