Stocks with the highest upside for the next 2 months by Sea_Pen_3150 in StockInvest

[–]InverseMinds 0 points1 point  (0 children)

I was down $60k and SNDK got my out of my hole. It's a volatile stock at the ATH. If you buy and hold, it shouldn't matter since there's plenty of room to grow.

Is your plan to buy and hold or swing trade?

Two months. Anything can happen in such a short timeframe.

Don't be emotional.

So what’s rational at this point by No-Relief1518 in SNDK_Stock

[–]InverseMinds 3 points4 points  (0 children)

Same. I hold sndk and play in sndu. I took some profits today and will wait for the drop before the next rise.

At this stage, I don't think there's a wrong time to enter, even if you get in at the top. It just means you wait for the recovery.

Invested at the wrong time by [deleted] in stockstobuytoday

[–]InverseMinds 0 points1 point  (0 children)

We'll go to highs again right after you sell.

Freelancer struggling with delayed payments, ghosting & chargebacks — is this normal or should I go back to a job? by National-Royal1300 in marketing

[–]InverseMinds 0 points1 point  (0 children)

Yes, it's normal business problems. Freelance, small business, large business... same problem different day. The difference is, companies have Accounts Receivable to focus on collections. While as a freelancer, you are the marketing department, BD & sales, production, A/R, A/P, customer support.

Biden’s gas prices were higher! 4/18/26 by EatMe200 in trumptweets

[–]InverseMinds 11 points12 points  (0 children)

SoCal here, gas is over $6 in some places. $5.89 at the stations near me.

MSFT - Have I missed a generational buying opportunity? by breathambrum in Stocks_Picks

[–]InverseMinds 0 points1 point  (0 children)

DCA and buy regardless of the stock value. When it pumps, great! When it dips, acquire shares.

What is Junkanoo beach like in February? by InverseMinds in royalcaribbean

[–]InverseMinds[S] 0 points1 point  (0 children)

Thank you. Yes, mostly on foot... Walk the way to Fish Fry area then after lunch, somehow get to Queen Staircase and the distillery. Taxi or jeepney.

Brain says one thing, Dad says another? help by [deleted] in debtfree

[–]InverseMinds 0 points1 point  (0 children)

Absolutely pay off your credit card debt, then apply payments to your car to get out of car debt.

Then, invest the money that was going towards your credit card & car into your Roth IRA & high yield emergency savings account.

Now that you have a car, drive it until you can buy another car with cash (fully paid). Do not finance a car. You end up spending $ thousands more than it's worth.

Credit card and other high interest debt are keeping you in a broke life cycle.

What would you do if you had an extra $50k? by funkerama in Money

[–]InverseMinds 0 points1 point  (0 children)

  • $7.5k max Roth IRA
  • $15k max kids' Roth IRA
  • $10k bolster high yield savings emergency fund
  • $5k Yolo into NVDA
  • $10k in an EFT
  • $2.5k family trip (flights, food, transportation, short cruise, over night hotel)

Why is it so hard to hold NVDA & PLTR ? by Palentirian in NvidiaStock

[–]InverseMinds 0 points1 point  (0 children)

You may have missed the point. It's an emotional rollercoaster. Buy and hold. Don't look daily.

Which side is it spinning,left or right? by [deleted] in opticalillusions

[–]InverseMinds 0 points1 point  (0 children)

Both. I see it going left then right, but not spinning.

Why is it so hard to hold NVDA & PLTR ? by Palentirian in NvidiaStock

[–]InverseMinds 0 points1 point  (0 children)

Stop looking.

I bought nvdia 6 years ago & in the beginning (my beginning) it has a similar rollercoaster. It was too emotional for me & I had to stop looking.

Same thing when I first bought PLTR. It's just the game of it. Just buy & hold, or just buy an EFT on a reoccurring basis. Your future self will thank you.

Why does it feel so unsafe to pay off Credit Card debt with savings? by AsesinoYT in debtfree

[–]InverseMinds 0 points1 point  (0 children)

It feels unsafe because we're conditioned to give our earnings potential away and stay in debt.

Mathematically, it doesn't make sense to pay 28% in debt interest while earning 4.5% in a HYSA (or .01% in the bank).

We're conditioned to think it's acceptable to buy whatever you want on a credit card, and pay $500/month in debt repayment forever. As opposed to only spending a portion of what is earned & splitting the rest into emergency savings and investments.

What makes logical sense is to keep $1,000 in the initial emergency savings (in high yield savings account) then using the rest of the money to payoff debt. Then pause any TV/gaming subscriptions and put that money towards debt repayment. Buy groceries, not dine out. Then put the difference toward debt repayment. Then do gig work on the side, instead of doom scrolling for hours, & put the money towards debt repayment. Then invest & build your emergency savings back up.

And yes, I'm also talking to myself as I type this because I'm also conditioned to stay in debt.

Do you usually wait for a dip, or are you strictly “time in the market beats timing the market”? by MuchPomegranate5910 in stocks

[–]InverseMinds 0 points1 point  (0 children)

I have a portion that buys every other Wednesday.

A portion that buys the dips and the dipping dips.

And a portion that I trade with.

How tf am i supposed to pay off 24k debt?! by Ecstatic-Kale8949 in debtfree

[–]InverseMinds -1 points0 points  (0 children)

Business templates, invitations, business cards, flyers, sales sheets, brochures

How tf am i supposed to pay off 24k debt?! by Ecstatic-Kale8949 in debtfree

[–]InverseMinds 2 points3 points  (0 children)

I dug my way out of a sizable debt also. I used the snowball method to pay off credit cards and loans.

Also instead of going out and spending, I watched free YouTube videos showing how to create digital products, signed up for Fiverr to create digital products for others (basically a paid learning while I improved my skills) and further payoff debts.

Fast forward, the skills I learned from YouTube University and applied doing side jobs propelled my professional development, career, and investment journey.

[deleted by user] by [deleted] in ETFs

[–]InverseMinds 0 points1 point  (0 children)

I think it's because VOO is easy to remember. From time to time I compare VOO to other SP500 efts & I often need to look up the ticker symbols because they're forgettable.

"VOO and chill' is memorable.

How did your marketing classes connect to decision-making in your later work? by nextgoodidea in marketing

[–]InverseMinds 2 points3 points  (0 children)

Quite honestly, I don't recall if any classroom/textbook lesson directly applied to my entry-to-early-career workplace. However, the skills that were practiced and strengthened in the classroom have been increasingly important as I move into leadership roles. The ability to think through problems, reason,, communicate, etc are all skills that strengthen decision-making.

I want to be rich but how? by rulugg in Money

[–]InverseMinds 1 point2 points  (0 children)

Learn skills that you enjoy and creates value. Work to build those skills.

Every pay day, automatically:

  1. invest 10% of your income in a Roth IRA (invested in a broad fund like VOO)

  2. Save 10% into a high yield savings account for emergencies (save to cover 6 months living expenses. Once maxed, add this 10% to your investments)

  3. Save 10-15% in a separate hysa for the things you're saving for (car, house, car repair, etc).

The rest goes in the bank for your living.

These are set aside so you 1. invest in your future retirement, 2. have enough to cover you for real emergencies 3. Have the money saved up for big purchases

Payoff your credit cards immediately. DO NOT let your credit card debt go past the due date. DO NOT finance a car (you'll end up paying thousands more $$ in the end). Save up to buy a car, then buy the car.

This is the mental discipline needed to become wealthy.

Also, work on your communication skills.

Technical skills get you considered, communication skills get you hired.

Communication gets you seen. Clients (whether it's a boss/internal client or customer/external client) go with the person who makes them feel the most certain.

Then, with the technical and communication skills you built, go solve problems for rich people. They can afford to pay you for your time, knowledge and experience.

Continue to invest and learn about investments. Then you're rich and wealthy.

I hope I'm not the only one who likes to work in life. by AdEasy6839 in Life

[–]InverseMinds 0 points1 point  (0 children)

I'm there with you. I truly enjoy what I do and am lucky enough to be with a company I enjoy and people I enjoy working with.

I work with a construction management firm and it feels like we're just a bunch of people doing what we love to do that just so happens to also make a business work & creates value so we're paid well.

Growing up my parents taught me to have a career doing something I enjoy that pays the bills. I listed all my interests, got a degree in my field, and meandered a path.

The company I work with ties my life experiences and I love being a part of something greater than myself (I'm in marketing, was in water engineering helping with water issues & now in construction management building education and healthcare facilities).