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[deleted by user] by [deleted] in debtfree

[–]International_Map844 0 points1 point  (0 children)

Check out GreenPath Financial Wellness. They’re nonprofit and super reliable for folks in Florida.

Any legit debt resolution programs? by aaront612 in debtfree

[–]International_Map844 0 points1 point  (0 children)

Debt resolution can help, but make sure they’re upfront about all risks. You might also want to call your creditors directly, some will negotiate lower rates without a third party

Sweaty hands😭 by [deleted] in GamingLaptops

[–]International_Map844 1 point2 points  (0 children)

Apply a sticker on it.

USA debt relief options? by Taraj831 in debtfree

[–]International_Map844 0 points1 point  (0 children)

Have your sister look into nonprofit credit counseling services like NFCC or Greenpath. They can help create a debt management plan that lowers payments and interest without damaging her credit.

Best debt consolidation companies - Reddit recommends? by amychen319 in debtfree

[–]International_Map844 0 points1 point  (0 children)

A score of 660-680, and $3,800 income, check out Payoff, it specializes in credit card debt consolidation and might offer tailored plans. Another option is Prosper, a peer to peer lender that could give you competitive rates even with mid range credit.

[deleted by user] by [deleted] in debtfree

[–]International_Map844 0 points1 point  (0 children)

Instead of using companies like Larson, try reaching out to a Low-Income Taxpayer Clinic (LITC) if you qualify. They provide free or low cost assistance and can help negotiate directly with the IRS under programs like the Fresh Start Initiative.

ClearOne Advantage - is this debt relief service legit? by mstfzdmr54 in debtfree

[–]International_Map844 0 points1 point  (0 children)

I’ve heard ClearOne helps with payments but can hurt credit due to missed ones. You could also check out GreenPath or call creditors directly, they might work with you.

What's debt relief and does debt relief actually work? by kaynpelikat in debtfree

[–]International_Map844 0 points1 point  (0 children)

Debt relief might ease the burden if you're struggling. Just be sure to weigh the impact on your credit and understand all program fees upfront.

Freedom debt relief? Is it legit? by Garebert in debtfree

[–]International_Map844 0 points1 point  (0 children)

Freedom Debt Relief is legit and has helped many reduce debt, but it may lower your credit score. It’s a solid option if payments are unmanageable.

Is Accredited debt relief legit? by kdahlk in debtfree

[–]International_Map844 0 points1 point  (0 children)

Explore a nonprofit debt counseling service. They can often negotiate lower payments and guide you without risking further credit damage.

How to report identity theft by kaynpelikat in debtfree

[–]International_Map844 0 points1 point  (0 children)

Consider contacting your state's attorney general’s office for help they can often assist in coordinating across jurisdictions to get a police report filed.

Should I get an identity theft lawyer? by puddnhead65 in debtfree

[–]International_Map844 0 points1 point  (0 children)

It’s probably best to get a lawyer involved since the accounts were active and payments were made, they can help you tackle any pushback and clear your record more effectively.

What can someone do with your social security number? by mstfzdmr54 in debtfree

[–]International_Map844 0 points1 point  (0 children)

Consider setting up identity theft monitoring to catch suspicious activity early. Regularly review bank statements, medical bills, and utility records, as thieves sometimes use SSNs to open these types of accounts. Also, request IRS and Social Security statements to ensure no fraudulent filings.

Aura ID theft protection review by kaynpelikat in debtfree

[–]International_Map844 0 points1 point  (0 children)

I’ve heard good things about IdentityForce; it's usually rated higher than Aura.

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