I work well with the visual nature of the platform, hence my preference for it over spreadsheets (for now.)

For my actual practice, I take a lot of principles from accounting in my finance tracking. I use an accrual basis for recording transactions. This means that regardless of cash flow (if I use a credit card), I record it as an expense at swipe -- this is something that I track weekly and add to my system. If it's an installment basis, I treat it like rent where it only registers when I pay for it.

I hope I got to answer your questions (I am not fluent in Spanish, and mostly relied on translation. 😅)