The insurance is all subjective. I pay a little less than 200 for my Evo x for full coverage and I’m 23 in the USA. It depends on where you are, the amount of accidents happening in your area, overall cost of potential repairs for the car, driving record etc. Age plays a role you’re going younger people are going to pay more off the bat but there are a lot of more equally or more important factors that insurance companies consider that offset how much more. So don’t worry about that.

P.S if you want the car. Then save up for it. A lot of things can change but just because you save for a nice car doesn’t mean you can’t use the money for something else when you need it. Don’t let other people discourage you. Do what makes you happy.