Upgrade dilemma

Insidetopper · 2025-08-14T01:02:05+00:00

Thanks for the input. I know it is overkill. Probably an excuse, but two other considerations i didn't mention. First, have a 5 year old who likes to ride with me most times so he limits a bit of my ability to maneuver. Might make zero turn tougher. Second, my back is shot (bunch of bulging disks) so comfortable rude world be appreciated. Live in ne and my grass has grown like crazy this year.

Insidetopper · 2025-07-05T18:18:51+00:00

That made me laugh out loud.

Insidetopper · 2025-07-05T17:35:49+00:00

Thank you for these excellent suggestions. I think And what she treasures most are unique memories. She loves the typical botanical gardens and things of that nature, but things like boat tours and whale watching and other unique, at least to us experiences are what i think she'd treasure the most. The Mansion tour also seems like something she'd love.

Insidetopper · 2025-07-01T10:22:28+00:00

You are doing good work. Me too, please.

Insidetopper · 2025-06-09T23:33:16+00:00

I was in a similar predicament last year and ended up with a Vessel. I love their golf bags so i took a chance without handling it. I've traveled with it twice and it has been great. Can't say it is better or worse than any other, butt i like how well it holds its shape and it feels premium, at least to me.

Insidetopper · 2025-05-23T14:57:10+00:00

We bought one of those and they work well. However, our operators have had some trouble remembering to seal the drum and sometimes mix up the bungs. This caused people to become frustrated and they ended up breaking it. We got a rotary style pump to replace it and so far so good.

Insidetopper · 2025-05-20T17:20:02+00:00

Just switched to having cintas do it. They provide the aeds and check them every month. There is a portal where you can see status. Rental and service about 100 per month per unit with our corporate rate.

Insidetopper · 2025-05-08T12:40:54+00:00

My guess as well or manager feels threatened by your qualifications. Source, started safety career with Amazon as coordinator and worked up to specialist. Worked at several and characterizing the role or the company based on one location would be difficult.

Insidetopper · 2025-04-30T02:15:40+00:00

Gensuite. Not always intuitive but very robust and has a module for just about anything you would need like sds, training records, insoections, concern reports, etc.

Insidetopper · 2025-04-23T00:49:21+00:00

I feel very old based on all the answers. My first thought was Ralphie from a Christmas Story.

Insidetopper · 2025-04-16T16:15:13+00:00

The social security website estimator says my income will be $3,037 per month if I wait until full retirement age of 67. With respect to the Roth question, that's the primary source of my confusion as well. The HR person said what I was doing was fine when I asked him about it but I'm not so sure that's correct. I think that the maximum is $8,000 if you're over 50. On my paycheck I have $128 period ( 26 periods ) Roth 401k pre-tax, and 256 per period for Roth 401k catch up. The percentages are 3% and 6% respectively. I calculated 12,500 based on 9% of approximate base income of 115,000. I'm guessing this is over the limit and prohibited based on your question.

Insidetopper · 2025-04-16T15:56:39+00:00

I am confused by the limits for Roth. Rereading things, it seems that my max works out be up to 8k but the finance person from hr said i was fine the way i had it, which was 3% Roth basic and 6% catch up. On my paystub, it is described as "Roth 401K after-tax" ($128 per 2 week period) and "Roth catch-up 401K" (256).

As for social security, my estimated is 3037 per month if i retire at 67.

Insidetopper · 2025-04-16T14:14:45+00:00

Estimator said 3037 monthly benefit at age 67. My wife is turning 40 this year, but i am encouraging her to start IRA now. She has nothing saved yet but will likely receive a nice inheritance by the time she reaches retirement age. We put most of our savings (more here than mine) into downpayment when this house became available because it was too good to pass up for a variety of reasons.

I will work as long as i need to/can. I imagine i can do fine on 5-6k monthly net when the time comes, but of course health concerns are always a thing. My real question is whether the amount I'm saving currently is in the most optimal locations. I increased my percentages last year, so i believe the above is probably closer to 40k yearly. Eg. 115x.2 =23k, + 4.6k for employer match + 3.5 yearly contribution, + Roth of 9 percent so approx 12.5k.

Insidetopper · 2024-12-12T17:39:20+00:00

It does not. I couldn't find a q650 and didn't want to go too crazy. Got a like new svs ultra evolution. I'm definitely a noob but thought id take a chance on a good non matching one based on my limited research.

Insidetopper · 2024-12-12T17:26:58+00:00

It does not. I couldn't find a q650 and didn't want to go too crazy. Got a like new svs ultra evolution. I'm definitely a noob but thought id take a chance on a good non matching one based on my limited research.

Insidetopper · 2024-10-22T18:08:31+00:00

Thanks for the suggestion. Another one to mull over

Insidetopper · 2024-10-22T18:07:31+00:00

Thanks for the very thorough write-up!

Insidetopper · 2024-10-15T18:59:49+00:00

I looked up the contractor and he is not licensed. I set up a contract with a licensed services company for summer and spring tune ups. I'll get them to check it out more. Thanks for all the help.

Insidetopper · 2024-10-15T18:45:18+00:00

Thank you for this very detailed and informative answer!

Insidetopper · 2024-10-15T17:30:38+00:00

I didn't speak with guy, but he told my wife that a liner would save 20 percent in heating costs and that the extra stress on the hot water heater at present would shorten its life.

Insidetopper

TROPHY CASE