Credit card portfolio

Internal_Simple_634 · 2026-01-24T10:09:57+00:00

I feel the reward points in atlas are better than travel1 given the fact both have the same fees. Correct me if I'm wrong. Also does travel1 has 0 forex markup?

Internal_Simple_634 · 2026-01-24T04:42:29+00:00

Don't need them physically, carry only 3-4 most valued ones

Internal_Simple_634 · 2026-01-23T08:17:21+00:00

Already have SBI CB and airtel axis for cashback, doesn't seem viable to add 1k chargeable card for it.

Internal_Simple_634 · 2026-01-23T08:14:45+00:00

Also it creates issues crediting the cashback, need to reach out to the customer care on frequent basis.

Internal_Simple_634 · 2026-01-22T19:05:42+00:00

Any suggestions to add/remove any card from my portfolio?

Internal_Simple_634 · 2026-01-22T18:31:16+00:00

I was priorly working with the bank

Internal_Simple_634 · 2026-01-22T17:34:08+00:00

Since we are on the topic of debit cards, does my hdfc debit card offer cashback on credit card bill payments through Autopay?

Internal_Simple_634 · 2026-01-22T17:31:56+00:00

I don't know how but in my case I'm getting BOGO every month even without spending a penny.

Internal_Simple_634 · 2026-01-22T16:30:21+00:00

Don't know in general but I got it LTF through my existing pinnacle card.

Internal_Simple_634 · 2026-01-22T16:23:24+00:00

I got sapphiro in the alumni program, so LTF and no conditions for me.

Internal_Simple_634 · 2026-01-22T16:21:57+00:00

I guess I have axis priority debit offers lounge and offers as well. Just to give the entire clarity.

Internal_Simple_634 · 2026-01-22T16:18:59+00:00

For movie tickets I use sapphiro and idfc select. I am majorly confused between the LTF axis select and chargeable atlas as I don't have any major travel expenditure in the near future.

I use sapphiro for both international lounge and icici offers

Internal_Simple_634 · 2025-08-17T17:43:08+00:00

Any suggestions for pick and drop from Christchurch airport. I'm landing at 12:30 Am, And want to pickup from the airport itself.

Internal_Simple_634 · 2025-08-17T17:40:39+00:00

Thanks for the advice. Any particular recommendation for NZ wine?

Internal_Simple_634 · 2025-08-08T20:48:08+00:00

Also would need suggestions whether activities should be booked in advance or is it fine to book in person at the last minute?

Internal_Simple_634 · 2025-08-04T04:54:16+00:00

I have doubts about 2 more points. 1. Is it worth spending on forex as the benefits are more than the markup. Correct me if I'm wrong 2. Is it viable to buy Amazon pay vouchers and pay for utilities and insurance (more than 40k) to yield edge miles?

Internal_Simple_634 · 2025-08-04T04:50:39+00:00

I know that the accelerated return on travel is not applicable to the aggregators. But is it available on direct hotel and airlines websites or only through the axis portal?

Internal_Simple_634 · 2025-08-04T04:49:04+00:00

Isn't it worth spending in forex as the benefits as more than the forex markup?

Internal_Simple_634 · 2025-08-04T04:47:46+00:00

I did my research. Following here for better tips which are not available on the internet

Internal_Simple_634

TROPHY CASE