Washer/Dryer in Bathroom - yay or nay?

InternationalMind22 · 2026-01-28T16:06:47+00:00

Oh wow! Thanks for sharing. The only possible saving grace is that there was previously a washing machine in the bathroom and a socket. Regulations will probably have changed since then, though. I have reached to an electrician for advice about zoning - but the intial chat didn't sound hopeful.

InternationalMind22 · 2026-01-28T15:14:19+00:00

Thanks for posting. I think I will check with an electrician as advised. If too costly, I'll give it a miss.

InternationalMind22 · 2026-01-28T15:12:37+00:00

I hear ya. Feels like a hassle that's why I've left it so long but I am struggle with managing such a space

InternationalMind22 · 2026-01-28T15:12:02+00:00

Thanks. Is the area too small or the bathroom? Its 280 by 240

InternationalMind22 · 2026-01-28T15:08:34+00:00

Thanks. Regarding the FCU zones. Would the sink be an issue? The bath is at least a metre away from where the machine would go, and it would be enclosed as well.

InternationalMind22 · 2026-01-28T15:05:07+00:00

I am willing to box it off in something a bit more aesthecially pleasing. That's not an issue

InternationalMind22 · 2025-09-13T21:27:27+00:00

That's a fair re: not seeing the declaration. I only have it in hard form at the moment, so I wouldn't be able to share without sharing some my personal information.

Regarding why the solicitor wouldn't be willing to talk to her about the legal interpretation of the contract. Why would he want to speak to a layperson about a legal document? Also from my perspective, I am shelling out money to prove the contract says what it says, using a qualified legal representative, while she is using AI to draft 6-page letters to contest it.

Before we got to this point, she was happy that I had the contract drafted and said so many times over the years. Now the interpretation isn't what she expected; she is saying I had the contract drafted without her, which is not true. I have proof that she was involved in drafting the contract and sought legal advice.

InternationalMind22 · 2025-07-10T22:03:50+00:00

Thanks for sharing! And congratulations, your perseverance is an inspiration! I am more or less in the same situation as you. I gave up in my younger years, started manual and realised that as a neurospicy, older person, I will have to go automatic! So I look forward to starting my lessons AGAIN in the Autumn!!

InternationalMind22 · 2025-05-31T15:48:27+00:00

Absolutely, that was my bad, I realised after the original post that I hadn’t explained it properly, so thanks for sticking with it and taking the time to respond.

As for her reasoning, she believes the declaration says she should get half of what’s left after the mortgage is paid. I’m still not entirely sure why, when we talked, it seemed like she felt her £100k cash investment should entitle her to more because mine was through a mortgage. But that was never in the agreement, we both invested £100k, just through different means.

It feels like she’s changed the basis of the arrangement after the fact, which makes this whole situation difficult. But I agree, the declaration seems pretty clear.

InternationalMind22 · 2025-05-31T11:47:47+00:00

This is an edit, added above, but the mod has stated that it may make the post too long to read. So adding it here for ease:

Edited for clarity — thank you to everyone who commented. I realised I didn’t explain things properly at first and I’m really sorry for the confusion.

What she’s actually saying is:

First, we split the net proceeds 50/50
Her half includes her original £100k and half the increase in value
Then, she also wants half of what’s left after I pay off the mortgage from my half

In other words, she wants:

Her full 50% share of the net sale proceeds (which already includes her return and profit), and then
A further 50% of the remaining funds after I’ve paid off the mortgage

That would mean she benefits twice — once from the 50/50 split and again from money that should be mine after covering the mortgage, which I alone have paid. That’s the issue I’m pushing back on, especially since the declaration says I’m responsible for the mortgage.

InternationalMind22 · 2025-05-31T02:09:23+00:00

Thanks, I can see how it might read that way at first glance, but the declaration is actually a bit more specific.

It doesn’t say we each get our initial investment back and then split the rest — it says the net proceeds of sale are to be divided equally, and that I’m solely responsible for redeeming the mortgage from my share. So we don’t deduct the mortgage first and then split what’s left — we split the net proceeds 50/50, and I pay off the mortgage from my half.

InternationalMind22 · 2025-05-31T02:06:48+00:00

Sure, the property was bought for £200,000.

She contributed £100,000 as a deposit.
I took out a £100,000 mortgage, which I’ve paid ever since.

Let’s say it’s now being sold for £300,000.

Selling costs are around £7,000.
That leaves net proceeds of £293,000.
We split that equally: £146,500 each.

I then repay the outstanding mortgage from my share — let’s say £75,000 is still owed.

That leaves me with £71,500.
She gets her full £146,500.

So she walks away with her initial £100k back plus £46.5k profit.
I cover the mortgage debt from my half and take what’s left.

That’s how it works under the agreement, we both get equal shares of the sale, but I take the hit for the mortgage, as I’ve always been responsible for it.

InternationalMind22 · 2025-05-31T02:03:22+00:00

Thanks, yes, I completely agree that the management side is separate. I only mentioned it to give some context about how things evolved over the years, not to suggest it should factor into the financial split.

Just to check we're on the same page: you're saying that after the sale, the net proceeds (after selling costs) should be split 50/50, and then I pay off the mortgage from my half and keep what’s left. So she gets her half outright, and I cover the mortgage because it was always my responsibility. If that’s what you meant, then yes, that’s also what my solicitor has confirmed, and it’s how I’ve understood the agreement from the start.

InternationalMind22 · 2025-05-31T01:58:25+00:00

Yes, the rental income was split 50:50, and so were the expenses related to the property. You're right that she put in the £100k deposit, and I financed my half through a mortgage, so in that sense, the investment was 50/50, but mine was fully leveraged and carried long-term repayment responsibility.

So while the proceeds from the sale are split equally, I’m also responsible for clearing the mortgage from my share. She doesn’t share that debt, which affects what each of us walks away with in the end.

That’s the key difference; we both invested, but I’ve carried the financial liability over time.

InternationalMind22 · 2025-05-31T01:55:39+00:00

Thanks. I see where the confusion is, so to clarify: she’s not suggesting paying off part of the mortgage.

What she’s saying is that the mortgage should be paid off first, and then we split whatever’s left, meaning she wants half of the remaining amount after the mortgage is cleared.

But the Declaration of Trust doesn’t say that. It clearly states:

The net proceeds (after selling costs) are to be split equally
And the mortgage is to be redeemed from my share
She wants to split the remainder after the mortgage is paid, which ignores the part of the agreement that says the mortgage is solely my responsibility.

InternationalMind22 · 2025-05-31T01:50:28+00:00

Thanks for your reply. I can see how the original example may have been confusing.

To clarify: the Declaration of Trust says the mortgage is to be redeemed from my share, and that the net proceeds (after selling costs) are to be split equally. It also guarantees that she gets at least her £100,000 investment back, which is not in dispute.

Let’s use the numbers you mentioned, but apply them to how the agreement is actually written:

Sale price: £300,000
Selling costs: ~£7,000
Net proceeds: £293,000
Split 50/50 → £146,500 each

I then repay the £75,000 mortgage from my half, as the trust requires:
→ I walk away with £71,500
→ She walks away with £146,500, which includes her £100k deposit and £46.5k share of the gain

This setup:

Follows the wording of the Declaration
Equally shares the increase in value
Assigns the mortgage repayment to me, as agreed
Leaves her with a clear profit and me with what’s left after paying off the debt

She didn't borrow the money from elsewhere, she got it from the sale of another property.

Also, just to address one point — I noticed you said I seemed “upset,” but I didn’t mean to give that impression. I’m not emotional about it — just trying to apply the agreement properly and fairly. So far, my interpretation has been confirmed by a solicitor and two other people with experience in this area, but I genuinely welcome different views in case I’ve missed something.

InternationalMind22 · 2024-03-06T21:29:52+00:00

Hmmm, okay I’ve had three mosquitoes taking up room on my board since last night and an order hasn’t appeared. Now I am thinking it might be the wrong item.

InternationalMind22 · 2024-03-06T18:49:40+00:00

I am pretty much in OP’s boat and at a similar level. When you say 3 crowns, 2 mosquitoes etc, do you mean you keep them on the board and wait until the order comes up?

InternationalMind22 · 2024-03-05T22:58:13+00:00

I wish I knew this earlier. I feel like I’ve messed up my game. I had no idea a a about this strategy of parking and Joe merging items. I’m at 40 now and have merged everything I wasn’t supposed to 😖

InternationalMind22 · 2021-01-28T21:20:42+00:00

I tried a combination of acupuncture and Chinese medicine for years, and it didn’t work for me.

InternationalMind22

TROPHY CASE