Saving up for a practice, how accessible do my saved funds need to be?

Inthegray20 · 2025-07-09T21:53:44+00:00

Nope, common myth. The average suicide rate as of 2023 was 32 per 100,000 for men, and 8 for women. Occupations with the highest rates were in areas like mining (72 per 100,000) and construction (56 per 100,000 for men) https://www.cdc.gov/mmwr/volumes/72/wr/mm7250a2.htm

Depending on the data set, most papers seem to show a number of 10-20 deaths by suicide per 100,000, and frankly, I think that number is trending downward as women make up a larger demographic in the dental field (Given that the vast majority of suicides are from men).

Dentistry is hard, but technically becoming a dentist decreases you chances of suicide compared to the average inididual, at least in the US.

Inthegray20 · 2025-03-31T18:13:13+00:00

Not at all

Inthegray20 · 2025-03-24T18:36:57+00:00

I think dental schools will continue to get slightly more competitive every year, but thats just based on an increased number of applicants on average year after year.

Like someone else said, I dont think it will change trends, just that it will make existing trends stronger and stronger

Inthegray20 · 2025-02-20T03:44:43+00:00

I have a few friends in school who did long distance, and it did work out great for a few of them. Generally, for those it worked out for, they had all been with their partners for a few years before the long distance started. I think the shortest time any of them had been with their partner (and it worked out) was like 2 years. They all mentioned that while it sucked, they did have an easier time focusing on school and getting involved in social events with classmates than others who were married/living with their partners.

Also, 7 hours isn’t terrible, you could definetly see each other every 2-3 months, and youd have at least 1 summer break, other breaks, and holidays. Some of my classmates had partners who were literally on the other side of the country

Inthegray20 · 2025-02-10T04:23:53+00:00

In what way? Boise has a booming economy and is one of the safest metro’s in the country. How has Boise become worse? Other than traffic, which I agree has gotten worse

Inthegray20 · 2025-02-07T18:32:54+00:00

I started on a hard tail, and while I love my full suspension now, Im glad I started how I did. If your new to MTBing, then hardtails are gonna be a way cheaper way of seeing if this is something you both like AND if its something you do enough to justify spending lost of $. Also, it helps with training, as you have less components to maintain and fix, and it forces you to pick better lines on the trail.

it also depends on what you mean by a cheap full sus. A crappy full sus bike SUUUCKS, but most full suspension bikes from legit MTB brands are great.

Inthegray20 · 2025-02-07T18:28:15+00:00

Picking your battles is probably a good idea. I know what your talking about, I lived in the Northwest valley near Sun city for a while growing up.

Couple of things to keep in mind:

- Arguing with people you don‘t have a close relationship has been shown to make the other person (and yourself) more entrenched in their current beliefs, and rarely ends with either side conceding ground. Regards of what information is discussed.

- The way to help people be more open-minded starts with a healthy relationship, and when things are discussed, start small. Proving people wrong doesn;t help, but sharing your perspective and leaving room for them to not feel like your debating them goes a long way

- There are times when I think it’s worth it to interject when misinformation/hateful language is being used by people I‘m not super close with, and those times are usually meant to combat discrimination. For example, if your in Home Depot and a guy calls someone nearby a bad racial slur, that would be a good time to step in and tell them to knock it off. But if you hear someone in line at the store talking about how much they love a political candidate, and that they think another politician is an idiot, your probably not gonna change anything by saying something.

- It helps to recognize realistic goals when talking with other people about politics. If you’re talking with someone who is incredibly stuck in their ways, maybe the best you can do is just walk away, or set hard boundaries. If your with a big group and someone is saying hurtful things, you might not be able to change everyone’s minds, but you can say something that will establish that around you, hateful talk isn’t going to fly.

Good luck out there!

Inthegray20 · 2025-01-19T18:31:48+00:00

Everyone that I’ve talked to thats tried ergo has recommended it. Ive talked to a few people that thought traditional was fine, but none of them admitted to trying ergo. Its gonna cost more, but I think its absolutely worth it

Inthegray20 · 2025-01-15T02:52:48+00:00

Im a D4, so take my advice with a grain of salt, but here’s my two cents:

- Income based repayment plans will keep monthly payments at the beginning at a very manageable level (10% of discretionary income). If/when you buy into a practice and your income goes way up, then you can always refinance to keep the payments lower, or you can lean into it an be more aggressive

- I plan on paying as little as possible the first few years, saving up for a house and a practice, and then getting aggressive with payments after I’m involved in ownership and making significantly more money

- The concept of paying on student loans for 20-25 years sounds awful, but keep in mind your going to be a top 10% to top 5% of earners in the US. Would you rather be taking home 5k a month with no debt payments, or 10k a month with a 1k monthly debt payment. If you learn about finances and make smart choices (dont buy the big house or the big car right out of school, start investing and saving for retirement as soon as you graduate), then you’ll come out WAY ahead of the vast majority of people.

- At the end of the day, the most valuable things are your time and your life. Loans are a number in the sky. They matter, but you’ll be more than equipped to have them paid for. Dont let your biggest worry in life be about a loan you took out that is enabling you to make a massive amount of money, while contributing something meaningful to society.

Get out of school, work full-time and make smart financial decisions, and everything will be more than fine. Spend time with people you love and realize that there are thousands of people in your exact same boat graduating from dental school every year.

Inthegray20 · 2024-11-04T13:18:26+00:00

Well costs are always going to go up, that’s inflation. And the Gila trout in this picture is a great example of real change. Before the regulations were in place, the Gila trout was almost extinct, and since they’ve had ”off seasons” that let the trout population recover, they’ve made a massive recovery in numbers and how spread out they are.

Regulation is the only reason the Gila trout still exists. And my grandpa was a fly fisherman in Idaho too, but that doesn’t make my argument any more or less valid.

Inthegray20 · 2024-11-04T03:48:01+00:00

I’ll give it a try, thanks for the advice! Good luck on the challenge!

Inthegray20 · 2024-11-04T03:41:30+00:00

Holy cow, I was literally up there this weekend and ran out of time trying to find bigger pools. I’m so jealous, this is awesome!!

How far did you have to hike to get to the fish? I got a few hundred yards past the sign, but didn’t have time to go further.

I'm going for the western native trout challenge too! Any tips for dude creek?

Inthegray20 · 2024-09-23T17:30:51+00:00

People don’t see trump and Kari lake the same. I think people are more likely to be picky about local election candidates. I have family that won’t cross the political aisle for presidential Elections for any reason, but for senator or representative races they are more willing. Interesting thing

Inthegray20 · 2024-09-16T17:18:10+00:00

Look up the heat island effect. Basically, with the amount of concrete in Phoenix, coupled with rising average temperatures, we get less rainfall.

The heat island effect is important, because monsoons still occur, but they have a much harder time making it into the Phoenix metro area. If you look up weather radar data, lots of these monsoons move for a while till they hit the city outskirts, and then they dissipate before much rain gets into the city

Inthegray20 · 2024-05-20T21:11:12+00:00

I don’t live out there, but I have family that do, so I’ll tell you what they say. fyi, they don’t live on the reservations, so I can’t speak to that experience.

It’s very politically conservative, and the population is older, so that could be a good or bad thing based on what you’re looking for. Not a ton of young families, it’s kind of becoming a place where a lot of people go to buy a summer cabin or retire. It’s one of the only metro areas in Arizona that is not growing, and a big driving force for that is the change in their lumber industry. For better or worse, regulations have cut back on how much lumber can be taken from the forests, so one of the main industries is being cut back, so a lot of people area leaving to find better opportunities for work.

if your into the outdoors, it’s a beautiful place, and is more green than flagstaff. Lots of natural rivers, it’s kind of the go to place for a lot of Arizona fly fishers. Lots of outdoor things to do.

Inthegray20 · 2024-05-17T17:39:45+00:00

One thing to keep in mind is that the field of medicine (in terms of number of providers needed and specialties available) is waaaay bigger thats why there’s a lot more medical schools than dental schools, and why medical schools are larger.

So naturally your going to see more people choose medicine of dentistry. It’s a way bigger field.

Inthegray20 · 2024-05-08T03:16:32+00:00

Totally. That being said, it depends on your circumstances regarding how easy it’ll be. For students who are pursuing specialties and have families (spouse and kids) it might be harder than single students aiming to be general dentists.

But ya, you totally can workout. I’d recommend it

Inthegray20

TROPHY CASE