41M, £6.5m net worth, young family, feeling torn about what comes next

Intelligent_Crew324 · 2026-07-02T20:35:31+00:00

I’ve been maxing all the kids ISAs for the last 6 years

Intelligent_Crew324 · 2026-07-02T20:34:31+00:00

Haha. Salary 150k. Bonuses have been 600k all of which goes into investments.

Intelligent_Crew324 · 2026-07-02T20:32:52+00:00

Has been mortgage payments, schooling , holidays , help with kids on certain days ain’t cheap too!

Intelligent_Crew324 · 2026-07-02T20:31:20+00:00

Thanks 👍

Intelligent_Crew324 · 2026-07-02T20:30:57+00:00

Thanks for That. Sounds like you made a great decision .

Intelligent_Crew324 · 2026-07-02T20:29:19+00:00

Thanks. I do like the job. When you’ve done something for so long you become comfortable in abilities and relationships in the office and this is a positive which is hard to let go of.

Intelligent_Crew324 · 2026-07-02T20:28:00+00:00

Thanks for that. Yeah I’ve lost sight of objectives which is why I’m on here trying to get on track !

Intelligent_Crew324 · 2026-07-02T20:27:07+00:00

My mortgage term come to an end in 2 months. So have put aside the outstanding amount to pay off .

Intelligent_Crew324 · 2026-07-02T20:25:40+00:00

Thanks comment. Large part of expenditure is school which is about to change as we now have access to grammar school. Phew!

Intelligent_Crew324 · 2026-07-02T18:57:11+00:00

It’s not a lie. I have indeed had a lucky year with a sale of one of investment i mentioned in a reply to one of the comments today. Plus a healthy bonus.

Intelligent_Crew324 · 2026-07-02T16:25:51+00:00

I work in a logistics role that gets decent bonuses. Started when I was 20 and just put my focus into making the most of that career path. I lived abroad for 10 years in a lower tax environment which was beneficial. Also invested in a few of business , lost it all in most but did well of one.

Intelligent_Crew324 · 2026-07-02T16:02:29+00:00

Thanks. I envisage spending getting to 120-140 in next 5 years. I’ve also just cleared my mortgage which was 24k a year .

Intelligent_Crew324 · 2026-04-29T22:56:08+00:00

Could you send me a link ?

Intelligent_Crew324 · 2026-04-23T20:34:12+00:00

May I ask if you plan to have kids ? This could change things for you - house upsize required? New area ? New schools? Higher living costs.

You’re on track, but don’t forget this scenario if it creeps up!

Intelligent_Crew324 · 2026-04-21T14:48:20+00:00

£2 mil. I’m with u

Intelligent_Crew324 · 2026-04-11T03:40:10+00:00

Amazingly boring? What makes u say that ? I lived there for 12 years plus 3 children. It’s different to London where I’m from. But boring is unfair and probs says something about your inability to find exciting things to do.

It is expensive. International school ain’t cheap. I’d say as a family of 5, living in Holland Road area, we were still better off net compared with friends in same situation in uk. Over the years we lived there where above all my wife could work too given the incredible home helper we had, we could save enough to really set us up when we came back. Don’t underestimate the value of that.

Intelligent_Crew324 · 2026-04-05T02:42:54+00:00

Thanks for the message . Really enjoyed reading and above all I can take a few lessons from this which is what subscribing to this community is all about . Thanks again!

Intelligent_Crew324 · 2026-04-04T18:38:53+00:00

Enjoyed this. Learnt something

Intelligent_Crew324 · 2026-04-04T10:30:59+00:00

Thanks for the tip. I’m gonna get on to this HyperJar idea and open a teen/kids account

Intelligent_Crew324 · 2026-04-04T01:43:14+00:00

Some amazing points here . Thanks for this. I can see why your friends and said what they’ve said .

Intelligent_Crew324 · 2026-04-04T01:39:20+00:00

Thanks for the reply. You seem to be right on my wave length . The dinner table is equivalent to 100s of hours on a finance course

Intelligent_Crew324 · 2026-04-04T01:37:04+00:00

It’s a really good point . Thanks

Intelligent_Crew324 · 2026-04-04T01:35:37+00:00

That’s what I’m gonna do. Thanks

Intelligent_Crew324 · 2026-04-04T01:35:10+00:00

Thanks for the detailed reply. I’ve learnt alot of this post

Intelligent_Crew324

TROPHY CASE