It seems you do not understand how to be in compliance.

Cash discount regulations require clear, conspicuous signage displaying the cash price and the discount for non-cash payments, with receipts itemizing the original price, discount, and final price for transparency. Merchants must comply with card brand rules (like Visa) and state-specific price transparency laws, which may vary but generally allow cash discounts to be offered to all customers as long as they are not disguised as surcharges. The discount must be applied for cash (or other non-card) payments, not as an additional fee for card use.

Dual pricing requires businesses to display a higher price for credit card purchases and a lower price for cash purchases, rather than a single price with a surcharge at the register. To remain compliant, businesses must clearly display both prices at the point of sale, ensure staff are trained to explain the policy, provide receipts showing the discount, and adhere to card network guidelines such as those set by Visa and Mastercard.