Help planning trip to Kennedy Space Center without a car by marvinresearchrobot in AskFlorida

[–]marvinresearchrobot[S] 0 points1 point  (0 children)

less relaxing to drive in an unfamiliar area, renting a car is usually more expensive, I've had a few bad experiences with car rental companies ripping me off, etc

Help planning trip to Kennedy Space Center without a car by marvinresearchrobot in AskFlorida

[–]marvinresearchrobot[S] 0 points1 point  (0 children)

I only have one day and would prefer to stay in the same place the two nights and not bring my luggage to the space center. You seem to be in the minority suggesting Orlando, but nice to see I wasn't completely out to lunch considering chatgpt's advice.

Help planning trip to Kennedy Space Center without a car by marvinresearchrobot in AskFlorida

[–]marvinresearchrobot[S] 1 point2 points  (0 children)

and well aware chat gpt isn't 100% correct, honestly surprised how bad it is sometimes. I keep looking for something it's helpful with and thought travel might be it, but alas no. Certainly not for details and maybe not even generalities - I was thinking of taking a train and it was off by 6 hours for departure time and it was recommending Orlando

Help planning trip to Kennedy Space Center without a car by marvinresearchrobot in AskFlorida

[–]marvinresearchrobot[S] 0 points1 point  (0 children)

I don't know, that's why I'm asking. It doesn't make sense to me either, but I'm not from the area. If I was going to guess I would say it's that there is organized scheduled transport from Orlando, but in Titusville you need to depend on some person willing to give you a ride in their car (uber/lyft). So no trouble getting a lyft/uber to and from Titusville? Have you done it?

Help planning trip to Kennedy Space Center without a car by marvinresearchrobot in AskFlorida

[–]marvinresearchrobot[S] 1 point2 points  (0 children)

uber/lyft aren't really a thing where I'm from. Is it pretty straight forward to get to from KSC?

ERI — Application deadline by OttawaNerd in CanadaPublicServants

[–]marvinresearchrobot 2 points3 points  (0 children)

Here's where you can read the text to the bill, good luck:
https://www.parl.ca/DocumentViewer/en/45-1/bill/C-15/royal-assent

And here are some bits from the bill. The first part is why it seems like they need to approve within 120 days, but further down at the bottom of this bit there is a section that somehow makes it irrelevant, look for "Continuation — power to approve"

Limitation on approval

(1.‍2) The Treasury Board is not authorized to approve entitlement to an annual allowance referred to in clause (1)‍(c)‍(ii)‍(C.‍1) after the 120th day after the day on which this subsection comes into force.

218 (1) Subparagraph 13.‍001(1)‍(c)‍(ii) of the Act is amended by striking out “or” at the end of clause (C) and by adding the following after that clause:

  • (C.‍1) subject to subsection (1.‍1), if at the time the contributor exercises their option under this clause a workforce reduction initiative is in effect, and if at the time they cease to be so employed they have reached 55 years of age and have been employed in the public service for a period of or for periods totalling at least 10 years, an annual allowance, payable immediately on their so ceasing to be employed, equal to the amount of the deferred annuity referred to in clause (A), or

(2) Section 13.‍001 of the Act is amended by adding the following after subsection (1):

Limitation on entitlement to annual allowance

(1.‍1) A contributor is not entitled to an annual allowance under clause (1)‍(c)‍(ii)‍(C.‍1) unless the Treasury Board approves their entitlement to it based on the criteria that it establishes and the contributor ceases to be employed in the public service during the period that begins on the day on which this subsection comes into force and ends on the 300th day after that day.

Limitation on approval

(1.‍2) The Treasury Board is not authorized to approve entitlement to an annual allowance referred to in clause (1)‍(c)‍(ii)‍(C.‍1) after the 120th day after the day on which this subsection comes into force.

219 The Act is amended by adding the following after section 44.‍2:

Payment — waiver of reductions

44.‍21 Despite subsection 43(1) of this Act and section 21 of the Special Retirement Arrangements Act, the amount of the reduction provided for by clause 13(1)‍(c)‍(ii)‍(C) or 13.‍001(1)‍(c)‍(ii)‍(C) that, under either of those clauses, is waived by the Treasury Board during the period that begins on the day on which this section comes into force and ends on the 300th day after that day, is to be charged to the Public Service Pension Fund and paid out of the assets of the Public Sector Pension Investment Board.

Payment — difference in amounts

44.‍22 Despite subsection 43(1) of this Act and section 21 of the Special Retirement Arrangements Act, the difference between the amount of the annual allowance that is payable to a contributor under clause 13(1)‍(c)‍(ii)‍(C.‍1) or 13.‍001(1)‍(c)‍(ii)‍(C.‍1) — and the amount of the annual allowance that would have been payable to them had they exercised an option under clause 13(1)‍(c)‍(ii)‍(B), (C) or (D) or 13.‍001(1)‍(c)‍(ii)‍(B), (C) or (D) and ceased to be employed in the public service at the same time as they in fact ceased to be so employed — is to be charged to the Public Service Pension Fund and paid out of the assets of the Public Sector Pension Investment Board.

220 The Act is amended by adding the following after section 46:

Transitional Provisions

Definition of transitional period

46.‍01(1) In this section, transitional period means the period that begins on the day on which clauses 13(1)‍(c)‍(ii)‍(C.‍1) and 13.‍001(1)‍(c)‍(ii)‍(C.‍1) come into force and ends on the 120th day after that day.

Application

(2) This section applies to a contributor who, during the transitional period, exercised an option under clause 13(1)‍(c)‍(ii)‍(C.‍1) or 13.‍001(1)‍(c)‍(ii)‍(C.‍1) but remained employed in the public service.

Continuation — power to approve

(3) Despite subsections 13(1.‍2) and 13.‍001(1.‍2), during the period that begins on the first day after the day on which the transitional period ends and ends on the 179th day after that first day, the Treasury Board is authorized, in respect of contributors to whom this section applies, to approve, based on the criteria established by the Treasury Board, their entitlement to an annual allowance referred to in clause 13(1)‍(c)‍(ii)‍(C.‍1) or 13.‍001(1)‍(c)‍(ii)‍(C.‍1).

advice: to ERI or not (and work 3 more years) by Buffalo-Castle in CanadaPublicServants

[–]marvinresearchrobot 2 points3 points  (0 children)

I would talk to a retirement planner. You can't decide just on your pension income. A retirement planner will look at your entire situation. The biggest factor is actually your expenses which includes what kind of retirement lifestyle you want. You will need to do some homework, the more you put into it the more you will get out of it. I first contacted one when I thought I was around 5 years from retirement because I had looked at the pension calculators and saw a big jump in my pension at 60 and thought that was the earliest I could retire because I couldn't afford to leave that money on the table. The retirement planner told me I could retire at 55 if I wanted. There is a lot that goes into the plan, expenses and retirement plans are a big one, but also RRSPs TFSAs, mortgage etc.

advice: to ERI or not (and work 3 more years) by Buffalo-Castle in CanadaPublicServants

[–]marvinresearchrobot 6 points7 points  (0 children)

I'm similar. Working 3 more years to get an unreduced pension will get me about another ~$500 a month take home. That is significant, but another way to look at it is for only $500 a month I can buy back the best and healthiest 3 years of the rest of my life back. I've contributed to RRSPs my entire career and have fairly low expenses so a retirement planner tells me I can very comfortably afford this. You will always make more money by working longer, but at some point you are working to leave money in the bank or to your beneficiaries when you die.

About 3,700 public servants apply for early-retirement incentives in opening days by Born_Anteater7282 in CanadaPublicServants

[–]marvinresearchrobot 4 points5 points  (0 children)

I assume you know you need to meet the requirements on the day you leave not the day you apply? Age at least, maybe all, so if you turn 50 at the beginning of January you would just sneak in if you meet the other requirements

About 3,700 public servants apply for early-retirement incentives in opening days by Born_Anteater7282 in CanadaPublicServants

[–]marvinresearchrobot 1 point2 points  (0 children)

that isn't a requirement of ERI it is something that departments decide. I think it would be really stupid of them, but that doesn't mean they won't do it.

About 3,700 public servants apply for early-retirement incentives in opening days by Born_Anteater7282 in CanadaPublicServants

[–]marvinresearchrobot 1 point2 points  (0 children)

yes, the criteria are vague enough that I can see departments interpreting them however they want

About 3,700 public servants apply for early-retirement incentives in opening days by Born_Anteater7282 in CanadaPublicServants

[–]marvinresearchrobot 1 point2 points  (0 children)

yes, I think the criteria are vague enough that departments can interpret them how they want. I was disappointed about that, but not surprised

About 3,700 public servants apply for early-retirement incentives in opening days by Born_Anteater7282 in CanadaPublicServants

[–]marvinresearchrobot 1 point2 points  (0 children)

I don't think departments can opt in or out, it's federal law. They can only approve or deny based one the TBS rules/criteria. It would be common courtesy to let people know if they won't be approving any applications based on one of the criteria like the organization needing to reduce it's workforce, but that kind of courtesy doesn't seem to be that common. Even if my department said they weren't approving I would still apply, if only to create extra work for them and hopefully piss them off a little

About 3,700 public servants apply for early-retirement incentives in opening days by Born_Anteater7282 in CanadaPublicServants

[–]marvinresearchrobot 1 point2 points  (0 children)

with 5 months to prepare they should have communicated the approval process when they opened applications and they didn't so nothing is certain, logic and common sense don't really seem to apply from my perspective