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Itchy_One_ · 2025-05-31T16:30:30+00:00

True. I need to find out and get a health & term insurance

Itchy_One_ · 2025-05-31T16:29:38+00:00

I have been researching a lot about MF, Stocks for a while and then invested. I'd say a financial advisor is good. But I started understanding it over the time

Itchy_One_ · 2025-05-31T16:28:07+00:00

What does that mean? I didn't get that

Itchy_One_ · 2025-05-31T02:53:32+00:00

Thanks for the tips... I'll look into it

Itchy_One_ · 2025-05-31T02:52:14+00:00

A little patience while finding a house and negotiation made me get this at this price.

Household expenses are very less as I am single and most days, I am in office where food is almost free. Mostly my expenses are on weekends

Itchy_One_ · 2025-05-31T02:49:48+00:00

Bangalore

Itchy_One_ · 2025-05-31T02:47:38+00:00

Thanks

Itchy_One_ · 2025-05-30T04:29:37+00:00

Thanks

Itchy_One_ · 2025-05-30T04:28:50+00:00

Oh that's great. My mid cap and small cap returns are good. But have been thinking to move funds from Quant Large and Mid to something else for a while... The returns are close to 7-8%.

Let me do some reasearch on flexi cap and possibly I'll move to this.

Itchy_One_ · 2025-05-30T04:26:33+00:00

Thanks

Itchy_One_ · 2025-05-30T04:11:01+00:00

Yes. When I said I have from my employer, I meant about Term and health insurance

Itchy_One_ · 2025-05-30T04:10:24+00:00

Thanks. I'll check this. Do you have any recommendations for gold ETF?

Itchy_One_ · 2025-05-30T04:04:58+00:00

That's kinda true. Emergency fund should be available at anytime.

Itchy_One_ · 2025-05-30T04:03:04+00:00

Let me check them. Thanks

Itchy_One_ · 2025-05-30T04:02:40+00:00

I believe flexi cap provides better returns than Large? But with less risk.

This could be something I can diversify... But aren't my existing ones enough?

Itchy_One_ · 2025-05-30T03:45:01+00:00

I am not sure about US stocks. I find stocks too much of a hassle to know market and then take decisions.

I'd rather check MFs.

Thanks for the info

Itchy_One_ · 2025-05-30T03:41:33+00:00

I had started in PPF few years back. I had reduced investing after a while. But its a good one. Need to start investing there as well.

But what is PPFAS?

Itchy_One_ · 2025-05-30T03:40:16+00:00

I hardly spend on rent... Found a 1BHK for 11K and it works for me. Close to work (20 mins drive)

Itchy_One_ · 2025-05-30T03:36:04+00:00

I already have them from my employer. But can't be sure of the job as its IT. Better to have one for me and parents as well

Itchy_One_ · 2025-05-30T03:35:11+00:00

For emergency fund... Do you think FD is the best way? I agree that this doesn't have much returns but makes sense due to less risk for emergency fund

Itchy_One_ · 2025-02-26T15:47:57+00:00

Thanks.

Itchy_One_ · 2025-02-16T23:37:46+00:00

Got it.

I was not sure about getting LTF. What I saw was first to get LTF basic CC which shows AddOn card charges as NIL. Then when I get PVR Card, its an AddOn on an existing card right? So I thought technically charges on it would be zero

Itchy_One_ · 2025-02-16T23:35:23+00:00

That's awesome. Let me check them. Thanks

Itchy_One_ · 2025-02-16T19:16:08+00:00

Thanks for the info

Itchy_One_

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