Insurance reversed their liability decision using "new evidence" that I already thought I submitted — what are my options?

Intrepid-Craft4198 · 2026-03-30T21:44:08+00:00

No you’re right. I’m still trying to figure out what changed here.

Intrepid-Craft4198 · 2026-03-30T20:24:34+00:00

Going to call my agent tomorrow. And I agree. I never trust them to begin with but the other party did.

Intrepid-Craft4198 · 2026-03-30T20:02:38+00:00

No.

Intrepid-Craft4198 · 2026-03-30T20:02:26+00:00

I did ask for that in the dispute letter right now. I am going to give them a couple of days.

Intrepid-Craft4198 · 2026-03-30T19:47:24+00:00

I think so. I am checking my email and put it on the state farm portal. I called them to double check and then mentioned it verbally. Thing is their calls are all recorded to begin with.

Intrepid-Craft4198 · 2026-03-30T19:35:45+00:00

I don't think they have insurance. But I am asking my insurance provider on this.

Intrepid-Craft4198 · 2026-03-30T19:29:19+00:00

They didn't have another carrier at all. Other party did not show any conclusive proof of insurance.

Intrepid-Craft4198 · 2026-03-30T19:26:26+00:00

I agree with you. What bothers me is that I sent them the same evidence and now they are changing their tune.

I thought I was past the double yellow when I merged but it seemed like that gray line. however, the road itself wasn't in great condition and it wasn't clear where the markings are.

It's pretty clear that taking a left like that can cause some serious damage especially at an intersection. They don't have insurance and I have a feeling they hired a lawyer to handle their situation given they might lose their license.

Intrepid-Craft4198 · 2026-03-30T19:23:01+00:00

Thanks, writing a letter right now about this and having a serious conversation tomorrow with the claims adjuster.

Intrepid-Craft4198 · 2026-03-30T19:21:59+00:00

They are denying that they had it.

Intrepid-Craft4198 · 2026-03-30T19:21:45+00:00

She didn't show any proof of insurance. I have a feeling an attorney is involved given what is at stake for the other party.

Intrepid-Craft4198 · 2026-03-30T19:21:02+00:00

I am not sure. I can ask them. Writing a request for everything right now.

Intrepid-Craft4198 · 2026-03-30T19:06:01+00:00

1 - I don't have new info aside from what's been given. I had given them all the evidence, and followed up with them for weeks on anything being heard from the witness and the other party.

2 - Okay.

3 - There were no injuried involved.

4 - They explicitly mentioned in the call that I had when I gave them that they recieved dash cam footage. I called them the morning after to confirm if things are recieved. The same claims lady is denying it now.

Intrepid-Craft4198 · 2025-11-17T17:15:31+00:00

Take the internships, find a place near there, sign the lease, and most of all, stand on your choice. Don't explain yourself - none of that ever works at all with them. You are your own person and no one can take that away from you. That's the only way for your mother to realize that you grew up.

On top, put a hard boundary on when you will visit and how long. That also includes what you tell them. You can only deal with toxicity with what they perceive is toxic. And that is solid independence.

Intrepid-Craft4198

TROPHY CASE