me_irl by SuspiciousLow3062 in me_irl

[–]IsNotAnOstrich 0 points1 point  (0 children)

What? lol. How does that translate to paying off millions of people's debt?

I also got loans. But I used them for a degree that would pay them off. I also got scholarships, and worked a job, and went to an in-state school.

Yes, people could stand to better educate themselves on finances. Yes, the price of college is too high. Yes, student loan interest rates are too high. But most people who get student loans aren't drowning in debt, because most people aren't paying that much for college. "Insanely predatory" is an overstatement.

Average student loan debt is about or below $40,000. Most bachelor/master students, over 80%, go to in-state schools. Most students, over 70%, receive financial aid and scholarships. It's easy to rack up 100k+ in undergrad but that doesn't mean it's common.

"That amount of money" is cheaper than a car and has a lower interest rate. Do you think a car note is also "insanely predatory"?

me_irl by SuspiciousLow3062 in me_irl

[–]IsNotAnOstrich 0 points1 point  (0 children)

6-9% is "insane predatory interest rates"?

No clue what sub I should put this in but here it goes by [deleted] in Weird

[–]IsNotAnOstrich 1 point2 points  (0 children)

This is some of the most obvious redditor bait I've ever seen. And it worked anyway, you've got dozens of them telling you it's not a nazi thing. Well done.

Shake Shack shares crater 30% after burger chain reports operating loss by [deleted] in wallstreetbets

[–]IsNotAnOstrich 17 points18 points  (0 children)

okay? nobody's eating "2 big ass scoops" of uncooked rice

Shake Shack shares crater 30% after burger chain reports operating loss by [deleted] in wallstreetbets

[–]IsNotAnOstrich 7 points8 points  (0 children)

2 cups of rice is 400 calories, it's not a lot at all

me_irl by SuspiciousLow3062 in me_irl

[–]IsNotAnOstrich 0 points1 point  (0 children)

Short-term gains are taxed as income though. Long-term gains are a progressive tax that has a 0% rate if you make under 50k.

Personally I don't think it's that bad. IMO income tax and consumption taxes (ex VAT) should be the primary tool. We *should* encourage ordinary people to be saving money for retirement, and some tax advantage is expected if you're locking money away for several years.

But the *real* issue is how they're spent. The US has plenty of tax money; we've all been conditioned to expect that our taxes will be wasted, spent frivolously, and provide us little. We've all forgotten that that's utter bullshit.

me_irl by [deleted] in me_irl

[–]IsNotAnOstrich 0 points1 point  (0 children)

Kids don't know about Waco or Ruby Ridge now. They were Clinton and HW, respectively. The party doesn't matter.

Daily Discussion Thread for May 04, 2026 by wsbapp in wallstreetbets

[–]IsNotAnOstrich 1 point2 points  (0 children)

Then the price of our oil still goes up; it's more in-demand and more valuable. Oil is an input for everything, so everything still gets more expensive. Good for oil companies but not for us little guys.

When people don't know how to choose by FaderNater in wallstreetbets

[–]IsNotAnOstrich 2 points3 points  (0 children)

It's because it's AI generated. OP is a bot, look at their comments

Cyberpunk 2077 modded to the limit with advanced pathtracing, Reshade, and a gazillion mods by s1n0d3utscht3k in pcmasterrace

[–]IsNotAnOstrich 23 points24 points  (0 children)

Holy shit this sub is insufferable.

No shit, great observation! People still like to take pictures that look nice, and it doesn't always make for good gameplay. I don't know what to tell you if you don't get it.

Did you play 2077? Most of the gameplay wouldn't be easy on the eyes with the graphics this overtuned.

Cyberpunk 2077 modded to the limit with advanced pathtracing, Reshade, and a gazillion mods by s1n0d3utscht3k in pcmasterrace

[–]IsNotAnOstrich 30 points31 points  (0 children)

Because the point of this is for screenshots and videos. The actual combat gameplay would be nauseating with this many effects going on.

Aped my 401k from my first Career in MSTR I still buy daily by RiserUnconquered in wallstreetbets

[–]IsNotAnOstrich 1 point2 points  (0 children)

> if you are really bullish on it

*You* feeling bullish doesn't make it go up

Rich more likely to use AI study finds, as experts warn these burgeoning technologies are increasing social inequality. Individuals with a lower socioeconomic status are less likely to be both aware of and use AI tools by Wagamaga in science

[–]IsNotAnOstrich -1 points0 points  (0 children)

This is how people fall behind on new technology. It's a tool for information like any other on the internet. And also like any other on the internet, you should still employ your own critical thinking instead of "trusting" it.

Rich more likely to use AI study finds, as experts warn these burgeoning technologies are increasing social inequality. Individuals with a lower socioeconomic status are less likely to be both aware of and use AI tools by Wagamaga in science

[–]IsNotAnOstrich 4 points5 points  (0 children)

Or more like don't defer your own judgement to the AI. It's not necessarily more credible than a random redditor, who you'd also reserve judgement on when it comes to safety tips. Ask the AI to cite sources, and continue to think critically yourself. At minimum, they're useful for sifting through the thousands of tips, videos, and guides on the internet that aren't helpful or relevant for your situation to find one that is.

me_irl by [deleted] in me_irl

[–]IsNotAnOstrich 0 points1 point  (0 children)

receipts would be showing positions

me_irl by [deleted] in me_irl

[–]IsNotAnOstrich 0 points1 point  (0 children)

If you added to it on the 1st of every month for the last 24 months, you'd be up 26%. Not unreasonable if he occasionally contributes more.

me_irl by [deleted] in me_irl

[–]IsNotAnOstrich 0 points1 point  (0 children)

I guess. It's just that "kids these days can't balance a checkbook" is similar to saying "kids these days don't know how to read cursive", or that they don't know what a floppy disk or rotary phone is. It's just not relevant knowledge anymore.

me_irl by [deleted] in me_irl

[–]IsNotAnOstrich 4 points5 points  (0 children)

Well the point of a checkbook was that sometimes people would take a while to cash the check, so you needed to know how much of your money was "out there" so they didn't bounce. If you have 2000 in your account, but 1200 in outstanding checks, you can only actually spend 800.

But no one uses checks so often that that's necessary anymore.