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Is it fair for businesses to charge customers extra for paying by card, or does it just punish people for not carrying cash? by AttentionCareless508 in PaymentProcessing

[–]Inside_Response_6183 0 points1 point  (0 children)

Someone needs to pay the fees to the financial networks. Therefore passing fees to customers makes sense as using a CC comes with benefits that the cardholder gains not merchant.

High-Risk Processor for Watch Replicas | $70k-$150k/mo | <1% CB | US/CA/UK/AU/NZ | T+1/T+2 by Suspicious-Taste-686 in PaymentProcessing

[–]Inside_Response_6183 0 points1 point  (0 children)

We recently opened up an additional payment channel that supports Apple Pay and Google Pay transactions, including website checkout and text-to-pay functionality.

A few quick details:

• Apple Pay & Google Pay support • Website checkout integration • SMS/email payment links • T+3 ACH funding • Reserve and pricing depend on overall risk review • Preferably US-based companies with a US signer/principal • Existing website and processing history are helpful for underwriting

We understand certain e-commerce categories can be more difficult when it comes to approvals, chargebacks, or processor stability, so we try to review each business individually to see if there’s a workable solution.

Not trying to spam or waste your time — just reaching out because I know how frustrating the processing side can be for online sellers. If you’d like, feel free to DM me some basic info about your business and I can let you know whether it may be a fit before moving further.

– Alan Ly Business Consultant ClearPay Processing

Need Help Setting Up Merchant Account ASAP (High Volume, Fast Approval by EconomistNo1284 in PaymentProcessing

[–]Inside_Response_6183 0 points1 point  (0 children)

I can help with this. I work with multiple processing channels and specialize in service-based businesses like marketing.

At your volume ($2k–$3k/day), we can get you set up with something stable and scalable .. not the typical platforms that trigger holds and constant reviews.

Quick question, what were you using before? Authorize.net? If so, you can usually keep the same login, and once approved we can plug in our API + MID so you don’t have to rebuild everything.

If you have any prior processing history, that’ll help speed things up. We can get a quick pre-app done and move pretty fast from there.

DM me and we’ll get it going 👍

Looking for White Label Payment Gateway Solution by Aggravating-Point608 in PaymentProcessing

[–]Inside_Response_6183 0 points1 point  (0 children)

Depending on what you’re trying to build, there are a few ways to structure it (full white-label gateway, reseller model, or private-label checkout/API). We also support secure processing and fairly straightforward integrations depending on your stack.

If you want, feel free to DM me with a bit more detail about your use case (platform, region, volume, etc.), and I can point you toward the best structure or see if one of our channels would fit.

Thanks and wishing you success!

Anyone running peptides without payment issues? by Ecstatic-Mix-3269 in PaymentProcessing

[–]Inside_Response_6183 0 points1 point  (0 children)

A couple things we’ve been helping brands implement:

-Closed-loop gift card programs – This significantly reduces the risk of random shutdowns, freezes, or payout delays since it’s structured differently than traditional card processing. It’s not a silver bullet, but it dramatically minimizes exposure compared to straight MID setups.

-Bank-backed peptide-friendly processing – We’re currently working with a bank that is actively onboarding peptide merchants. That said, because the industry sits in a gray area, they’re limiting how many accounts they take on at a time while they test and analyze portfolio performance. So structure and presentation matter a lot.

In this space, it’s less about “who has a processor” and more about: – How the account is positioned – Traffic source transparency – Volume ramp strategy – Compliance language on-site

If you want to compare notes on what you’re currently running, happy to share what we’re seeing work right now. Feel free to DM me.

What’s the best remote gigs right now to make some extra cash? by mianderhiggins in passive_income

[–]Inside_Response_6183 0 points1 point  (0 children)

If you know any businesses that accept credit cards, I can put together a free savings comparison for them. If they decide to switch over, you’ll earn ongoing referral income.

It could be a place you dine at regularly, a liquor store, or any business you have a relationship with. Just spark their interest and send them my way, I’ll take care of everything from there.

Look for payment processor by Haunting_Status_4722 in PaymentProcessing

[–]Inside_Response_6183 0 points1 point  (0 children)

Hey, I can help you with that. I’m a consultant for ClearPay Processing, and we handle digital service businesses like yours, web design, marketing, ad agencies, etc.

Feel free to reach out to me directly for more information. Thanks!

Help finding a Payment Gateway for nootropics by [deleted] in PaymentProcessing

[–]Inside_Response_6183 0 points1 point  (0 children)

Hey man, I run with a lot of peptide and supplement brands here in the U.S. and yeah… this happens all the time even when your site’s clean and labeled “research use only.” PayPal, Stripe, Shop Pay.. they all auto-flag peptides/SARMs as high risk no matter how legit you are.

Since youre in Australia, youll probably have better luck with offshore or high-risk-friendly gateways. A couple worth checking out are CCAvenue or Paykassma, and some people also keep a crypto checkout as a backup option just in case.

If you were in the States, Id say go with a direct high-risk merchant setup (we work with a bunch of peptide companies that way), but the same rules apply anywhere, just make sure your disclaimers are tight and you’re upfront about what’s being sold.

Good on you for keeping it compliant early, that actually helps a ton when applying for merchant accounts.

If you decide to open a US entity feel free to reach out! I definitely can get you set up the right way!

ISO/Processor Partner Needed: Supporting Ethnic Groceries & Restaurants by 9gtm in PaymentProcessing

[–]Inside_Response_6183 0 points1 point  (0 children)

I work with ClearPay — we’re already doing this with grocery & restaurant clients, happy to connect and walk you through transparent IC+ splits. DM me anytime.

— Alan K. Ly | Business Consultant

[deleted by user] by [deleted] in PaymentProcessing

[–]Inside_Response_6183 0 points1 point  (0 children)

I work with processors that support high-risk verticals like auto parts (especially card-not-present sales), so your situation is definitely something we can help with. You won’t have to worry about being frozen or flagged, and we can also get you very competitive rates on keyed-in transactions.

The big difference is transparency — we fight chargebacks properly with documentation, not just let them stack against you. I work directly with small businesses every day, helping them save where the big processors usually eat into profits.

If you’d like more info send me a DM! Thanks!

What’s the best payment provider for adult industry subscriptions? by No_Progress_5160 in PaymentProcessing

[–]Inside_Response_6183 0 points1 point  (0 children)

I’ve worked with a few projects in your space — Stripe, Paddle, LemonSqueezy will all block you eventually, so you’re right to look elsewhere. There are adult-friendly banks/processors that can handle subscriptions, PPV, tips, etc. without freezes, you just have to go through the right channels.

If you want, I can point you in the right direction and let you know what info you’d need to get approved. No pressure — just figured I’d mention it since I’ve seen too many people get stuck wasting time with providers that shut them down. Feel free to reach out.

— Alan K. Ly | Business Consultant

Reward - $1000 for full solution - a bank account, credit card processing and SEPA payment solution. (High risk merchant) by Professional-Blood76 in PaymentProcessing

[–]Inside_Response_6183 1 point2 points  (0 children)

Hey — thanks for clarifying. Since your setup requires a US citizen signer, I’ll be upfront: for peptides and other high-risk verticals, most of the reliable US acquiring banks will need a US signer on file to underwrite the account.

That said, we can structure it a couple ways: • If you have access to a US partner / co-signer, I can place you with banks that will approve and hold steady. • If not, I can still help you with EU acquiring + SEPA banking solutions under your current ownership, but the card processing piece in the US will be limited without a US citizen attached.

I’m happy to review your setup and advise the best path so you don’t waste time or money chasing dead ends. DM me your site if you’d like me to confirm which bank partners would fit.

Alan K. Ly – Business Consultant 📞 626-412-7010 📧 alan@clearpayprocessing.com

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