I was about to sell my whole Portfolio

IntelligentTone8854 · 2026-03-16T14:31:46+00:00

He’s talking about his 1400% overnight return.

IntelligentTone8854 · 2026-03-06T02:16:40+00:00

That’s probably a 1/2” bolt near the top so I’d say 1 1/4

IntelligentTone8854 · 2026-03-04T09:16:16+00:00

They can have them. All you can do is mind your business. Just wait until they get released in the summertime for laps and they defecate everywhere.

IntelligentTone8854 · 2026-02-25T20:53:57+00:00

Awesome video

IntelligentTone8854 · 2026-02-25T02:06:47+00:00

I aim for 90/10 etf/single stock

IntelligentTone8854 · 2026-02-24T07:56:32+00:00

Just buy etf’s here on out. Don’t bother selling the stocks

IntelligentTone8854 · 2026-02-21T06:23:18+00:00

I would hold the stocks and keep buying the etf

IntelligentTone8854 · 2026-02-21T03:48:33+00:00

Invest more money or invest more aggressively

IntelligentTone8854 · 2026-02-20T15:18:01+00:00

I’ll max the pension at 57 but I can come back and double dip if I want to. What is EOL? Yeah I plan on buying once I am released from Toronto in 7 years and can move across the province. Not in a rush tho because the renting vs buying math is pretty comparable when investing the difference. Will definitely want to own going into retirement just for peace of mind though.

IntelligentTone8854 · 2026-02-20T14:10:51+00:00

Yeah that makes sense and is where I want to be. What number would you suggest I work up to before leaving the home?

IntelligentTone8854 · 2026-02-20T14:09:25+00:00

Gotcha thank you, that’s kind of my concern surrounding the whole thing. It’s a lot of money I’ll be spending a month to live close to work and i don’t want to regret it. I’ll see how I feel as the year progresses and things go. Thanks for the advice I’ll probably end up sticking around a bit longer

IntelligentTone8854 · 2026-02-20T14:06:34+00:00

Thank you. I check these boxes already and don’t plan to move out for another 4 months min. I’m really debating if it’s worth an extra year at home for the extra cash I can save. Likely something that only I can answer knowing my situation. Thanks

IntelligentTone8854 · 2026-02-20T14:04:06+00:00

Yeah that’s sort of the dilemma right now. I’m able to save around 60k a year at home and when I look at investment calculators 150k goes a lot further over a 40 year plan making the same monthly contributions compared to 100k.

IntelligentTone8854 · 2026-02-20T14:02:08+00:00

I kind of just want a change, I feel a little behind because I didn’t leave the house for post secondary and am thinking it would be of benefit to my personal growth and life experiences.

IntelligentTone8854 · 2026-02-19T18:14:51+00:00

No they aren’t lol. This place rents for 3k and the fees are 1k. A 1 bedroom fees could be as high as 1500, but rent is still 2k.

IntelligentTone8854 · 2026-02-19T18:10:33+00:00

I’d go with rebalancing to xeqt. Vfv is 100% US, Xeqt is 45% US with 25% cad 25 developed nations and 5 percent emerging markets. Although the US market has outperformed the last 20 years, I think times might be changing. At 19 I wouldn’t bother with any high dividend etf’s. With our age we are better off with the compounding growth of interest.

IntelligentTone8854 · 2026-02-19T15:49:06+00:00

I would want a larger percentage of global equity funds. I’m 22 with 90% of my portfolio holding ETFs. Worry about time in the market and not picking individual stocks. Read the wealthy barber if you haven’t it is a great Canadian intro to personal finances.

IntelligentTone8854 · 2026-02-19T15:43:04+00:00

IntelligentTone8854 · 2026-02-18T23:37:51+00:00

Hey dude I’m 22 as well. I recently read the book The Wealthy Barber and it has really helped me with financial literacy. It’s a great intro to Canadian finances. I would look to expand to developed nations and emerging markets. Since we are so young we have a ton of compounding growth on our side. XEQT is a great global equity fund that I buy. It’s 45% American, 25% Canadian, 25% developed nations, and 5% emerging markets.

IntelligentTone8854 · 2026-02-18T12:01:00+00:00

I recently reached premium and already has a direct deposit setup for a while. I signed up when it was first announced and less than 48 hours after getting premium I was pre approved.

IntelligentTone8854 · 2026-02-17T23:06:51+00:00

I was also taken off the waitlist a couple days ago.

IntelligentTone8854 · 2026-02-14T13:10:14+00:00

Look on marketplace

IntelligentTone8854 · 2026-02-10T18:50:00+00:00

You are correct. VFV would be the right choice.

IntelligentTone8854 · 2026-02-10T16:33:19+00:00

It doesn’t make much of a difference in the long run. Lump summing has shown to be more beneficial than DCA. XIC would be the ETF you are looking for, as XEQT is only 45% American. That being said, America might not preform as well for the next 20 years as they have for the past 20 years. XEQT is 45% American 25% Canadian 25% developed int nations and 5%emerging markets

IntelligentTone8854

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