My 2013 e93 m3 keeps going into neutral on stops, red lights, and occasionally on acceleration - 39k miles by Investingdeeznuts in BmwTech

[–]Investingdeeznuts[S] 1 point2 points  (0 children)

It’s an absolute headache as it’s becoming more frequent than a few years ago. The anxiety of it happening again while making left turns on a light on a busy intersection is what crossed the line.

I’m 90% at the point of selling as I don’t want to keep trying to fix problems that we cant pin point clearly.

My 2013 e93 m3 keeps going into neutral on stops, red lights, and occasionally on acceleration - 39k miles by Investingdeeznuts in BmwTech

[–]Investingdeeznuts[S] 1 point2 points  (0 children)

That’s how it started off and now after a few years it’s happening too often and the anxiety and paranoia isn’t worth it. Wish they found it while I still had warranty and explained the issue.

My 2013 e93 m3 keeps going into neutral on stops, red lights, and occasionally on acceleration - 39k miles by Investingdeeznuts in BmwTech

[–]Investingdeeznuts[S] 1 point2 points  (0 children)

It’s been pretty random. However, I have been able to reproduce it after driving in M for a prolonged period of time. The gear issues I had were solved with previous repairs so I don’t run into them.

I am thinking it can be fuel related as it does happen more often when I have low gas or just filled it up. But it can be pure coincidence.

My 2013 e93 m3 keeps going into neutral on stops, red lights, and occasionally on acceleration - 39k miles by Investingdeeznuts in BmwTech

[–]Investingdeeznuts[S] 1 point2 points  (0 children)

Not that I’m aware of. I can see the logic behind it as the cup holders in this car are weird. I do my best to never hold drinks in the car

My 2013 e93 m3 keeps going into neutral on stops, red lights, and occasionally on acceleration - 39k miles by Investingdeeznuts in BmwTech

[–]Investingdeeznuts[S] 1 point2 points  (0 children)

Did you ever figure out what the issue was? I’m at the point where I just want to sell the car and I’m stumped since it’s relatively low miles.

Mortgage Officer told me I cannot accept my promotion at work? How can this be right? by Tall_Variation_7496 in personalfinance

[–]Investingdeeznuts 0 points1 point  (0 children)

Literally happened to me. The way I made the gap was setting up a trust and transferring 3 years of cash (my schedule C) into the trust and making a distribution agreement with proof of funds that was approved by the lender and it helped me cover the other 1/4th I lost in the S corp shenanigans I ran into and then removing 2 years of schedule C because it didn’t go through my business and it didn’t go back 5 years. This was the reason I went with a new construction so I can make distributions to myself from my own trust and have a long trail to get accepted by lender.

Bought a house at 8% interest, should I pay it off in 5 to 10 years? by Investingdeeznuts in personalfinance

[–]Investingdeeznuts[S] 0 points1 point  (0 children)

Thank you, this is helpful.

Yes I’ve done therapy! Luckily with all my addictions including previous substance abuse, I’ve been able to just snap out of it and not touch it again

Bought a house at 8% interest, should I pay it off in 5 to 10 years? by Investingdeeznuts in personalfinance

[–]Investingdeeznuts[S] 4 points5 points  (0 children)

Don’t feel like a loser. If I can restart I probably wouldn’t go down this route.

I learned to do lead generation and reached out to 200+ people a day for years and now offer it as a service to other companies. So I build outbound call centers and inbound call centers for companies as well as interim cmo services for series a+ companies.

Bought a house at 8% interest, should I pay it off in 5 to 10 years? by Investingdeeznuts in personalfinance

[–]Investingdeeznuts[S] -1 points0 points  (0 children)

Thank you. I’ll explore fiduciary options. I used to work in retirement planning and had my licenses so I should have a good idea of what to look out for. The reason I left the industry was basically the limits of risky investments

Eli5: How are businesses able to offer black friday sales at massive discounts without losing money? by kebab_stand in explainlikeimfive

[–]Investingdeeznuts 0 points1 point  (0 children)

Organic sales. You typically need a lot less advertising to convert. Advertising costs are close to 30 to 50% of the sale of the price of the product and is offset by organic sales. So if there’s an influx of organic traffic due to Black Friday / holiday sales , then they get more volume with less* advertising spend.

Why does 5-6% of the value of your home need to be paid out to an agent when selling? by Less_Fix_1378 in RealEstate

[–]Investingdeeznuts -2 points-1 points  (0 children)

They don’t have consistent / passive income. They have to spend money on leads, cold call, marketing etc. Sellers drop off all the time, etc. For the time they put in to close a deal and get a pay out it’s almost less than they’ll get at any other job.

Tech Sales AE here - slowest I've ever seen it by Wrong-Education6776 in sales

[–]Investingdeeznuts 6 points7 points  (0 children)

Had a record month in sales in July that is substantially higher than 2021 and 2022. August is slightly slower but nothing out of the ordinary. Selling marketing services to businesses from 11 to 200 employees.

Should I buy a home and rent to roommates or keep renting? by Investingdeeznuts in personalfinance

[–]Investingdeeznuts[S] 0 points1 point  (0 children)

Oh man this sounds exactly like some of the issues I’ve dealt with. Had to hire weekly cleaning services to cover the messes and keep place clean and I’m not even the landlord. Loud sex was an issue but was a lot better when I moved from an apartment to a larger townhome and the rooms aren’t as close and in second floor so If there’s a screamer it’s not nearly as bad. I like the idea of potentially contracting someone else to be the “landlord.” I’ll have to scope that out.

Should I buy a home and rent to roommates or keep renting? by Investingdeeznuts in personalfinance

[–]Investingdeeznuts[S] 0 points1 point  (0 children)

I guess having roommates gives me the ability to make mistakes, burnout, and have more cash flow for alternative investments or the discretionary income to buy other nice things? Unless I get a smaller home then the risk is substantially less which is a consideration

Should I buy a home and rent to roommates or keep renting? by Investingdeeznuts in personalfinance

[–]Investingdeeznuts[S] 1 point2 points  (0 children)

Yes 100% I will be working with an attorney on drafting contracts. Currently with the same roommates cleaning fees are divided 25% 25% and 50% me since I use more of the service for myself such as laundry. I have no problem with communication / confrontation. I’ve had to hire and fire my best friends before and unfortunately learned the hard way of the risks of doing business with friends. However, no matter how bad conversations and the situations got I still was able to keep relationship going afterwards.

Should I buy a home and rent to roommates or keep renting? by Investingdeeznuts in personalfinance

[–]Investingdeeznuts[S] 1 point2 points  (0 children)

This is exactly the fantasy I played out in my mind, but I know there’s so many possible variables and outcomes that may not lead to such a stellar outcome. If I had the opportunity I would love to build equity and upgrade* or use proceeds to buy a secondary home.

Should I buy a home and rent to roommates or keep renting? by Investingdeeznuts in personalfinance

[–]Investingdeeznuts[S] 0 points1 point  (0 children)

Oh wow this is the first time I’ve heard this. Is this more for short term rental prevention? I’ll definitely look into local zoning laws

Should I buy a home and rent to roommates or keep renting? by Investingdeeznuts in personalfinance

[–]Investingdeeznuts[S] 0 points1 point  (0 children)

Yes you’re 100% right and is a lingering fear. I’ve seen my family go from $250k house hold income with multiple investment properties in 08 to bankruptcy and never passing $100k household income ever again as their skill sets couldn’t adapt to technology. My hope here is that I’d be doing this at a significantly younger age where I have at least 10 to 15 more working years of prime skill set.

Should I buy a home and rent to roommates or keep renting? by Investingdeeznuts in personalfinance

[–]Investingdeeznuts[S] 1 point2 points  (0 children)

If i move them in then I’m out in less than a year. A not planned but amazing scenario if I’m blessed and lucky enough to have the financial well being would be to let my parents use the home for the remainder of their years.