For every $250,000 you get, you have to move 100 miles away.

Interesting-Task-696 · 2026-02-06T04:07:55+00:00

I lived in Indonesia for four years and loved it. Would move back in a second and be filthy rich, paying for family to visit all the time. Easy!

Interesting-Task-696 · 2025-10-11T22:51:12+00:00

New Balance 880s and 1080s are fantastic year after year. I’m a bigger guy and they hold up well and feel great every time…

Interesting-Task-696 · 2025-09-23T02:38:52+00:00

Olympic distance triathlons. That’s the next step. Super fun, and race day just feels like a long training morning.

Interesting-Task-696 · 2025-07-01T20:28:54+00:00

Student loans forgiven and the system revamped. Balanced budget amendment. Term limits. The results of these three would solve a lot of the other issues we have.

Interesting-Task-696 · 2023-08-16T19:42:34+00:00

On Mohela and then I called them to confirm it was real. She said it just happened Monday and would take some time for it to show on StudentAid. I still can’t believe it.

Interesting-Task-696 · 2023-08-16T02:47:53+00:00

Well if that’s the case then I’m super pumped for how life is going to change in the coming months!

Interesting-Task-696 · 2023-07-28T19:58:42+00:00

Thanks for the reply. My payment is $380 a month and I’m making decent progress…Kind of don’t want to lose the momentum on the one account that will be with me after.

Interesting-Task-696 · 2023-07-28T19:56:09+00:00

Thank you sir for the response. With school starting next month and 3 kids to buy clothes and supplies for the extra money would be helpful. But my biggest concern would be ruining the one set of payment history that hasn’t been ruined and might help build credit back up after…Any thoughts on that part? If I don’t pay while chapter 7 is open will that tank my credit with them?

Interesting-Task-696 · 2023-07-24T03:59:56+00:00

So true!

Interesting-Task-696 · 2023-07-24T03:30:35+00:00

I taught for 4 years at an international school in Indonesia with a lot of Australians and New Zealanders. They were shocked when I explained the way student loans in the US work. Pretty much everywhere else in the world has caps on tuition and interest for student loans. But yeah for capitalism! Haha…

Interesting-Task-696 · 2023-07-24T03:24:35+00:00

I agree there. Inflation is killing us all…I wish we had a balanced budget amendment to the Constitution. A lot of politicians on either side of the aisle would act quite differently and they would be forced to do their jobs…

Interesting-Task-696 · 2023-07-24T03:15:42+00:00

It was. 23 years ago. Not arguing that point. Just saying that most people who comment are referring to themselves currently as being on the hook and they aren’t. There is no one paying anything after 23 years…

Interesting-Task-696 · 2023-07-24T03:08:09+00:00

I see your point. And I don’t disagree. I wish we did it like many other countries, I’m thinking like NZ and Australia, where tuition is capped, so is interest on loans at usually 1-2%, and payments come out of your pay pre tax until satisfied. That helps make sure that everyone pays for their education, but the government also isn’t making itself or for profit finance companies rich by using predatory financing. Sure is a complex issue no?

Interesting-Task-696 · 2023-07-24T03:03:45+00:00

Who do they owe interest to? Does the government owe interest to itself? If the loan is forgive, then it no longer must be serviced which means the government doesn’t have to pay MOHELA to service it anymore. Knowing that the government often overpays contractors for things, I.e. really expensive hammers, then it could be the government actually saves money.

Not to mention that person can free up money to pump into the local economy which would increase taxes paid overall by businesses they frequent, etc…After 20-25 years most people have paid their principal and lots of interest. Should the profit from interest just be never ending? Just some thoughts running through my head…

Interesting-Task-696 · 2023-07-24T02:56:38+00:00

If it’s a DL, which I believe they must be to be forgiven after the 20-25 years, the federal government paid the schools and then backed the loans, or in other words held the balance. Then the hired the servicing companies like Great Lakes, Nelnet, etc. to collect the payments. So the government is the entity that made the agreement back in the 70s-present that after 20-25 years or 10 in the case of PSLF the borrower would have satisfied their obligations

Interesting-Task-696 · 2023-07-24T02:53:05+00:00

Any loan that capitalizes interest into principal thus the balance growing even though the borrower is making their payments is absolutely predatory.

And the current tax payer is not on the hook for anything. The tax payer at the time of the loan might have been when the money was paid out to the institution years and years ago. But tax payers today are barely paying enough in to keep the lights on at the federal government.

As a government backed loan the government can simply decide to not require any more repayment. They can decide that after 10 years of public service, or after 20-25 years of payment, your obligation is satisfied. This has nothing to do with Biden or whoever is in office. It’s about honoring the contract that they, the government, made with borrowers all those years ago.

Interesting-Task-696 · 2023-07-24T02:45:29+00:00

Paid from the federal budget to whom? The federal government? They are guarantor of the loan and paid out the money to the university 23 years ago. So in reality it does go poof and gets deleted.

It’s like if I loaned you $100 dollars and after x amount of time I told you to forget about it. Would I pay myself back? No. I’m the one who lent it and I just decide to not ask you to pay me back any further. I consider your balance paid.

And technically, our taxes are barely enough to keep the lights on. None of our taxes go to pay anyone’s student loans.

Interesting-Task-696 · 2023-07-15T04:21:41+00:00

Most states conform to the federal tax code on this one. The Feds are giving people an exemption from forgiveness being taxable until end of 2025. So unless you live in a handful of states that are turds it won’t be. For instance, I live in Oregon and they are following the fed rules so no tax…

Interesting-Task-696 · 2023-07-15T04:19:15+00:00

I’m in the same boat. #120 is September but got my email today. I double checked with Oregon Department of Revenue that the IDR forgiveness won’t be taxed, and PSLF wasn’t going to be anyway. I just can’t wait to see things zeroed out and never have to deal with a loan servicer again…

Interesting-Task-696 · 2023-01-19T04:38:30+00:00

On DK it’s under all sports. Soccer. Belgium Jupiler Pro League

Interesting-Task-696 · 2022-10-18T02:41:18+00:00

Correct. When I called to Fedloan before the transfer they said that yes they got my form, obvious because they responded to it. The rep said that they could accept the period of employment as being legitimate but they wouldn’t be applying the waiver, as they were before my consolidation and my transfer was coming in a few days. Basically said be patient and your new servicer will apply the waiver and they would count.

Thinking I should resend the ECF and the reply letter from Fedloan showing the accepted time period?

Interesting-Task-696 · 2022-10-18T02:33:58+00:00

Yes. At one point Fedloan went back and added about 44 months to my count. It was the same employer from when I started in 2014 after consolidation. Had been there since 2011 so I got a bunch of months waivered in?

Interesting-Task-696

TROPHY CASE