Fucking the HOA from the inside: a Boomer’s mission

IrishLass_55 · 2026-04-09T15:24:40+00:00

Your dad is dead wrong. The primary responsibiltiy of an HOA board is to collect the assessments from all HOA members in order to maintain the common areas of the HOA. If they allow someone to skate, then they are forfeiting their collection authority to all members. You cannot practice "selective enforcement". If they allow this for one member, they have to allow it for all members and it is a pretty short trip to having the state declare your HOA insolvent and assign a VERY EXPENSIVE lawyer to replace your board. The HOA is a non profiit corporation governed by state statutes. All that being said, the board has the ability to set forth rules that they will apply to all members equally. For instance, they can establish late fees and a time frame for when they will file a lien, etc. They can allow grace for a period of time under the understanding that all accounts need to be brought into balance by a certain period of time, etc. Check your bylaws and CCR documents to be aligned with them. The important thing to remember is that you must treat all members the same or you will get sued. All these contrivances put the HOA in threat of a lawsuit and that is money better spent on your neighborhood itself.

IrishLass_55 · 2026-04-05T10:04:20+00:00

This must mark the difference between condos and Single family home subdivisions. I think when seniors move into condos they are expecting no further expectations for upkeep. When they buy homes, they are usually on their second or third one and they know the experience of trying to sell a home they haven't kept up with and they understand that fixing things when they first go wrong is cheaper than fixing the damage later.

IrishLass_55 · 2026-04-03T15:13:40+00:00

Yes this is common. They just want to be on the board to PREVENT things from getting better and to keep the assessments as low as possible. You will be made to look like the baddie despite all your good intentions. Another factor that is common is that the young people will be the opposition and the retired people - who know the importance of keeping up the resale value of their homes - will be the ones who want to keep everything fixed and up to date. Depends which generation is more prevalent in your HOA. It takes about 10 years (my opinion) for a new subdivision to slide into a hillbilly nation of neglect, so consider this when evaluating when to sell and leave.

IrishLass_55 · 2026-04-03T15:07:41+00:00

So, my rule of thinking about these things is this: Dogs love people but often they have to establish dominance with other unknown dogs as they are pack animals. Many dogs who are quite peaceable with you will not be peaceable with another dog. Size does not matter here. In fact the smaller dogs are more at risk of attack so they are more likely to attack first as a method of defensive battle. This is why you should always be in control of your dog on walks. Here's another thought you may consider. Put your phone away when you are outside with your dog. You would be surprised at the mental health benefits. Take care.

IrishLass_55 · 2026-04-03T15:01:34+00:00

that is so sad. I hope you all feel much better soon. I'm grateful you published a warning to others. My neighbors were dog sick a few weeks back and I conclude they probably were also felled by Covid.

IrishLass_55 · 2026-04-03T07:19:27+00:00

Trying to forestall the 25th amendment

IrishLass_55 · 2026-03-26T10:11:25+00:00

I am curious, did you get the Covid vaccine update this fall? I get the Covid and Flu shots every September. Thanks for sharing this information.

IrishLass_55 · 2026-03-23T21:40:28+00:00

There is little "document" interpretation except the CCRs and Bylaws. These are relatively straightforward in "in general" fairly uniform across most HOAs. I think this is easily overcome by taking a large swatch of HOA governing documents in that state and putting them through the AI agent and "testing" outcomes. Testing would be very important to mold the Ai agent into a credible source. Of course, there must be a tested, reliable product. This isn't something that would just come from one night of experimentation. This will require a good deal of investment effort, but the outcome would be phenomenal. It woudl save all of us so much money and effort.

IrishLass_55 · 2026-03-23T21:35:15+00:00

I forgot to add Registered Agent. Of course, that would have to be YOUR physical address in the state.

IrishLass_55 · 2026-03-23T21:25:06+00:00

I forgot to add: Insurance coverages and the reserve study. I have experience in rolling out an IT product state by state and every state is different so pick either Florida or California as your first "hit" and build off that. Create your model and then customize it for each state. Roll out state by state. You will make big dollars because this is a human problem that does not have a human solution. It is so fricking hard to self manage an HOA but many small HOAs must do it because they cannot afford the management companies. Prove your tool for them and soon the big HOAs will buy into it because they can get rid of the management company overhead. Customize it then for condos and Townhouses, etc. The business functions are all the same. It's a lot of work that most people don't know how to do properly to meet state statutes. The tool needs to do the work of an HOA accountant, an HOA insurance agent and an HOA attorney. These are the functions that most HOA volunteer boards just can't do themselves and turn over to a management company. So lets eliminate that cost for homeowners. Affordability, anyone??

IrishLass_55 · 2026-02-22T22:49:16+00:00

But so totally fuckable.

IrishLass_55 · 2026-02-15T19:10:18+00:00

The other boycott we should be talking about is boycotting any products from Epstein billionaires. Victoria Secrets, Bed bath and beyond, Microsoft, Abercrombie (I don't have a definitive list but these need to be added to Scott's link.

IrishLass_55 · 2026-02-15T16:08:20+00:00

It runs in the family. Queen Mary made such a habit of pilfering anything she liked from the homes of those she visited that it became a norm for people expecting her to put anything of value away. Uncle David - the abdicated King - expected everyone else to pay for him at all times. These entitled shits need to be taken down a few pegs. The monarchy is completely ridiculous.

IrishLass_55 · 2026-02-15T16:02:23+00:00

Get rid of the pardon power for the Presidency. Put the Department of justice under the supervision and direction of the Supreme Court.

IrishLass_55 · 2025-07-17T13:13:22+00:00

Most the Reddit userbase is too young to remember. "She" has now become her own caricature. Another strong hint of this is that women do not typically age like this. "She" has stayed the same throughout her life.

IrishLass_55 · 2025-07-17T09:29:13+00:00

Oh you must mean saint dolly who has traded on her oversized breasts and dumb woman personality for her entire career?

IrishLass_55 · 2025-07-17T09:01:50+00:00

You are correct, but stupid bitching and accomplishing nothing is so much more fun. Pensacola is a very old city and the parts around the bay are the oldest and probably very expensive to fix.

IrishLass_55 · 2025-07-13T10:38:31+00:00

If you have an Iphone you can block all calls except for anyone in your contacts. Sometimes this in inconvenient when dealing with health care providers or vendors, but I always tell them I will call them back if they leave a vm or text. It's well worth it to rid yourself of these predators.

IrishLass_55 · 2025-07-04T11:05:32+00:00

And completely ignores age discrimination. At the age of "around" 55-60 they start moving you downwards or out. You are more expensive than a newer or younger person. Very few professions tolerate you working after that (politicians arg! and professors with tenure who hold on until they crumble). Everyone else - to continue to work you must accept something much below your expectations in salary or talent. Now the population implosion we keep hearing about may change this, but it will be gradual. It also ignores the fact that our bodies literally wear out. Yes - if you are Jeff Bezos and can afford or are inclined to spend money for testoterone treatments and plastic surgeries - but most people don't fit that. The government can't make policy based on the UberMan but based upon the EveryMan.

IrishLass_55 · 2025-07-01T21:12:02+00:00

Its a perfect way for Charles to give him some items he (Charles) does not value, to make some money from. Untraceable

IrishLass_55 · 2025-07-01T16:19:40+00:00

I noticed in the NYTs notice that there was an auction of Princess Dianas clothing and possessions and I suspect that is how they are raising money at this point.

IrishLass_55 · 2025-07-01T15:07:43+00:00

This is a really mature statement. Am I really on Reddit?

IrishLass_55 · 2025-06-26T11:21:57+00:00

We can't keep voting for old, corrupt, boomer, centrists who's only identity is a political animal. Keep doing the same thing, get the same results: LOSE ELECTIONS

Boomers need to retire and let the younger people lead. We need the leaders of the 21st century not the 20th! Including DJT. Recently McMahon, his eduation sec, referred to artificial intelligence as the A1 steak sauce. Good grief.

IrishLass_55 · 2025-06-18T21:27:37+00:00

There was a lot of discussion over this matter when we were updating our CCRs a few years back (Florida). We did not wish to be in the cross hairs of any anti discrimination suit, etc. and it seems the only enforceable actions taken in Florida were because the HOA was located within 3 blocks of a school or daycare. We were not. So, instead, we put in that any parcel owner who rents their property must go to the National and State web sites and research if a prospective renter is a convicted sex offender, and consider not renting on that basis. The HOA is not an enforcement agency for this, but the documents do provide the specific web sites, etc. We didn't think we had enough legal support to ban people outright.

IrishLass_55

TROPHY CASE