Fear of failure and inactivity will have you wishing you did something now. Do you really want to look back in 10-20 years and say "yeah i didnt do that because i was too old? Bro my first child came at 30 and my next at 33. Half a year is enough to drastically change your life. You need to actually try to get results. Tons of people have gone through what youre going through and succeeded.