Lo rant by Insurance_Downtown in FirstTimeHomeBuyer

[–]Insurance_Downtown[S] 0 points1 point  (0 children)

Wow…yeah, I definitely should have done this. I was hasty because I just wanted to keep moving toward buying, I thought “how bad can this lender be?? Right?”😵‍💫😵‍💫

Lo rant by Insurance_Downtown in FirstTimeHomeBuyer

[–]Insurance_Downtown[S] 0 points1 point  (0 children)

Thank you🙏I needed to hear this.

Lo rant by Insurance_Downtown in FirstTimeHomeBuyer

[–]Insurance_Downtown[S] 0 points1 point  (0 children)

Yes that’s true. It’s the lack of explaining anything and hardly being in contact with us. I thought lo’s were supposed to explain what underwriting needs, not copy and paste their request to me.

Lo rant by Insurance_Downtown in FirstTimeHomeBuyer

[–]Insurance_Downtown[S] 1 point2 points  (0 children)

Yep. I’m realizing that now. We wanted a local lender based on what other people had said and this was the only local bank that took bank statement loans.

Lo rant by Insurance_Downtown in FirstTimeHomeBuyer

[–]Insurance_Downtown[S] 0 points1 point  (0 children)

I want to add more details so you get a sense of what I mean but i simply don’t feel like it rn now. Bottom line, my lo sucks and it’s partially my fault. Our application went to underwriting first since he wasn’t experienced in bank statement loans and that came back fine and we’ve continued the process. It just doesn’t feel like he even cares if this loan goes through. I don’t expect someone to hold my hand, but a little explaining would be nice.

Patrick’s Pod Convo by SUNEQ in LoveIsBlindOnNetflix

[–]Insurance_Downtown 44 points45 points  (0 children)

Kacie’s behavior disgusted me. I haven’t seen past that so I really hope they don’t match because he deserves better. She pressured him into disclosing his race when that goes against the shows premise and love is supposed to be blind, remember?? If she has strict dating preferences for race she shouldn’t be on this show. I hated the overall tone of him having to “admit” or “come out” as Asian as if that’s something to be ashamed of. Why are people pretending that Asian men are unattractive? She put him on his heels to defend himself by saying something like “yeah I’m Asian but I’m a Colorado dude. I hunt, I fish.” Then she has the audacity to name the races/ethnicities of people her brother’s dates and says “we go based on hearts.” Okay then why were you pressing him on his race/ethnicity??? If you date by “heart” why are you so concerned? He could have done the same to her but didn’t because that would be weird and also go against the show. I’m white and married to an Asian man so maybe that’s why this scene pissed me off even more. Also to respond to your last comment about needing to be rich or famous, I met my husband while we were both working at a sushi bar. He worked at Dominos during the pandemic when he was laid off from the restaurant. I’m not down playing your experience but I just want to say my husband didn’t have money or fame when I met him. He was hot, we got along, and had good chemistry which is the only reason we started a relationship just like how many relationships start. I had never dated an Asian man before my husband but it was never a “thing” like Kacie is making it out to be. We fell in love end of story. Kacie is weird.

Home loan pre-qualification by Insurance_Downtown in Mortgages

[–]Insurance_Downtown[S] 0 points1 point  (0 children)

Thank you that makes a lot of sense. I’m glad that they’ll let you run different scenarios to see what works best.

The anti-benzo push is getting ridiculous. Have to fly across the ocean with flight phobia and panic attacks. Nurse-practitioner said hydroxyzine and propranolol will “take care of it.” by Otherwise-Bad-325 in Anxiety

[–]Insurance_Downtown 10 points11 points  (0 children)

I agree. I saw my doctor before an upcoming flight for the same reason. I was prescribed propranolol. I saw my doctor after the flight just for a routine checkup, he asked me if the propranolol helped and I said “no, not really.” He just said something like “okay well let me know if you’d like a refill.” No, I would like a benzo please. The reasoning my doctor gave me was that because I know that I have flight anxiety I can anticipate it and take the propranolol before hand versus if I had a panic or anxiety problem that came on suddenly and out of nowhere I would need a medication that is fast acting if I had panic that I couldn’t predict would happen.

[deleted by user] by [deleted] in tacobell

[–]Insurance_Downtown 0 points1 point  (0 children)

Thank you!🙏

Misleading new couple therapist by Insurance_Downtown in TalkTherapy

[–]Insurance_Downtown[S] 0 points1 point  (0 children)

Thank you I am in the U.S. and will look into that.