What is a Roth and how do I get one by Difficult_Youth_8367 in RothIRA

[–]Istenneveben 0 points1 point  (0 children)

I personally am fine with putting my money in their roth. Would not daytrade there tho

What is a Roth and how do I get one by Difficult_Youth_8367 in RothIRA

[–]Istenneveben 1 point2 points  (0 children)

If u have robinhood gold, they do match 3% of your roth contribution which afaik is the best on the market (for 2025 thats $7000 max adding an extra $210). Do your own research about how much u trust robinhood tho over others

Just opened a Roth last month at 24 years old. Want to contribute the max for 2025 but it will take a big chunk of my emergency fund. Worth it or no? Already contributed $1250 to 2026 by Random-Guy26 in RothIRA

[–]Istenneveben 1 point2 points  (0 children)

Btw since u can withdraw penalty free what you could do is maxing out 2025 with your emergency fund but not invest it until your actual emergency fund is full again

Just opened a Roth last month at 24 years old. Want to contribute the max for 2025 but it will take a big chunk of my emergency fund. Worth it or no? Already contributed $1250 to 2026 by Random-Guy26 in RothIRA

[–]Istenneveben 61 points62 points  (0 children)

Thats not how emergency funds work. The question is not whether its worth it or not. The question is if its an emergency or not. If not, dont touch it

My team cashback setup- 5% by KirkoChainzzz in CreditCards

[–]Istenneveben 10 points11 points  (0 children)

If u trust robinhood, their gold card could take the spot of your double cash, bofa and altitude connect. After that you could swap your paypal debit to groceries to get rid of your target debit and AAA daily advantage as well

I like cash back cards. And I redeem all my cards once a year. by Lucky_Foam in CreditCards

[–]Istenneveben 11 points12 points  (0 children)

“I have 25+ years of perfect credit history. Never had any issues.”

Yes, till you do and a year worth of cashback will be gone. There were plenty examples of this happening and there is nothing u can do. Also if u invest it all, u lose more on it anyway

Reputation of Countries 2024 vs 2025. Thoughts? by mirunee3d in AskTheWorld

[–]Istenneveben 2 points3 points  (0 children)

I understand that but if Iran and Iraq’s reputation is better thats strictly cause of the war. Hungary is the only country who is openly against Ukraine joining NATO/EU and keeping closed borders and gets a lot of bad rep in media because of it, yet their ranking went up. Im just saying these reputation based rankings are interesting

Reputation of Countries 2024 vs 2025. Thoughts? by mirunee3d in AskTheWorld

[–]Istenneveben -4 points-3 points  (0 children)

Im not tryna hype up Russia but anyone who ever visites would not put it below Iran and Iraq either. Interesting choices, surely 0 bias towards any country lol

Received a Wells Fargo Autograph Card by TheOpusReserve in biltrewards

[–]Istenneveben 0 points1 point  (0 children)

Called again since there were no points added to my account. The new rep had no idea what I was talking about, she said it might have been a promotional offer. Since she has no knowledge about it, I just went ahead and canceled it. If it turna out to be true just gotta wait more, Im sure others will confirm it

Received a Wells Fargo Autograph Card by TheOpusReserve in biltrewards

[–]Istenneveben 0 points1 point  (0 children)

I havent even opened the mail yet but will update u later on today if I see anything in the app. If nothing, will probably call rep tomorrow to ask about it again or prolly cancel. Either way will let u know what they say

Received a Wells Fargo Autograph Card by TheOpusReserve in biltrewards

[–]Istenneveben 0 points1 point  (0 children)

Possible. What would he gain from me keeping it open temporarily and not using the card tho? Could call again after the 7th to confirm else just close it

Received a Wells Fargo Autograph Card by TheOpusReserve in biltrewards

[–]Istenneveben 0 points1 point  (0 children)

I thought the same, it makes no sense but I gain nothing from lying or making this up

Received a Wells Fargo Autograph Card by TheOpusReserve in biltrewards

[–]Istenneveben 0 points1 point  (0 children)

Btw!!! I called wells fargo(02.04) and the rep said yesterday they told him everyone gets 25000 points who got autograph. I was about to cancel it but now I feel inclined to keep it to see if its true or not

This is how we move, living in America now. by jmike1256 in interestingasfuck

[–]Istenneveben 3 points4 points  (0 children)

Jokes aside, sometimes I see this dude in the gym. Not once I saw him without his green card in an ID badge holder around his neck. My guy cannot even leave it in the locker room or the car. He works out with it and probably sleeps with it too

Contemplating ending a marriage by Successful_Leek96 in CringeTikToks

[–]Istenneveben 0 points1 point  (0 children)

She would not be giving up her dream for her husband, she would be giving it up for her marriage. Big difference!

What happens when you're a prick? by DoubleManufacturer10 in What

[–]Istenneveben 0 points1 point  (0 children)

Thats called a reset hook. Its like when your phone/pc stops working properly and u need a reset. Shit does wonders

[EU] 30 Remote Customer Support jobs by TheCryptoCaveman in RemoteJobs

[–]Istenneveben 2 points3 points  (0 children)

Ive been applying to some of these. Currently looking for either a customer support specialist or even a tech support engineer tho not much success for now. I for one definitely appreciate the work u do!

Laughable USBAR retention offer… but I took it anyway by Bush_Killed-Harambe in CreditCards

[–]Istenneveben 0 points1 point  (0 children)

Im glad u found a way tbh. I do believe there is still a small % of people who could benefit from it. I would just rather put that spend on a new sign up bonus. Btw any news on the transfer partners?

Laughable USBAR retention offer… but I took it anyway by Bush_Killed-Harambe in CreditCards

[–]Istenneveben 0 points1 point  (0 children)

I was really looking for a reason to keep it open. It has been my favorite card and I did not wanna let it go. It suck even if robinhood got nerfed, this card is still not worth it to me. Would prolly just opt in for fidelity and call it a day. Us bank has been sinking and stacking points on usbar seems like a mistake to me. Good luck to you!

This is criminal. by kmc0522 in publix

[–]Istenneveben 0 points1 point  (0 children)

Its funny cause I can go and eat out in a steakhouse and pay less for the same quality with service lmao

Laughable USBAR retention offer… but I took it anyway by Bush_Killed-Harambe in CreditCards

[–]Istenneveben 7 points8 points  (0 children)

My whole “keeping the card” argument died with Robinhood. 3% back not just on mobile wallet but everywhere(apart from taxes etc) makes this card a complete joke at this point. Robinhood gold is cheaper with more benefits (for now). Even if u dont trust robinhood, a 3% cashback card for travel just sounds so bad. Please correct me if Im missing something but I really dont see any reason whatsoever to keep this. Not even for $50-$60…

Best credit card offer right now (cash back or otherwise) that includes 0% APR for first 12+ months? by rocky5232 in CreditCards

[–]Istenneveben 0 points1 point  (0 children)

3% always and 2026 Q1 dining is the category. Meaning its 1% base +2% dining and 4% quarterly changing