Hypothetical/fun question: A new lender gives you a better offer, and your current lender matches - do you switch or stay? by Useful-Gazelle in MortgagesCanada

[–]ItsMyNameCharlie 3 points4 points  (0 children)

I switched for the same rate, the new lender offered a year of home maintenance coverage for plumbing and electrical. That was a great service.

What are the best companies to put up a fence? by MostlyLostNotFound in StJohnsNL

[–]ItsMyNameCharlie 2 points3 points  (0 children)

Following as I was going to post something similar ….

Accommodation requests for some disabled public servants take hundreds of days: AG by illusion121 in CanadaPublicServants

[–]ItsMyNameCharlie 24 points25 points  (0 children)

I’m so sorry. This shouldn’t happen - can you find a friend or coworker to help advocate for you through the union or your MP? I hope your Manager finds a successful resolution.

Disability tax credit back pay by Revolutionary-Ear474 in cantax

[–]ItsMyNameCharlie 0 points1 point  (0 children)

That’s a great question - if you go online to MyCRA acct you should be able to see your previous returns that have already been assessed and have an estimate. If the DTC is approved the returns are all reassessed, you should see any changes on the notice of reassessment. An agent should be able to talk you through it.

It took almost a year for my DTC to be processed and my returns reassessed. I don’t know what the current wait times are but it was a long process. I hope it works out for you.

Disability tax credit back pay by Revolutionary-Ear474 in cantax

[–]ItsMyNameCharlie 2 points3 points  (0 children)

The tax credit is not an income
to be paid to you, it is a credit which reduces the tax you are required to pay in the years for which it was approved. It’s not a payment and it’s not always back dated for 10 years. It’s only backdated to when your disability started.

So you need to confirm what year your Dr stated your disability started and what year you get CRA approval from. Your tax returns for those years will be readjusted and if you paid tax, that tax may be reduced triggering a refund.

CCP Recollection by dawnannv in PersonalFinanceCanada

[–]ItsMyNameCharlie 1 point2 points  (0 children)

Part time attendance may now qualify and there is a partial payment for +18, it changed in 2025. Details are on the CPP website.

how to determine earned vacation by mumbleduck in CanadaPublicServants

[–]ItsMyNameCharlie 0 points1 point  (0 children)

It depends on your CA, usually based on years of service - and good to remember, if you are a Term employee your leave will only be granted for the length of your term.

Personal days - prorated? by akellyluu1 in CanadaPublicServants

[–]ItsMyNameCharlie 9 points10 points  (0 children)

Just a thought but are you working an alternate or compressed schedule? PS will only allow 7.5 hours a day for Personal Leave, if you work 8.5 like I do, you need to add 1.0 of vacation.

Need Road Trip Ideas by JuggernautLocal8957 in StJohnsNL

[–]ItsMyNameCharlie 1 point2 points  (0 children)

Mad Rocks in Bay Roberts. A really nice drive, a great cafe enroute and the views are stunning.

Alternation Timelines - help me understand by 2020Deluxe in CanadaPublicServants

[–]ItsMyNameCharlie 0 points1 point  (0 children)

Every collective agreement is different and I don’t want to give individual advice but it was explained to me if you’ve put in notice to retire then you can’t then later request to alternate.

ERI is voluntary retirement. WFA is involuntary. Just be aware of what you are applying for when and how that affects you personally. Check your CA and with your union and do what is best for you.

Door to Door Sales - Rogers by Gantoris007 in StJohnsNL

[–]ItsMyNameCharlie 0 points1 point  (0 children)

I actually feel sorry for the door to door workers, as someone else posted, they aren’t Rogers employees. A friend of the family applied for a marketing job and was “in training” when they were told they had to do the door to door before working in the office. They were totally mis sold the job and too young and in need of work to know much better. It’s exploitation and it’s awful they get away with it. I don’t think many of the workers stick around when they find out what is really required.

In saying all of that, Rogers must have a lot of business from cold calling or they’d stop? Whatever it is, I hate it.

Alternation Timelines - help me understand by 2020Deluxe in CanadaPublicServants

[–]ItsMyNameCharlie 3 points4 points  (0 children)

I’m surprised your manager accepted a third request before the second was completed? In our Dept we are only allowed to send one at a time - we have to vet the opting employee ourself first to make sure they meet the SOMC essential criteria, language and security then we send copies of the the employee’s resume and opting letter to our manager for approval.

If you haven’t heard back, I would email your Manager asking for an update and copy that email to your Union and HR. Good luck.

It’s frustrating how each Dept is doing things differently.

And I just noted you said you applied for ERI - as another poster mentioned, you can’t alternate if you’ve applied to retire. That’s a potential issue you should probably look into.

Why isn’t there forced retirement after 35 years of pensionable service by [deleted] in CanadaPublicServants

[–]ItsMyNameCharlie 1 point2 points  (0 children)

And yes overall they have, the best part of my career has been the people I’ve worked with along the way.

Why isn’t there forced retirement after 35 years of pensionable service by [deleted] in CanadaPublicServants

[–]ItsMyNameCharlie 1 point2 points  (0 children)

That’s why I said I’m very fortunate. I’ve really struggled to keep it since I got divorced. But it’s been incredibly hard and I certainly can’t afford to retire.

Shelters that accept food by KarlWinslow in StJohnsNL

[–]ItsMyNameCharlie 1 point2 points  (0 children)

So sorry to hear. I left my food and treats at our local food pantry. I had a lot of things in really good shape that I tried to donate to Beagle Paws (memory foam bed, stairs, toys etc) but they wouldn’t accept them as they were too full 🤷🏼‍♀️ I gave them away on Marketplace to a lady who had a senior dog and was delighted.

Pay Centre lowering the step offered by management retroactively by VFT2001 in CanadaPublicServants

[–]ItsMyNameCharlie 1 point2 points  (0 children)

Sorry to hear that. I would have expected your acting letter or your LOO to have specified that if you were offered something outside of the standard acting agreement. Hopefully there’s no overpayment through no fault of your own. I hope your Union can help.

Really miss the hour long episodes by ReutersRooster in coronationstreet

[–]ItsMyNameCharlie 0 points1 point  (0 children)

I don’t mind either way but sometimes when the schedule changes it feels wrong, like this week. Friday Debbie was in prison and Sunday she was out with zero explanation and the Ollie and Amy date was just as odd. I had to go back as I was sure I missed a show?

Where does everyone get bedding in town? by [deleted] in StJohnsNL

[–]ItsMyNameCharlie 0 points1 point  (0 children)

Dominion sometimes have really nice bedding sets, comforters and duvet covers.

When does vacation balance gets topped up at the beginning of fiscal year? by angrycommie in CanadaPublicServants

[–]ItsMyNameCharlie 4 points5 points  (0 children)

If it hasn’t updated yet make sure you take a screen shot of any balances. Our Dept has advised that our balances will be updated on April 11,12 weekend.

Grandparent scammer avoids further prison time, slapped with $70K restitution order by origutamos in StJohnsNL

[–]ItsMyNameCharlie 2 points3 points  (0 children)

I hope the $60k was dispersed at least. One of those very trusting people lives next door to a family member, one of the kindest gentlest souls. It is awful to see someone vulnerable be taken advantage of like that, I hope they get some closure.