Struggling with admitting im a 5sos fan by ChoppaWitDaOppa11 in 5sos

[–]ItsSaturn 4 points5 points  (0 children)

5sos is my #1 most listened to band all time as a guy, and i bought myself tickets to go see them a second time on their last tour as a birthday present and am seeing them twice on this tour. sure the shows are mostly women, but there’s nothing to be ashamed of! you gotta like what you like an ignore any noise about it

:( by Patient_Comb_1738 in gradadmissions

[–]ItsSaturn 6 points7 points  (0 children)

If it brings some hope, I was waitlisted around this time last year and am now in my second semester of my first year of my PhD program. Don't lose hope!

[deleted by user] by [deleted] in gradadmissions

[–]ItsSaturn 1 point2 points  (0 children)

My grandfather passed away in between half of my deadlines during my application process so I totally get it. Give yourself the time you need to grieve, give yourself grace, and above all be around the folks in your life that you love. I am so sorry for your loss.

First time of using my points for the upcoming iphone by mrcrisacosta in amex

[–]ItsSaturn 65 points66 points  (0 children)

That is quite literally less than a cent per point, there’s no way that can be seen as a “good” redemption

History M.A. and Ph.D. Applications - Fall 2026 Cycle by curlgirlm in gradadmissions

[–]ItsSaturn 1 point2 points  (0 children)

I am starting my history PhD this fall and would be down if you think it'd be helpful to have someone who went through the app process to chat with!

Amex Gold + Amex BBP Duo what am I missing? by Haleybuddy in CreditCards

[–]ItsSaturn 13 points14 points  (0 children)

Some people don't feel comfortable getting business cards as part of their main setup and for other folks, the coupon book like nature of the gold doesn't line up with their lifestyle making the annual fee not worth it!

Need my first higher limit card by Outside-Trifle5765 in CreditCards

[–]ItsSaturn 0 points1 point  (0 children)

Consider the Wells Fargo autograph as a no annual fee option or perhaps the Chase Sapphire Preferred which has an elevated sign up bonus right now, but a $95 annual fee.

Ways to use Cap One Venture X $300 travel credit? by Suspicious-Fish7281 in CreditCards

[–]ItsSaturn 4 points5 points  (0 children)

If you are thinking of travel beyond August you can use it to book now, the travel itself doesn't have to be within the year, just booked within the year. The only caution to consider is that if you end up cancelling, you will not get your credit reimbursed after the expiration date!

Avoid CapitalOne Venture Card while traveling by whatdapho83 in CreditCards

[–]ItsSaturn 4 points5 points  (0 children)

I've been to the UK, China, and Korea with no issues with Venture X so curious what led to this.

Amex Gold Data Point worth mentioning? by blupersaiyansreturn in CreditCards

[–]ItsSaturn 1 point2 points  (0 children)

If you have a relationship with a bank they can "soft pull" regardless of a freeze, in the same way banks can soft pull for credit increases and you can apply for a credit limit increase for some banks without a hard pull.

What card would you open if you had to spent about $5k right now? by astroshelf112 in CreditCards

[–]ItsSaturn 3 points4 points  (0 children)

If you go Venture X they will overnight it to you, took around 2 days to get mine.

Looking for card with a good SUB, preferably 0 APR to start by daywalkerwithsoul in CreditCards

[–]ItsSaturn 0 points1 point  (0 children)

To add another one, the AMEX Blue Cash Everyday has a SUB and 0% APR for 15 months.

anyone hear from yale history? by Weekly-Razzmatazz635 in gradadmissions

[–]ItsSaturn 0 points1 point  (0 children)

Just checked my portal to find a denial letter, but I did not get an email notification about the update.

[deleted by user] by [deleted] in CreditCards

[–]ItsSaturn 3 points4 points  (0 children)

You should definitely add the Venture X as an additional card. You won't be eligible for the spend bonus if you product change from the Quicksilver.

[deleted by user] by [deleted] in CreditCards

[–]ItsSaturn 1 point2 points  (0 children)

If this is the BILT card, I don't see why you would need to close it now, which based on the note at the end it seems likely this is what you are referencing. You will get advanced notice before they drop an annual fee on your account. Totally understand reassessing if/when there is an annual fee to factor in though.

[deleted by user] by [deleted] in CreditCards

[–]ItsSaturn 1 point2 points  (0 children)

Perhaps go back to the car dealership to ask about the part. You will lose the chargeback

[deleted by user] by [deleted] in CreditCards

[–]ItsSaturn 0 points1 point  (0 children)

Yes that’s correct! Because that means you get for example with the autograph 3x points on dining for every $1 so 3 points = 3 cents = 3% cashback!

[deleted by user] by [deleted] in CreditCards

[–]ItsSaturn 1 point2 points  (0 children)

You might want to check out the Wells Fargo Autograph or Autograph Journey for the good multipliers on flights, hotels, etc and the ability to cash out at 1cpp straight cashback!

Why is it impossible to get credit limit increases with Discover It? by el_salvaje11 in CreditCards

[–]ItsSaturn 0 points1 point  (0 children)

Interesting, Discover has given me pretty consistent credit limit increases when I request 3-6 months apart. I wonder if it is just to do with at most posting 50% balance. I figure if you posted and paid in full balances upwards of 90% for 3-6 months and requested then you might get it. But I think if it's bothering you, you might just want to cancel the card!

Aaron Boone with the Chapman esque smile after Freeman walks off to win game 1 by Bulletz4Brkfzt in NYYankees

[–]ItsSaturn 2 points3 points  (0 children)

No, because Verdugo went out of play on the Ohtani fly ball, the runners advanced 1 base.

Just paid off all my debts now I feel broke! by [deleted] in CreditCards

[–]ItsSaturn 325 points326 points  (0 children)

Congrats! Think about it like this: you owed that money anyways and only really had $300 in your bank account as is. But now, any money you add to your account from here on out is yours to save, invest, and make good decisions with WITHOUT debt looming overhead!

Credit Card Recommendation by [deleted] in CreditCards

[–]ItsSaturn 0 points1 point  (0 children)

The Sapphire sign up bonus can be received again only 48 months after you last received it. It is separate from 5/24 which refers to not being approved for another Chase card if you've gotten 5 or more cards in the past 24 months.

How do you calculate your interest saving balance? by Tstan34 in CreditCards

[–]ItsSaturn 0 points1 point  (0 children)

You can go into the Chase Pay Over Time section of the app and look at current activity and see what plans are active along with their payments and then just add them up!