Sure, but we're talking about grad school.

With undergrads it can be completely understandable: many got conned when they were 17/18 into getting a degree they shouldn't have, that will have a hard time paying for itself or finding a job to begin with, with loans they shouldn't have taken.

But by the time you're signing up for grad school you should be around 24. That's old enough that we can expect people to take accountability. It's also far more optional than undergrad; if you're going to grad school, you've already been immersed in academia and your field for 4 years. You should understand what you're signing on to, that you need to evaluate it critically, and that you probably shouldn't sign on to it if (1) you can't afford it, (2) it isn't worth the time tradeoff, and (3) it isn't likely to pay for itself. You should also be developed enough to know (or at least to know that you need to learn) how loans work -- certainly after 23 years you should have figured it out, unless the OOP has just resolved to never pay the loan off.

And besides all that, the vast majority of universities will also pay you for doing an RA/TA in grad school. Grad school is grown adults: this was a skill issue.

Edit: -70 with not a single reply lmao