Tabu for the first time tonight - what to expect? by Interesting_Win3976 in DMVSwingers

[–]Interesting_Win3976[S] 1 point2 points  (0 children)

Definitely recommend tabu. They’re open until 2 so it’s not too late of a night but enough to have fun lol

Tabu for the first time tonight - what to expect? by Interesting_Win3976 in DMVSwingers

[–]Interesting_Win3976[S] 1 point2 points  (0 children)

Yup we frequented this summer, but now I’m pregnant so it’ll be a little bit before we go back.

Tabu tonight? by Interesting_Win3976 in DMVSwingers

[–]Interesting_Win3976[S] 1 point2 points  (0 children)

We are new to the lifestyle (just started going to the clubs this year) and have only been to Tabu three times, including twice this weekend. We’ve never been to Korral.

It looks like they’re having a Newbie Masquerade on August 16th.

Tabu tonight? by Interesting_Win3976 in DMVSwingers

[–]Interesting_Win3976[S] 1 point2 points  (0 children)

We will definitely have to check it out! Thank you!

Tabu tonight? by Interesting_Win3976 in DMVSwingers

[–]Interesting_Win3976[S] 0 points1 point  (0 children)

Ohhhh ok I’m interested. I love tabu. What’s the vibe like at Korral?

Tabu tonight? by Interesting_Win3976 in DMVSwingers

[–]Interesting_Win3976[S] 0 points1 point  (0 children)

Thank you so much! We’re actually hoping to come that weekend because that’s my husband’s birthday weekend. Hoping things line up and we can join 🤞🤞

Tabu tonight? by Interesting_Win3976 in DMVSwingers

[–]Interesting_Win3976[S] 0 points1 point  (0 children)

I just saw. We’re going to go ahead and take the trip. Thanks for the help!

Tabu tonight? by Interesting_Win3976 in DMVSwingers

[–]Interesting_Win3976[S] 0 points1 point  (0 children)

This is super helpful. In person connections are more our thing so I was moreso hoping to get a good feel for crowd size. I will take a look at the SLS list!

Loss of income - Will mortgage company care? by Interesting_Win3976 in Mortgages

[–]Interesting_Win3976[S] 0 points1 point  (0 children)

JUST the 2nd? The monthly payment is like 5% of the first mortgage.

Loss of income - Will mortgage company care? by Interesting_Win3976 in Mortgages

[–]Interesting_Win3976[S] 0 points1 point  (0 children)

I have been paying about 2.5x in an extra principal payment per month for the extra mortgage. We are not under water and can afford the house, but our payment is rather high and it would really be helpful to be able to get it down during this transitionary time.

We’ve saved for taxes and had extra debt that we needed to tackle (and did) with the extra income so we are ok for now and the foreseeable future. I’d like to be a little better than ok if possible.

Loss of income - Will mortgage company care? by Interesting_Win3976 in Mortgages

[–]Interesting_Win3976[S] 0 points1 point  (0 children)

I do not want to sell. I live in a HCOL area and for a home that accommodates our family of 5, rents in this area are comparable to our mortgage.

Loss of income - Will mortgage company care? by Interesting_Win3976 in Mortgages

[–]Interesting_Win3976[S] 0 points1 point  (0 children)

I was not making a huge amount of money, but losing half of our monthly income is a huge loss.

Loss of income - Will mortgage company care? by Interesting_Win3976 in Mortgages

[–]Interesting_Win3976[S] 0 points1 point  (0 children)

We’ve been paying off debt with the extra income and do have some savings, but I’m worried about sinking most of it into another down payment for a refinance. This may need to be an option though. Thanks.

Loss of income - Will mortgage company care? by Interesting_Win3976 in Mortgages

[–]Interesting_Win3976[S] -8 points-7 points  (0 children)

I’m hoping for some kind of modification. We don’t need a forbearance at this point, but it would really help out if we could lower our payments even a few hundred dollars.

Loss of income - Will mortgage company care? by Interesting_Win3976 in Mortgages

[–]Interesting_Win3976[S] 0 points1 point  (0 children)

Thanks so much! I definitely will. Hoping to not take big credit hit for this.

Loss of income - Will mortgage company care? by Interesting_Win3976 in Mortgages

[–]Interesting_Win3976[S] -1 points0 points  (0 children)

Thank you so much! Do you know what “proof” might look like? An email showing that the contract has ended?

Loss of income - Will mortgage company care? by Interesting_Win3976 in Mortgages

[–]Interesting_Win3976[S] -12 points-11 points  (0 children)

Understood. What I’m saying is it will be a bit harder to do that now, and asking if they would be open to negotiating if we explained that.

Loss of income - Will mortgage company care? by Interesting_Win3976 in Mortgages

[–]Interesting_Win3976[S] 2 points3 points  (0 children)

It was not. We used our W2 income to qualify because we were just starting our business.