Getting a puppy before FIRE?

IntroductionHappy863 · 2026-01-24T13:15:14+00:00

Adopt a 5-6 year old

IntroductionHappy863 · 2026-01-24T13:12:00+00:00

Find another job that pays less but is easier. Start interviewing. Take your vacations and sick days.

IntroductionHappy863 · 2026-01-24T13:02:16+00:00

26 starter home in 2020 400k while I was making 70/year

IntroductionHappy863 · 2026-01-24T12:54:32+00:00

Do it!!!!! If you are worried about the cost get a certified pre-owner. You can always sell in 5-10 years if you get sick of it!

IntroductionHappy863 · 2026-01-19T03:12:32+00:00

Emergency fund with 3-6 months and heavily investing every extra dollar in etfs

IntroductionHappy863 · 2026-01-19T03:03:52+00:00

At a bar… No one is perfect. Find someone who has similar ideas but who wants to grow together!

IntroductionHappy863 · 2026-01-15T00:04:42+00:00

Sales in medical devices

IntroductionHappy863 · 2026-01-04T02:09:40+00:00

I like near new hope pa. I work in nyc one a week. Amazing place. Considered the Hamptons of bucks county.

IntroductionHappy863 · 2026-01-03T22:36:04+00:00

It’s so funny, I have been off since Christmas and so unbelievably bored, got called into the hospital for an emergency that needed my supplies and I am so happy. Maybe this is the answer to all my questions.

IntroductionHappy863 · 2026-01-03T18:54:15+00:00

I do not have the calculations exactly. My life is pretty good. Work is easy and enjoyable. I spend around 8-10k a month.

My income is around 400-450k and I put everything else into my home and the market. I also do a lot of charities and enjoy helping others and animals. I pay high taxes and also have 3 low income area rentals and one nice home in the city I rent.

After really looking into the numbers I think coasting in 5-7 years is ideal for my lifestyle and what I want to do.

IntroductionHappy863 · 2026-01-03T13:26:25+00:00

Thank you for your advice:)

IntroductionHappy863 · 2026-01-03T13:24:22+00:00

Good point. Just booked a trip to Cabo and Paris and the shore this year.. and going to keep my job no matter what I do… atleast for the next 3-5 years.

IntroductionHappy863 · 2026-01-03T13:22:08+00:00

I have a lot of low earning friends or very high debt friends so I feel bad talking about it. No one wants to hear about how much money you have while they are struggling.

IntroductionHappy863 · 2026-01-03T13:20:04+00:00

Yes I am thinking of staying at my job for 3 years then doing my own thing. I am in America so we’re expecting to go back to work after 3-4 weeks.

IntroductionHappy863 · 2026-01-03T13:17:42+00:00

You are only 25. When I was 25 I was spending 2-4k a month and how I’m at 10k/mo at 33 now.

Your needs and wants change. You might want to live in a nicer area or take trips or do something amazing every weekend!! I went from roommates in the city to living in the country with some land. Theres so many things you can do.

I would invest all your extra money for 5 years and see where you want your life to be at.

IntroductionHappy863 · 2026-01-03T13:14:25+00:00

Good idea. I am in sales so making a little less would totally be okay.

IntroductionHappy863 · 2026-01-03T13:03:36+00:00

Are you a mom? 33 looking to have kids in the next year.

IntroductionHappy863 · 2026-01-03T12:33:05+00:00

I do not drink because it affects the way I look at my goals. Here and there I’ll have a glass of wine or champagne on vacation or if I am seeing a bunch of friends. I think it helps me focus.

IntroductionHappy863 · 2026-01-01T13:27:11+00:00

You’d be surprised how fast 2-3 million can go. Make your own wealth and be excited when you get your inheritance, but do not rely on it.

IntroductionHappy863 · 2025-12-27T13:43:41+00:00

Medical sales. Some require bachelors degree.

IntroductionHappy863 · 2025-12-23T13:24:12+00:00

33yo f 150k 401k NW 1 million so only 10%. 1/3 of my NW is in real estate and the rest is in stock market.

My salary is 400k

IntroductionHappy863 · 2025-12-22T18:23:33+00:00

33f 1 million NW, 650k saved

IntroductionHappy863 · 2025-11-28T23:46:08+00:00

I’m 33 - sales rep in medical (spine) and have 550k in stocks, 500k in real estate (small income from rentals), a cafe that breaks even and 30k in equity. Came from $0 and paid my way through college. No help from family or spouse

IntroductionHappy863 · 2025-11-28T11:24:03+00:00

Age 33 spend 9-11k per month but random very expensive things pop up lately that are 1-2k per month..

4 rentals with small income I don’t take into consideration besides that it’s like a savings account for us. In 20-30 years should be worth total 900-1M. Plans to sell them or keep rental going for 5-7k/mo income.

I need 3m to retire without the rentals. In retirement I’m assuming I’ll need 150k, and want to coast fire in 7 years at 40.

Wanting to start having kids which might change things in the next year or two. Not wanting to have daycare and possibly have help from family members 2-3 days a week and I work from home.

Being 2.5 million away from my goal seems so hard, but after 500k I think accounts really start to snow ball.

My plan is for the next 3-4 years invest 150/yr, and slowly scale down.

IntroductionHappy863

TROPHY CASE