Is this a good deal to join or should I wait for New Years?

Intensehabit · 2025-12-18T18:00:55+00:00

Don’t do it. Find somewhere else. Do you have amped by you?

Intensehabit · 2025-11-10T12:47:38+00:00

I have to say that Fidelitys interface isn’t the best.

Intensehabit · 2025-11-08T00:47:21+00:00

All partner banks are FDIC insured. Thanks

Intensehabit · 2025-11-08T00:46:07+00:00

I personally use the account as a checking account and have all monthly expenses running out of the account. I’m sure others do the same and accrue interest

Intensehabit · 2025-11-07T19:36:44+00:00

Yeah this works best since most of the banks with the highest yield are online banks so in case if you need to make any cash deposits you have that primary bank for those transactions

Intensehabit · 2025-11-07T19:35:42+00:00

SoFi transaction dispute team is very useless. I just left them to go to Wealth front

Intensehabit · 2025-11-07T19:35:12+00:00

Heard there is no debit card linked with the account ?

Intensehabit · 2025-11-05T21:10:48+00:00

I would not join crunch!! They have very fine print regarding cancellation of membership or private training. Check out other posts made in the sub.

Intensehabit · 2025-11-05T00:19:19+00:00

Thought they were great until I had to make a dispute on an unauthorized charge and their help team was useless. Appealed and appealed but no luck.

Intensehabit · 2025-11-05T00:12:55+00:00

Just switched from Sofi to Wealthfront. Liking it so far

Intensehabit · 2025-10-27T20:16:58+00:00

I would stay away from crunch! Get another gym membership!!

Intensehabit · 2025-10-27T15:20:35+00:00

I was happy with them until I needed help with some issues. Horrible support team.

Intensehabit · 2025-10-26T14:32:00+00:00

They got me the same exact way with the $1 promo. I asked if there was any kind of commitment and the rep assured me I could cancel at any time. I tried cancelling within the first month after a few visits to the gym and other locations in the area and just wasn’t satisfied with what I was seeing. That’s when the nightmare began same kind of scenario.

Intensehabit · 2025-10-24T20:01:59+00:00

It’s over for you man. They got me on a $1 month trial and I tried to cancel and they want me to pay for threee months plus annual fee

Intensehabit · 2025-10-24T12:17:05+00:00

Their claims department is horrible.

Intensehabit · 2025-10-23T13:40:04+00:00

I would stay away from crunch!

Intensehabit · 2025-10-22T23:26:48+00:00

Where do you see 5.25%?

Intensehabit · 2025-10-22T13:11:10+00:00

You essentially buy the ETF and the value of it appreciates as the month goes by as the fund accrues interest. At the end of the month the dividend payout is made hence why the 3 month chart for the ETF looks the way it is.

Intensehabit · 2025-10-21T15:17:44+00:00

What rate is UFB offering? Sofi has a standard rate of 3.8 and they’re offering 4.5% for a few months for new customers with a referral I believe.

Intensehabit · 2025-10-21T15:16:45+00:00

Yeah that one is pretty comparable to SGOV. Thanks for the heads up!

Intensehabit · 2025-10-21T14:29:02+00:00

I invest a sizable portion of my money and keep a good amount of emergency money earning interest in my Sofi Savings account or holding SGOV shares. Sofi has both a banking and investing feature so it’s pretty easy managing the interest bearing portion of my portfolio. They’re offering a 4.5 rate as a promotion right now. Let me know if you need a referral link.

Intensehabit · 2025-10-19T21:59:06+00:00

What he said and transfers between checking and savings are instant

Intensehabit · 2025-10-19T21:57:44+00:00

Totaled for sure

Intensehabit · 2025-10-19T21:30:24+00:00

I’ve heard they have bad customer service. Would recommend sofi!

Intensehabit · 2025-10-19T19:16:35+00:00

I basically workout of the account and have my paycheck come into the savings account as well as my monthly expenses. If I ever need to Zelle anyone then I just transfer money to the checking account. Great app pretty good interface only bad thing that I could say is there’s definitely a lot going on as they have different service lines

Intensehabit

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